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Consumer Daily Reports

Trump's 'one big bill' provides some tax relief for older middle-class taxpayers

By James R. Hood of ConsumerAffairs
July 5, 2025

  • Lots of changes in store for Social Security recipients as more people rely on a system that's operating above capacity.
  • Full retirement age (FRA) will increase to 66 years and 10 months next year for Americans born in 1959.
  • The FRA reaches 67 in 2026 for those born in 1960 or later, capping decades of gradual changes.


This is shaping up as a year for older taxpayers to remember. Besides the changes mandated by President Trump's "big beautiful bill," many Americans are facing achangein Social Security's full retirement age (FRA) that will have a big impact on their retirement planning.

Any change to Social Security creates anxiety as the program has come to be a primary source of retirement income for as many as 40% of retired Americans. This is largelydue to the disappearance of pensions from the corporate workplace and to the low savings rate by U.S. consumers and is putting a massive strain on Social Security, which was originally designed to replace about 40% of a workers pre-retirement income.

Photo

For generations, Congress has passed the buck on finding new sources of revenue for the program, leaving the Social Security Administration to stretch its resources by upping the age at which it pays full benefits.

The latest increase will come in November 2025, when the FRA the age at which individuals are eligible to receive 100% of their Social Security benefits will increase to 66 years and 10 months for those born in 1959.

This is the latest step in a gradual schedule set in motion by the 1983 amendments to the Social Security Act, aimed at reflecting longer life expectancies and reducing the financial strain on the program.

By 2026, the FRA will reach 67 for Americans born in 1960 or later a threshold that will mark the culmination of the decades-long shift. The retirement age was fixed at 65 for decades prior to these reforms.

What's a tax break and what isn't?

You may not like the FRA change but it's at least easy to understand. That's not the case, however, with taxation provisions in Trump's bill. You may recall that Trumphad promised to eliminate federal taxes on Social Security benefits. That didn't happen, although his bill does include a temporary increase to the standard deduction for older people, which might lower the taxable income for some recipients.

Here's a summary of the changes. Read carefully, it's complicated.

  • Enhanced Tax Deduction:The bill includes a provision to temporarily raise the standard tax deduction for individuals aged 65 and older. The Senate version would increase the standard deduction byup to $6,000 for tax years 2025 through 2028.
  • Income Limits for the Deduction:The full $6,000 deduction is available to individuals with up to$75,000 in modified adjusted gross incomeand married couples filing jointly withup to $150,000. The deduction phases out for those above these thresholds and will not benefit the wealthiest seniors.
  • Impact on Taxable Social Security:This enhanced deduction can indirectly help lower or middle-income retirees by potentially shielding more of their Social Security benefits from federal taxes. Some sources state that the majority of older adults receiving Social Security will pay no federal income tax on their benefits due to this change.
  • Does NOT Eliminate Social Security Taxes:Despite campaign promises and claims from the Trump administration and SSA, the billdoes not fully eliminate taxes on Social Security benefits. Policy experts have clarified that the bill provides tax relief through a deduction, not a repeal of the tax.
  • Limited Scope and Exclusions:The enhanced deduction istemporary, lasting through 2028. Additionally, not all Social Security beneficiaries will benefit, including those under 65, and those with higher incomes exceeding the phase-out limits.

Early retirement getsexpensive

Returning to the FRA, although Americans can still claim benefits as early as age 62, doing so comes with significant consequences: monthly payments can be reduced by as much as 30% for those who claim early. On the other hand, delaying benefits past ones FRA can result in a higher payout, increasing by up to 8% per year until benefits max out at age 70.

The changes come as Social Security faces growing financial pressures. Recent projections indicate the programs trust funds could be depleted by 2034, potentially forcing benefit cuts unless Congress takes action. Without reforms, beneficiaries might receive only 81% of promised benefits after that date, according to estimates.

Lawmakers are debating potential solutions, ranging from raising payroll taxes to further increasing the retirement age. Some proposals under consideration could push the FRA as high as 69 between 2026 and 2033 a move that would impact millions of workers currently aged between 30 and 55.

