What are the biggest advantages of a good credit score? A consumer advocate explains

The majority of American consumers now score in at least the "good" range or higher. This is great news because a ... companies are stricter than others. If your credit score is 700 or above ... Read More

Credit scores decreased for first time in a decade as borrowers miss payments

For the first time in a decade, average credit scores have ... of higher interest rates, elevated consumer prices and economic uncertainty has put a financial strain especially on those consumers ... Read More

What is the average credit card APR?

Consumers with higher credit scores are likely to receive better rates than ... not those of any bank, credit card issuer, airlines, hotel chain, or other commercial entity and have not been ... Read More

Credit scores fall for the first time in a decade as Americans struggle to save, keep up with payments

Credit scores have ... consumers, especially those already struggling to manage their finances," according to the report. FICO also pointed to an increase in "missed borrower payments" and ... Read More

Consumers with low credit face confusion in auto financing, survey finds

Nevertheless, 63 percent of those surveyed said they plan to purchase or trade in a vehicle in the next two years. Another key factor holding consumers ... have a higher credit score with one ... Read More

Credit scores fall for the first time in a decade as Americans struggle to pay their bills

“Another likely driver is that savings rates have trended back down to zero and those savings cushions that many consumers ... “consumer debt levels” as causing the drop in credit scores ... Read More

These 5 credit cards are available to those with credit scores of 580 and below

If you have a lower credit score, it's harder to get approved for personal loans, credit cards and mortgages. And when you are approved, you'll likely be stuck with a higher interest rate. Read More

Consumers In Great Shape Despite, Or Because Of, Higher Interest Rates: 'Those With Cash Are Rewarded'

Higher interest rates may have helped consumers. That’s according to Ryan Detrick, chief market strategist at Carson Group, who asked: “We know consumers are paying more for things if they are ... Read More

What's A Good Credit Score To Have? How To Get It?

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This ... Read More