
Forty-four percent of consumers feel more financially stressed than last year, while one-third usually take on holiday debt or expect to this season.
Shoppers are setting budgets and reconsidering spending, but sales promotions and convenient financing can complicate those plans.
Buy now, pay later services can spread out purchases, but missed payments and overlapping repayment schedules can create additional financial pressure.
Holiday shoppers are heading into the 2026 season with tighter budgets and growing financial anxiety, making decisions about how to pay almost as consequential as what to buy.
The Electronic Transactions Association and payments consulting firm TSG found that 44% of consumers feel more financially stressed than last year, compared with 27% in 2025. One-third say they usually accumulate holiday debt or likely will this year, up from 19%.
Author: Mark Huffman
Source: Consumer Affairs
Posted: 2026-11-10 11:59:23