Proponents argue such changes are necessary to keep the system solvent without directly cutting benefits, while critics warn that delaying retirement disproportionately affects those in physically demanding jobs or with lower life expectancy.

For individuals hoping to plan ahead, the Social Security Administration offers a retirement age calculator and personalized benefit estimates through its My Social Security accounts, allowing Americans to model how these changes could impact their financial futures.

While the FRA increase in 2025 is certain, the debate over further hikes is likely to remain front and center in Washington as lawmakers grapple with how to protect one of the nations most vital social safety nets for decades to come.




Posted: 2025-07-05 19:37:23

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Consumer News: The summer sale wars are here: How to use Amazon, Walmart, and Target against each other this week
Tue, 23 Jun 2026 01:07:07 +0000

Why Amazon isn't always the cheapest option this week

By Kyle James of ConsumerAffairs
June 22, 2026
  • Compare before you buy. Prime Day gets the attention, but Walmart and Target often match or beat Amazon on popular items.

  • Use each store's advantage. Amazon offers price-history tools, Target has valuable gift card promotions, and Walmart's same-day pickup can be a major perk.

  • Don't overlook essentials. Detergent, paper towels, pet food, and other household staples often see some of the biggest discounts of the week.

If you're only shopping Amazon Prime Day this year, you're probably missing some of the best deals.

For the first time, America's three biggest retailers are essentially going to war for your wallet.

  • Amazon Prime Day: June 23-26

  • Walmart Deals Event: June 22-28

  • Target Circle Week: June 23-26

Most shoppers will jump online, see a "50% off" badge, and hit the Buy Now button as fast as they can. That's exactly what retailers are counting on.

The smartest shoppers don't pick sides. They make Amazon, Walmart, and Target compete for their business by comparing prices, leveraging loyalty programs, and taking advantage of each retailer's strengths. Heres a smart strategy to follow this year to maximize your savings.

Check Walmart before buying anything on Prime Day

One of the biggest mistakes shoppers make is assuming Amazon automatically has the lowest price. That's often not the case these days.

Because Walmart launched its Deals Event a day earlier, many of its discounts are already live and competing directly against Prime Day.

Before checking out on Amazon, compare the unit price at Walmart, especially on larger pack sizes. Walmart frequently uses its sale events to aggressively price-match Amazon on consumables while also offering store pickup, allowing shoppers to avoid shipping delays and minimum order requirements.

Always use Walmart's app while browsing Prime Day deals, as it makes it easy to compare prices. Many shoppers never comparison shop, which is exactly what retailers are hoping for.

Pro tip: When shopping the Walmart Deals event, build a cart of household essentials first. Saving $5 here and $10 there on products you buy every month can often produce bigger overall savings than scoring a discount on a gadget you didn't plan to purchase.

Don't assume today's Amazon price is the best you'll see

Alexa price tracker tool

Make sure youre using the price tracking tools that Amazon gives you.

Specifically, their AI powered Ask Alexa tool is on every product page just waiting to be used.

Be sure to tap the Show price history button to get access to a one-month, three-month, and one-year price history of the product. If you dont immediately see it, tap Ask something else, which will bring up the price history option that you can select.

This is the easiest way to tell if a Prime Day price is actually a good deal or not. Oftentimes Amazon will raise the price before a sales event, only to lower it once the sale starts, all in an attempt to make it appear like a screaming deal. Their own AI price tracker will tell you the real truth.

If the Prime Day price is the same as its been in the past, you know you can wait and not rush the purchase. Or better yet, pull up the Walmart and Target website to see if they have a lower price on the item.

Pro tip: Add products to your Amazon wish list and check prices morning and evening. It's not unusual for pricing to change multiple times during Prime Day.

Use Target gift card promotions as instant discounts

Target's biggest advantage this week during their Deal Days isn't necessarily the sale prices. It's the gift card promotions that they will be offering.

Many shoppers ignore these promos because they focus only on the sticker price and that's a mistake. For example, imagine you're shopping for a small appliance like an air fryer.

