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Builders have reduced construction since the housing market crash

By Mark Huffman Consumer News: US short 4 million housing units, industry report finds of ConsumerAffairs
March 12, 2025

Despite a recent slowdown in home sales, brought on by the combination of prices and mortgage rates, the U.S. still faces a housing shortage. A new study by Realtor.com puts the shortfall at 4 million homes.

The stark figures, released in a press statement, highlight the growing chasm between housing demand and available inventory. The shortage was mostly caused by years of underbuilding following the 2009 housing market crash. It was compounded by recent economic factors that are driving up prices and creating fierce competition among prospective buyers.

The report concludes that the housing market is facing a significant crisis, causing families to struggle to find affordable housing. The report points to a confluence of factors contributing to the crisis, such as construction delays, supply chain disruptions, and rising material costs.

Another factor is causing a shortage. Current homeowners, especially those with low mortgage rates, are reluctant to sell.

What can be done?

Whats the answer? Realtor.com is calling on policymakers to implement strategies that encourage new home construction and alleviate the existing supply constraints. These strategies include streamlining permitting processes, incentivizing builders, and addressing zoning regulations that hinder development.

"We need a comprehensive approach that tackles the root causes of the housing shortage," the real estate platform said in a statement. "By 'Letting America Build,' we can create more opportunities for homeownership and strengthen communities across the country."

An independent report suggests the struggle to find affordable housing is taking a toll on prospective buyers. The Fannie Mae Home Purchase Sentiment Index decreased 1.8 points in February to 71.6, driven largely by consumers' increased pessimism that mortgage rates will go down in the next year.

The share of consumers who say it is a good time to buy a home is only 24%, while the share who say it is a good time to sell dipped to 62%. February also saw a notable decline in consumers' optimism toward their personal financial situation, including household income and concern they could lose their job.

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Posted: 2025-03-12 11:22:27

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Consumer News: EWG analysis finds over 100 unreviewed chemicals in U.S. foods
Mon, 09 Mar 2026 22:07:07 +0000

Experts reveal how a regulatory loophole may allow ingredients into everyday products without FDA safety review

By Kristen Dalli of ConsumerAffairs
March 9, 2026
  • A new analysis found 111 food chemicals used in U.S. products that were never reviewed by the FDA.

  • Companies can bypass oversight by declaring substances generally recognized as safe, or GRAS, without notifying regulators.

  • Experts say the finding highlights transparency gaps in the food system and raises questions about how additives are monitored.


A new analysis is raising concerns about what might be quietly making its way into the foods Americans eat every day. Researchers found more than 100 chemicals added to U.S. foods that were never reviewed by the Food and Drug Administration (FDA) before entering the market.

The findings come from a report by the Environmental Working Group (EWG), which identified 111 substances that manufacturers introduced into the food supply without submitting them to the FDA for review.

These ingredients may appear in thousands of products ranging from packaged snacks to beverages. While that doesnt necessarily mean theyre harmful, researchers say the lack of government evaluation raises important questions about safety and transparency in the food system.

The issue stems from a long-standing regulatory pathway known as generally recognized as safe, or GRAS, which allows certain food ingredients to bypass formal FDA approval under specific circumstances.

This is a wake-up call for every American who assumes the FDA is reviewing the safety of chemicals in their food, Melanie Benesh, EWGs vice president for government affairs, said in a news release.

Instead, food and chemical companies are exploiting a loophole to keep both the government and the public in the dark.

The loophole behind the findings

The GRAS rule dates back to 1958, when Congress created an exemption for common ingredients like salt, vinegar, and baking powder that were already widely understood to be safe.

But critics say the system has evolved in ways lawmakers never intended. Today, companies can determine on their own that a chemical qualifies as GRAS and begin using it in food products without mandatory FDA notification.

According to the EWG analysis, some of the unreviewed substances include plant extracts and alternative proteins. Examples cited in the report include aloe vera extract, mushroom extracts, and green tea extracts, which have been linked in some research to potential health concerns depending on the formulation and dosage.

