Why you should apply for long-term care insurance before your 80s

As such, most traditional long-term care insurance policies are only available to applicants who are 79 or younger, according to the American Association for Long-Term Care Insurance. And, if you wait ... Read More

5 surprising long-term care insurance benefits you should know

Long-term care insurance doesn't just apply to nursing homes or in-home care scenarios. Many policies will also cover adult day care services, providing a supervised, protective environment for older ... Read More

3 smart long-term care insurance moves to make in your 70s

The good news is that you likely have multiple options to choose from, even in your 70s. However, it's imperative that you choose the best policy for your needs. And, there are a few smart moves you ... Read More

Long-term care insurance: what it covers and who needs it

Close to 70% of adults 65 or older will need long-term assistance at some point, according to a 2022 report from the U.S. Department of Health and Human Services. Many Americans aren't prepared ... Read More

No Long-Term Care Plan? Here’s What to Do About It

A clear long-term care plan makes delegation easier The ... of course, on our condition and how long we require it. Broadly speaking, she has four options for how she’s going to fund that ... Read More

3 Little-Known Alternatives To Long-Term Care Insurance

Sit back, relax, and let's explore some of little known alternatives to long-term care insurance. But first ... The kind of annuity we're talking about for our example here is a fixed-indexed ... Read More

What is the least expensive type of long-term care?

So, it's important ... "The options for long-term care insurance have changed over the years," says Gilbert. "No longer must you buy the use it or lose it type of coverage. Today, we can buy ... Read More

Hybrid Life Insurance and Long Term Care (2024)

Long-term care is not generally covered by private health insurance or Medicare, so it’s important to create a plan ... Our analysis includes a comprehensive review of each provider we feature ... Read More

Best long-term care insurance companies in April 2024

We’ve researched various long-term care insurance options to help you find the right fit for your needs. Read More

What's a 'Pool of Money' in Long-Term Care Insurance?

A pool of money could be the star of the show in your long-term care plan ... a reimbursement plan, it’s important to consider the pool of money and why it matters so much says C. Read More

How to Pay for Long-Term Care

He says annuities are also easier to purchase at more-advanced ages. Traditional long-term-care insurance ... Note: This item first appeared in Kiplinger's Personal Finance Magazine, a monthly ... Read More

Long Term Care Insurance

Though Alzheimer's patients under age 65 can qualify for Medicare, they don't get access to just any treatment. The number of claims has swelled over the last three years. Claims are being paid to ... Read More