Amazons price on the air fryer: $89.99

Targets price on the same air fryer: $99.99 (but includes a $20 Target gift card)

Most shoppers will immediately choose Amazon.

But if you regularly buy groceries, cleaning supplies, toiletries, or household products at Target, that gift card has real value. Your effective cost on the air fryer is just $79.99.

Target often runs promotions such as:

  • Spend $50, get a $10 gift card

  • Spend $100, get a $20 gift card

  • Buy select household essentials, get a gift card

These gift cards promos will be front and center this week. So, if you already shop at Target regularly, you should factor these promos into every purchasing decision.

Buy household essentials before electronics

The flashy deals this week will always get the headlines. Stuff like TVs, laptops, and gaming systems.

But some of the best savings this week are hiding in much less exciting categories.

Think about the products you're guaranteed to buy over the next few months:

  • Laundry detergent

  • Paper towels

  • Shampoo

  • Coffee pods

  • Pet food

  • Trash bags

  • Vitamins

  • Cleaning supplies

Retailers like Amazon, Target, and Walmart frequently offer some of their lowest prices of the year on these products during major sale events.

A family that saves 30% to 40% on household necessities can often save more money overall than someone who buys a discounted gadget they didn't really need.

So, before you go shopping for electronics, make a list of household essentials and stock up when prices hit their lowest levels, which they inevitably will.

Never compare product names compare model numbers

This is one of the most important shopping rules of the week.

Retailers often sell products that look nearly identical but aren't exactly the same.

For example, a television listed as a Samsung 65-inch QLED at Walmart may appear identical to one sold at Amazon. But the model numbers can be totally different and that matters a lot. That tiny difference can mean different picture quality, fewer refresh rates, fewer HDMI ports, older processors, and reduced gaming performance.

The same issue appears with laptops, vacuums, printers, soundbars, and kitchen appliances. Before declaring one retailer the winner, always take a closer look and compare the actual model number.

Pro tip: Your smartest move is to copy the actual model number into Google and compare prices across all three retailers before buying. That way you know youre comparing apples to apples.

Don't stop shopping after Prime Day ends

Most consumers treat June 26 as the finish line, and that's a mistake.

While Amazon Prime Day and Target Circle Week end on June 26, Walmart's Deals Event continues through June 28.

Historically, Walmart often uses the final days of its sale to clear seasonal inventory and capture shoppers who missed Prime Day. Specifically, keep an eye on deals on patio furniture, grills, pool accessories, summer toys, outdoor dcor, as well as lawn and garden products.

In years past, some of Walmart's most aggressive markdowns appear after Amazon's sale has already ended.


Read More ...


Consumer News: New data shows how work distractions follow drivers behind the wheel
Tue, 23 Jun 2026 01:07:07 +0000

A Travelers Insurance survey reveals many drivers still feel pressure to stay connected for work even while navigating busy holiday traffic

By Kristen Dalli of ConsumerAffairs
June 22, 2026
  • Work-related distractions are common behind the wheel: A Travelers survey found many drivers are still checking emails, answering calls, and using phones for work while driving, even during busy holiday travel periods.

  • Pressure to stay always on is a major risk factor: Nearly 6 in 10 employed drivers feel compelled to respond to work calls immediately, and many say workplace culture and constant notifications contribute to unsafe driving behaviors.

  • Experts say prevention starts with both employers and drivers: Travelers Michael Fackler emphasizes clearer company expectations, do not disturb while driving tools, and simple habits like putting phones out of reach and planning ahead before hitting the road.

As Americans hit the road for summer holidays like the Fourth of July, traffic isnt the only thing competing for drivers attention. New data from Travelers highlights a growing and often overlooked issue: work-related distractions behind the wheel.

According to the survey, nearly half of employed drivers admit to checking emails or texts while driving, and more than half say they actively use their phones on the road. Even more striking, almost six in 10 say they feel pressured to answer work calls while driving blurring the line between off the clock and on the road.