Researchers say the bigger issue isnt necessarily any single ingredient its that regulators and consumers may not know these substances are being used at all. Without required disclosure or review, data on safety, exposure levels, and possible risks may never reach regulators or the public.

What consumers should know

Experts say the findings shouldnt cause panic, but they do highlight why paying attention to ingredients matters.

For consumers, a few practical steps can help reduce potential exposure to questionable additives:

  • Limit ultra-processed foods. Many additives are most common in heavily processed products.

  • Check ingredient lists. Unfamiliar extracts or chemical names can signal added processing.

  • Choose simpler foods when possible. Fresh or minimally processed options typically contain fewer additives.

Advocates are also pushing for regulatory changes that would require companies to notify the FDA when they introduce new food chemicals and make safety data publicly available.

The FDAs failure to act for more than 60 years has made state leadership essential, said Benesh. Congress must close the GRAS loophole to restore trust in our food system.


Read More ...


Consumer News: Auto Safety Recall Derby - Week of March 9
Mon, 09 Mar 2026 22:07:07 +0000

GMC, Ford, and Lincoln are all part of this week's auto recall derby

By News Desk of ConsumerAffairs
March 9, 2026


Weekly Auto Recall Roundup

Here are the latest vehicle and equipment recalls announced by the National Highway Traffic Safety Administration (NHTSA).

Reminder: Recall repairs are free. Contact your dealer as soon as possible if your vehicle is affected.

General Motors, LLC NHTSA Recall ID 26V129000

Issue: Engine Stall Due to Disabled Rear Fuel Pump

Make Model Model Years
GMC SIERRA 3500 20252026
CHEVROLET SILVERADO 3500 20252026

General Motors, LLC NHTSA Recall ID 26V127000

Issue: Tire Sidewall Damage

Make Model Model Years
GMC SAVANA 20252026
CHEVROLET EXPRESS 20252026

Ford Motor Company NHTSA Recall ID 26V124000

Issue: Rearview Camera Image May Not Display

Make Model Model Years
FORD BRONCO 20212026
FORD EDGE 20212024

Ford Motor Company NHTSA Recall ID 26V123000

Issue: Incorrectly Displayed Rearview Camera Image/FMVSS 111

Make Model Model Years
LINCOLN CORSAIR 20202022
FORD ESCAPE 20202022
FORD EXPLORER 20202024
LINCOLN AVIATOR 20202024

Ford Motor Company NHTSA Recall ID 26V120000

Issue: Driver's Seat May Move Unexpectedly

Make Model Model Years
LINCOLN NAVIGATOR 2026

Ford Motor Company NHTSA Recall ID 26V119000

Issue: Driveshaft May Separate

Make Model Model Years
FORD F-350 SD 20252026
FORD F-250 SD 20252026

Ford Motor Company NHTSA Recall ID 26V118000

Issue: Backup Alarm Sound Failure

Make Model Model Years
FORD E-350 20262027
FORD E-450 20262027

Check your vehicle for recalls

To find out whether your specific vehicle is included in a recall, you can check by VIN or license plate on NHTSA's recall lookup page: NHTSA.gov/recalls.

If your vehicle has an unrepaired recall, contact your local dealership to schedule a repair recall remedies are provided at no cost.


Read More ...


Consumer News: Costco takes on fertility costs with major drug discounts for members
Mon, 09 Mar 2026 19:07:07 +0000

New Sesame partnership promises easier access to care and dramatically cheaper IVF medications

By Kristen Dalli of ConsumerAffairs
March 9, 2026
  • Costco has partnered with Sesame and fertility network IVI RMA to offer members coordinated fertility care and discounted medications.

  • The program could reduce fertility drug costs by up to 80%, potentially saving thousands per treatment cycle.

  • Members can start with online consultations through Sesame and be referred to specialists if treatments like IVF are needed.


Costco is known for bargain rotisserie chickens and bulk paper towels but now its adding something more serious to the list: fertility care.

