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How Boat Buying Is Being Made Easier With Boat Loan Calculator Tools

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Over the years technology has streamlined and improved many tasks in life. Some industries have been quicker to adapt to new technology than others, the boat industry is one such industry that has been slow to adapt. When buying a boat, there are only a few websites to peruse through such as YachtWorld, Boats, and Boat Trader. Additionally, there are still "boat for sale" ads in marina newspapers and classified ads. While these three websites did make it easier to buy or sell a boat, there is a new set of websites coming to market that is dedicated to helping people buy and sell specific boat brands.

Yellowfin Boats For Sale is one such example. Yellowfin Boats For Sale is dedicated solely to helping people buy and sell Yellowfin boats. This more personalized experience saves a prospective buyer time as they don't have to sift through unwanted boats, and gives sellers a platform to highlight their boats at no cost. The team at Yellowfin Boats For Sale is currently building out other websites for similar boat brands.


Boat ownership can be difficult, especially for a first-time boat buyer, which is why we wanted to make the buying processes much easier and more streamlined. Additionally, our website is ads free, so you do not have to worry about cluttered pages filled with ads. Additionally, our friends at Money Nomad build an excellent boat loan calculator that was designed by boat owners for boat owners, making the loan process that much easier.

Our goal is to leverage technology and integrate it into every aspect of boat buying and selling, so that time and money can be saved. The easier the sales cycle, the more people can enjoy boating. I've seen what opportunities boating and fishing have brought to me, so I want to make sure others have these experiences as well. Every day we are striving to get many more friends and family out on the water!

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Consumer News: Black Friday deals spark overspending as holiday shopping ramps up
Fri, 28 Nov 2025 23:07:08 +0000

Black Friday urgency pushes consumers to spend more

By Truman Lewis of ConsumerAffairs
November 28, 2025

  • Black Friday promotions trigger urgency and impulsive online buying

  • Convenience features like one-click checkout fuel overspending and debt

  • Experts urge shoppers to add friction, track triggers and plan purchases


Americans spent $10.8 billion online on Black Friday last year, according to Adobe Analytics, reflecting the powerful psychological pull of deep discounts and limited-time offers. Retail researchers say the annual surge in promotions creates a sense of urgency that can override financial caution. When shoppers are convinced a deal is fleeting, they are more likely to buy first and think later.

The widespread use of one-click checkout, stored credit-card information and buy now, pay later loans amplifies that impulse. These tools promise convenience and instant gratification a quick dopamine spike that often comes before consumers take a moment to consider whether a purchase is necessary. As a result, many shoppers overspend during the holidays and wind up carrying debt well into the next year.

Experts warn of psychological triggers behind holiday purchases

Financial therapists say the mechanics of Black Friday deals intentionally play on emotional vulnerabilities. Sales can serve as an outlet for stress, boredom or a desire for reward, especially during a busy and sometimes emotionally charged holiday season. Without guardrails, these forces can push consumers into patterns of unhealthy spending.

Nathan Astle, a certified financial therapist, recommends removing the runway for impulse purchases by deleting stored payment information from online accounts, apps and mobile wallets, in a New York Times report. Anything that makes spending slightly less convenient reduces the likelihood of overspending, he said.

Other experts advise adding intentional delays to the buying process. Strategies include setting a 24-hour waiting period before making any discretionary purchase or listening to a full song before pressing the checkout button a small pause that can interrupt the emotional rush that leads to impulse buying.

Small behavioral shifts can rein in holiday overspending

Researchers say introducing points of friction can help curb automatic spending behaviors. For in-store shoppers, this can mean carrying items by hand instead of using a cart, intentionally limiting how much can be purchased. For online shoppers, creating wish lists instead of loading items into a cart can often provide the same sense of satisfaction without completing the purchase.

Planning ahead also makes a significant difference. Financial counselors recommend making a list of what you truly need and noting regular prices before Black Friday begins. Armed with this information, shoppers are better able to determine whether a discount is genuine or artificially inflated.

Another key step is identifying personal triggers whether certain product categories, social-media ads or influencer recommendations. Unfollow or mute accounts that nudge you toward impulse buys, and steer clear of haul videos that glamorize excessive consumption.

Understanding emotional spending improves long-term habits

Experts emphasize that holiday overspending is often a symptom of deeper emotional patterns. Keeping a money journal can help shoppers recognize what they were feeling before, during and after each purchase. That awareness can reveal hidden motivations such as loneliness, stress or boredom that fuel unnecessary spending.

While Black Friday deals promise big savings, financial counselors say the best bargain may be slowing down long enough to understand the forces driving your decisions.


Tips to avoid holiday overspending

  • Delete saved payment info: Removing stored cards and one-click options forces a pause before you buy.

  • Use a 24-hour rule: Wait one day before purchasing anything that isnt essential.

  • Add friction: Carry items in-store instead of using a cart, or create an online wish list instead of adding to your cart.

  • Make a must-have list: Decide what you actually need before sales begin and note regular prices to spot real deals.

  • Identify your triggers: Mute influencers, skip haul videos and avoid product categories that tempt you.

  • Play a buying pause song: Listen to one full track before checking out online to disrupt impulse spending.

  • Keep a money journal: Track what you buy and how you feel before and after purchases to catch emotional spending patterns.



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