With AAA projecting tens of millions of people traveling by car during peak holiday weekends, experts warn that this kind of multitasking can have serious consequences. ConsumerAffairs spoke with Travelers transportation risk control expert Michael Fackler who explained that the data points to a persistent challenge for both drivers and employers: reducing the expectation to stay connected when attention should be fully on the road.

The rise of work-related distracted driving

Fackler explained that there are several factors that contribute to work-related distracted driving, including an always-on workplace culture, technology that blurs the line between the office and the road, and a misunderstanding of the personal risk associated with driving while distracted.

He shared some key insights from a March 2026 Travelers survey of 1,000 working, driving Americans:

  • 67% of respondents reporting they can access work communications while behind the wheel, including work emails, calls and messaging platforms.

  • About four in 10 said that they frequently or sometimes answer a work call while driving. Nearly six in 10 said that they feel compelled to respond to a work call the moment it comes in.

  • Almost half indicated feeling a sense of urgency to respond to a work text or chat message.

  • 28% of those who said that they engage with work while driving believe they can do it safely.

  • Fear of missing something important was cited by 27% of our respondents

  • 26% said that hard-to-ignore notifications appearing on their vehicles screen are a contributing factor.

  • 25% said that they engage without really thinking about it.

  • 23% said the culprit is the workplace culture itself an environment that implicitly or explicitly demands an immediate response to work-related communications.

That dynamic makes holiday weekends like the Fourth of July a timely reminder, Fackler said. The potential for more drivers on the road means less margin for error, and the same work culture pressures our survey identified dont disappear because its a holiday.

Changing company culture

The survey findings point to a need for a change in company culture.

When leaders call or message employees who they know are on the road, it signals that immediate and constant availability is expected, regardless of what any policy may say, Fackler said. The most important thing that employers can do is make it clear that no call, text or email is worth a life.

The commitment to safety must start at the top, with managers modeling the behavior they want to see in their employees by waiting until appropriate times to communicate in general, and especially on holiday weekends. If there is an urgent reason to communicate, leaders must manage those communications carefully and make sure that an employee is safely parked before reaching out.

Preventing distracted driving

There are several technological tools available to help consumers prevent distracted driving. Here are Facklers top recommendations:

  • Telematics systems. For fleet environments, telematics systems are among the most practical tools available to employers today. These platforms can monitor driving behavior in real time, tracking metrics like phone use, harsh braking, speed and time behind the wheel. When that data feeds into a coaching program, it can meaningfully change driver behavior over time.

  • Advanced driver assistance systems (ADAS). This includes lane departure warnings, automatic emergency braking and blind-spot monitoring. These tools provide an active safety layer that can help reduce the consequence of a momentary lapse in attention, though they are not substitutes for attentive driving.

  • Advanced phone features. For individual employees using personal vehicles for work travel, employers can encourage or require the use of built-in do not disturb while driving features, which are now standard on both iOS and Android mobile devices.

Staying safe on the road

Ahead of the holiday weekend, Fackler shared his best tips to minimize distracted driving and ensure drivers are safe on the roads.

The reality of holiday weekend travel is that you will share the road with drivers who are distracted some by work, some by personal communications, some by fatigue after long drives, Fackler said. The most important thing any driver can do is build in an extra margin: more following distance, lower speeds in heavy traffic, and heightened awareness at intersections and on-ramps, where conflicts are most common.

Here are some more tips:

  • Plan before you pull out. Set your GPS, set up your playlist and check traffic information before you start to drive. Once youre moving, those tasks become distractions. This is one of the most effective preparation habits and should be universal.

  • Put the phone somewhere that you cant reach it easily, or use your phones driving mode so notifications are automatically suppressed. Research suggests that simply knowing a notification is waiting creates a cognitive pull. Removing access to your phone eliminates the temptation to answer a call.

  • If you have passengers, ask them to help manage navigation and communications. A co-pilot arrangement is one of the most effective and underused tools available for safer driving.

  • If youre exhausted, dont try to push through. Fatigue impairs driving in ways that are comparable to alcohol impairment, and tiredness combined with the distraction of a buzzing phone compounds the risk. Stop, rest and resume when youre alert.