The warehouse giant has announced a new partnership with health care platform Sesame and fertility network IVI RMA North America aimed at making fertility treatment easier and more affordable for Costco members. The initiative gives members access to coordinated fertility care and deep discounts on medications often used during treatments like in vitro fertilization (IVF).

"Our partnership with Sesame and IVI RMA reflects our commitment to transparent and affordable solutions that reduce barriers, are more accessible, and more affordable for our members," Richard Stephens, Senior Vice President of Pharmacy at Costco, said in a news release.

"By combining transparent pricing with coordinated care, we're removing the barriers that have historically kept quality fertility treatment out of reach for too many families."

How the program works

The partnership brings together three pieces of the fertility care puzzle.

Patients start through Sesame, a direct-to-consumer health care platform that connects patients with clinicians online. Costco members can access fertility consultations, diagnostic testing, and care coordination through Sesames clinicians.

If more advanced treatment is needed such as IVF, intrauterine insemination (IUI), or egg freezing patients are referred to fertility specialists within the IVI RMA North America network. Sesame clinicians remain involved during treatment to help coordinate care, explain medical terminology, and guide patients through the process.

One of the biggest financial benefits comes from the pharmacy side. Fertility medications are filled through Costco with exclusive member pricing, offering savings of up to 80% on certain drugs commonly used in fertility treatment.

For example, medications used in an IVF cycle could cost roughly $1,640 to $2,296, compared with typical self-pay prices of $3,000 to $6,000 per cycle.

"This partnership empowers people to take control of their reproductive health without barriers, stigma, or waiting," David Goldhill, CEO & Founder of Sesame, said in the news release.

"By connecting patients directly with care coordinators and world-class specialists, we're making family planning accessible and delivering measurably better outcomes through coordinated, continuous care."

What consumers should know

For people exploring fertility treatment, the partnership may offer a more affordable entry point especially for those paying out of pocket.

Here are a few things to keep in mind:

  • Youll start online. The program begins with a consultation and diagnostic workup through Sesame before any referrals to fertility clinics.

  • Medication savings could be significant. Fertility drugs often represent one of the biggest out-of-pocket costs during treatment, so pharmacy discounts may make a noticeable difference.

  • Insurance isnt required. Because Sesame operates as a direct-pay health care platform, the program is designed to work for both insured and uninsured patients.

"In partnership with Costco and Sesame, leaders of the highest caliber, we are expanding access to quality fertility care and reducing barriers so more people across the country can build the families they desire, Lynn Mason, CEO, IVI RMA North America, said in the news release.

Every partnership we form and program we launch is grounded in expanding access to the most advanced care for individuals and families who deserve expertise and support throughout their fertility journey.


Read More ...


Consumer News: Spring, with allergy symptoms, is just around the corner
Mon, 09 Mar 2026 19:07:07 +0000

But allergy specialists say theres no reason for sneezin

By Mark Huffman of ConsumerAffairs
March 9, 2026
  • Tree pollen is already emerging in warmer parts of the U.S., marking the start of spring allergy season for many people.

  • Allergy specialists say starting medication about a month before symptoms usually appear can help prevent severe reactions.

  • Climate change and milder winters may be causing allergy seasons to start earlier in some regions.


Warmer temperatures across much of the nation after a frigid winter are a hopeful sign. But the arrival of spring also brings allergies out of hibernation. Allergy specialists are warning that tree pollen one of the earliest triggers of seasonal allergies is already appearing in parts of the United States.

But a high pollen count doesnt necessarily mean everyone will suffer symptoms.

Its important to remember that high pollen counts dont always translate to symptoms for every person, said Dr. Cherie Zachary, president of the American College of Allergy, Asthma and Immunology (ACAAI). Your symptoms depend on which specific pollens youre allergic to.

For example, people sensitive to tree pollen may already be experiencing symptoms, while those allergic only to grasses may not notice problems until later in the season.