  • If you know someone is on the road, dont call or text them. Being the person on the other end of a distracted drivers phone is a risk to them we can all choose to avoid.


Read More ...


Consumer News: Auto Safety Recall Derby - Week of June 22
Mon, 22 Jun 2026 19:07:06 +0000

Storyteller Overland, Wabash Trailer, and Forest River are part of this week's recall roundup

By News Desk of ConsumerAffairs
June 22, 2026

Weekly Auto Recall Roundup

Here are the latest vehicle and equipment recalls announced by the National Highway Traffic Safety Administration (NHTSA).

Reminder: Recall repairs are free. Contact your dealer as soon as possible if your vehicle is affected.

Storyteller Overland NHTSA Recall ID 26V392000

Issue: Alternator Pulley Failure May Cause Power Brakes and Power Steering Loss

Make Model Model Years
STORYTELLER OVERLAND GXV HILT 20242026

Wabash National Corporation NHTSA Recall ID 26V391000

Issue: Insufficient Rear Impact Protection/FMVSS 223

Make Model Model Years
WABASH VAN TRAILER 2027

Forest River, Inc. NHTSA Recall ID 26V390000

Issue: Incorrect GVWR on Certification Label/FMVSS 120

Make Model Model Years
FOREST RIVER XLR TOYHAULER 20232024

Check your vehicle for recalls

To find out whether your specific vehicle is included in a recall, you can check by VIN or license plate on NHTSA's recall lookup page: NHTSA.gov/recalls.

If your vehicle has an unrepaired recall, contact your local dealership to schedule a repair recall remedies are provided at no cost.

```


Read More ...


Consumer News: New data shows how work distractions follow drivers behind the wheel
Mon, 22 Jun 2026 19:07:06 +0000

A Travelers Insurance survey reveals many drivers still feel pressure to stay connected for work even while navigating busy holiday traffic

By Kristen Dalli of ConsumerAffairs
June 22, 2026
  • Work-related distractions are common behind the wheel: A Travelers survey found many drivers are still checking emails, answering calls, and using phones for work while driving, even during busy holiday travel periods.

  • Pressure to stay always on is a major risk factor: Nearly 6 in 10 employed drivers feel compelled to respond to work calls immediately, and many say workplace culture and constant notifications contribute to unsafe driving behaviors.

  • Experts say prevention starts with both employers and drivers: Travelers Michael Fackler emphasizes clearer company expectations, do not disturb while driving tools, and simple habits like putting phones out of reach and planning ahead before hitting the road.

As Americans hit the road for summer holidays like the Fourth of July, traffic isnt the only thing competing for drivers attention. New data from Travelers highlights a growing and often overlooked issue: work-related distractions behind the wheel.

According to the survey, nearly half of employed drivers admit to checking emails or texts while driving, and more than half say they actively use their phones on the road. Even more striking, almost six in 10 say they feel pressured to answer work calls while driving blurring the line between off the clock and on the road.

With AAA projecting tens of millions of people traveling by car during peak holiday weekends, experts warn that this kind of multitasking can have serious consequences. ConsumerAffairs spoke with Travelers transportation risk control expert Michael Fackler who explained that the data points to a persistent challenge for both drivers and employers: reducing the expectation to stay connected when attention should be fully on the road.

The rise of work-related distracted driving

Fackler explained that there are several factors that contribute to work-related distracted driving, including an always-on workplace culture, technology that blurs the line between the office and the road, and a misunderstanding of the personal risk associated with driving while distracted.

He shared some key insights from a March 2026 Travelers survey of 1,000 working, driving Americans:

  • 67% of respondents reporting they can access work communications while behind the wheel, including work emails, calls and messaging platforms.

  • About four in 10 said that they frequently or sometimes answer a work call while driving. Nearly six in 10 said that they feel compelled to respond to a work call the moment it comes in.

  • Almost half indicated feeling a sense of urgency to respond to a work text or chat message.

  • 28% of those who said that they engage with work while driving believe they can do it safely.

  • Fear of missing something important was cited by 27% of our respondents

  • 26% said that hard-to-ignore notifications appearing on their vehicles screen are a contributing factor.

  • 25% said that they engage without really thinking about it.

  • 23% said the culprit is the workplace culture itself an environment that implicitly or explicitly demands an immediate response to work-related communications.

That dynamic makes holiday weekends like the Fourth of July a timely reminder, Fackler said. The potential for more drivers on the road means less margin for error, and the same work culture pressures our survey identified dont disappear because its a holiday.

Changing company culture

The survey findings point to a need for a change in company culture.

When leaders call or message employees who they know are on the road, it signals that immediate and constant availability is expected, regardless of what any policy may say, Fackler said. The most important thing that employers can do is make it clear that no call, text or email is worth a life.

The commitment to safety must start at the top, with managers modeling the behavior they want to see in their employees by waiting until appropriate times to communicate in general, and especially on holiday weekends. If there is an urgent reason to communicate, leaders must manage those communications carefully and make sure that an employee is safely parked before reaching out.

Preventing distracted driving

There are several technological tools available to help consumers prevent distracted driving. Here are Facklers top recommendations:

  • Telematics systems. For fleet environments, telematics systems are among the most practical tools available to employers today. These platforms can monitor driving behavior in real time, tracking metrics like phone use, harsh braking, speed and time behind the wheel. When that data feeds into a coaching program, it can meaningfully change driver behavior over time.

  • Advanced driver assistance systems (ADAS). This includes lane departure warnings, automatic emergency braking and blind-spot monitoring. These tools provide an active safety layer that can help reduce the consequence of a momentary lapse in attention, though they are not substitutes for attentive driving.

  • Advanced phone features. For individual employees using personal vehicles for work travel, employers can encourage or require the use of built-in do not disturb while driving features, which are now standard on both iOS and Android mobile devices.

Staying safe on the road

Ahead of the holiday weekend, Hackler shared his best tips to minimize distracted driving and ensure drivers are safe on the roads.

The reality of holiday weekend travel is that you will share the road with drivers who are distracted some by work, some by personal communications, some by fatigue after long drives, Fackler said. The most important thing any driver can do is build in an extra margin: more following distance, lower speeds in heavy traffic, and heightened awareness at intersections and on-ramps, where conflicts are most common.

Here are some more tips:

  • Plan before you pull out. Set your GPS, set up your playlist and check traffic information before you start to drive. Once youre moving, those tasks become distractions. This is one of the most effective preparation habits and should be universal.

  • Put the phone somewhere that you cant reach it easily, or use your phones driving mode so notifications are automatically suppressed. Research suggests that simply knowing a notification is waiting creates a cognitive pull. Removing access to your phone eliminates the temptation to answer a call.