Early preparation is important

For those with tree pollen allergies, specialists say early preparation is key. Allergy medications are most effective when started before symptoms begin.

People with tree pollen allergies should start taking their allergy medications at least a month before their symptoms typically appear, Dr. Zachary said. Starting early helps prevent the immune system from mounting a full-blown response once pollen levels rise.

In recent years, environmental changes have also influenced the timing of allergy seasons. Milder winters and earlier warm spells linked to climate change can prompt trees to release pollen sooner, meaning allergy symptoms may appear earlier as well.

Common symptoms

Spring allergies can cause a wide range of symptoms including sneezing, nasal congestion, itchy eyes, coughing, wheezing, and fatigue. Many people manage symptoms with over-the-counter antihistamines or nasal sprays, but those treatments dont always provide enough relief.

If over-the-counter medications arent adequately controlling your symptoms, its time to see an allergist, Dr. Zachary said.

Board-certified allergists can develop personalized treatment plans based on a patients specific allergy triggers. Options may include prescription medications, strategies to reduce exposure to allergens, or longer-term treatments.

One such treatment is allergen immunotherapy, available in the form of allergy shots or tablets. The therapy works by gradually training the immune system to tolerate allergens, reducing the severity of symptoms over time and potentially decreasing reliance on medications.

Limit pollen exposure

Allergy specialists also recommend simple steps to limit pollen exposure during peak season. Keeping windows closed in homes and cars, using air conditioning and high-efficiency air filters, and showering or changing clothes after spending time outdoors can all help reduce the amount of pollen brought indoors.

With spring approaching, experts say planning ahead can make the season far more manageable.

With the right strategy, people with allergies dont have to dread spring, Dr. Zachary said. Early treatment, environmental precautions, and guidance from an allergist can help keep symptoms under control so you can enjoy the season.


Read More ...


Consumer News: Ford recalls 1.7 million vehicles over backup camera display problem
Mon, 09 Mar 2026 19:07:07 +0000

Multiple models are included in the recall

By Mark Huffman of ConsumerAffairs
March 9, 2026
  • Ford is recalling about 1.7 million vehicles in the U.S. due to a malfunction that can prevent the backup camera image from displaying correctly.

  • Some vehicles may show a blank screen or an inverted image when the car is put in reverse, potentially reducing visibility.

  • The recall affects several types of Ford and Lincoln vehicles with modelyears 2020 through 2026.


Ford Motor Co. is recalling nearly 1.74 million vehicles in the United States because of a defect that can cause the rearview camera display to malfunction, increasing the risk of a crash.

The recall centers on software issues affecting the vehicles infotainment systems, which control the backup camera feed displayed on the dashboard screen. According to documents filed with the National Highway Traffic Safety Administration (NHTSA), the problem can cause the rearview camera image to fail to appear when the vehicle is placed in reverse or appear flipped or inverted on the display.

Backup cameras are required safety equipment in all new vehicles sold in the United States because they help drivers see objects, pedestrians, or obstacles behind the vehicle. If the image fails to display properly, it can limit a drivers visibility and raise the likelihood of a crash while backing up.

The recall affects multiple Ford and Lincoln models built between 2020 and 2026. Impacted vehicles include the Ford Bronco, Edge, Escape, and Explorer, as well as Lincoln Corsair and Aviator SUVs.

Federal safety regulators say two different issues are responsible for the malfunction. In some vehicles, a component in the infotainment system may overheat and shut down, preventing the rearview image from appearing. In others, a software error can cause the camera feed to display upside down or inverted.

Ford estimates that all vehicles included in the recall may have the defect. However, the automaker said it is not aware of any crashes or injuries linked to the problem.

What to do

To fix the issue, Ford plans to update the affected vehicles software. Some owners will be able to receive the repair through an over-the-air update, while others may need to visit a dealership for service. Notification letters to owners are expected to begin mailing later this month.

Drivers can check whether their vehicle is included in the recall by entering their vehicle identification number (VIN) on Fords recall website or the NHTSA recall database.


Read More ...


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