  • If you have passengers, ask them to help manage navigation and communications. A co-pilot arrangement is one of the most effective and underused tools available for safer driving.

  • If youre exhausted, dont try to push through. Fatigue impairs driving in ways that are comparable to alcohol impairment, and tiredness combined with the distraction of a buzzing phone compounds the risk. Stop, rest and resume when youre alert.

  • If you know someone is on the road, dont call or text them. Being the person on the other end of a distracted drivers phone is a risk to them we can all choose to avoid.


Read More ...


Consumer News: 82% of Americans say grocery prices are hurting more than gas prices
Mon, 22 Jun 2026 19:07:06 +0000

A new survey finds rising food costs are changing shopping habits, with many consumers turning to store brands and discount retailers

By Kristen Dalli of ConsumerAffairs
June 22, 2026
  • 82% of Americans say food and beverage prices are hitting them harder than gas, making groceries the most painful inflation category right now.

  • Rising prices are reshaping shopping habits, with 60% of consumers dropping brand loyalty and many switching to store brands or discount grocers to save money.

  • Experts say simple strategies like meal planning, shopping with a list, and choosing private-label products can help shoppers stretch their grocery budgets.

Americans have grown used to paying more for everyday essentials, but many say its the grocery store not the gas station thats putting the biggest strain on their budgets.

A new survey from supply chain software company DOSS found that 82% of consumers say food and beverage prices are hitting them harder than fuel costs, prompting many shoppers to rethink what they buy and where they shop. Rising prices are also weakening brand loyalty, with consumers increasingly choosing store brands, discount grocers and cheaper alternatives to stretch their dollars.

To break it all down, ConsumerAffairs spoke with David Appel, VP of Marketing at DOSS.

Have grocery prices risen as quickly as gas prices?

Appel explained that gas prices often grab attention because they can change overnight and are visible on every street corner.

Theyre also influenced by everything from crude oil markets to refinery outages and geopolitical events, he said. But grocery inflation is often felt more frequently. Our research found that 82% of Americans say food and beverage prices are among the most painful inflation categories they face today, compared to 76% who say the same about gas.

Whether its a full grocery run or a quick stop for essentials, consumers encounter higher food prices several times a week, while gas expenses depend more on how often they drive.

Using store brands to your advantage

One of the best ways to stretch your dollar at the grocery store is opting for store brands instead of private-label brands.

The perception of private-label quality just isnt what it used to be, and its no longer seen as a compromise, Appel said. When nearly 7 in 10 Americans believe store brands are just as good as name brands, that really emphasizes the shift in consumer perceptions and behavior.

Whether its canned goods, frozen veggies, pasta, dairy products, or pantry basics, the savings really do add up, and theres not a noticeable dip in quality either.

Appel said that when it comes to items to avoid purchasing from store brands, focus on items where the formulation or performance matters, like coffee, specialty sauces, baby products, or particular cleaning supplies.

Having a list can save you money

If youre looking to save money on groceries, Appel recommends taking the time to do your homework before you ever get into the store.

When youre focusing on the price of individual items, many tend to overlook how fast impulse buys, convenience foods, or even extra trips to the store pile up over the course of a month, he said.

Instead of going into a store without a plan, plan your meals and make a list of things you need to replace. The extra couple of minutes can help you avoid impulse purchases.

Another pitfall is shopping based on habit instead of price, Appel said. Folks will continue to buy the same brands because theyre familiar, even as the prices increase.

Shrinkflation is another factor shoppers underestimate. You believe youre paying the same price as before, but youre often getting less of the product. This hidden increase in cost per serving can nudge your grocery spending far beyond what youre expecting to get.

How to keep up with rising grocery prices

While prices are increasing, there are ways to maximize your budget. Appel shared his best advice for shoppers:

Dont beat yourself up over switching brands, or going with something less flashy or recognizable, he said. Many shoppers are abandoning brands they were loyal to for years because their prices just dont feel reasonable considering the economic climate.

Its a normal response to inflation, not a reflection of your personal finances or self-worth. You have to protect your overall budget rather than stick to old shopping habits. There are plenty of ways to stretch your budget, from store brands to buying in bulk, or switching grocery stores, and you have more leverage than it can feel like. Trust me, retailers are already seeing it and it doesnt hurt to vote with your wallet.

Some more grocery store tips:

  • Start with a meal plan, build your list around weekly promotions, look for coupons, and be brand flexible. Maybe if chicken is on sale that week instead of beef, adjust the menu.

  • Dont ignore discount grocers, warehouse clubs, and private-label products. Big savings typically come from changing where you shop and what brands you throw in your cart, not just clipping a few extra coupons. Youll be saving way more money if you get a dollar off 20 items vs hunting for that one big discount.


Read More ...


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The best place to buy kitchen appliances isn't Costco, according to a Consumer Reports survey
Mon, 22 Jun 2026 16:39:00 GMT
Kitchen appliances are essential, and you want quality and good prices. A Consumer Reports survey found that a store other than Costco is the best.

Consumer Reports investigation: Additives in popular snacks
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A new Consumer Reports investigation found concerning levels of certain additives and contaminants in some widely sold foods and drinks.

Consumer Reports Reveals Concerning Levels of Additives and Contaminants in Popular Snacks
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A new investigation from Consumer Reports and Yuka highlights issues with food safety regulation in the United States.

Consumer Reports and Yuka Test 40 Popular U.S. Foods, Find 1 in 4 Exceed Daily Safety Levels for Additives
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