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Consumer Daily Reports

Your rewards arent money and the court just confirmed it

By Kyle James of ConsumerAffairs
December 29, 2025
  • Chipotle can expire points (180 days) because earned rewards points arent legally treated like gift cards

  • Dont hoard points earn-and-burn programs are designed to make unused rewards disappear

  • Protect yourself: check the programs expiration rules and use the minimum numberof points on a small purchaseto protect your points total


A federal court ruled that Chipotle Rewards points are not gift cards or gift certificates under California or New York law, which means Chipotle can legally keep its 180-day expiration policy for points earned through purchases.

The lawsuit tried to challenge that policy by arguing expiring points violate state laws that typically ban expiring gift certificates. The court rejected the claim for a simple reason: earned points arent the same thing as prepaid money.

Why this ruling matters to consumers

Gift cards usually get stronger legal protections because theyre basically stored cash that youve already paid for. But when it comes to loyalty points, its often more of a gray area.

If points are earned through spending, and dont represent a pre-funded cash balance, companies may be allowed to put expiration dates on them. And its my guess that more stores and restaurants will do just that as it encourages consumers to come back to their locations and buy stuff.

Why the court sided with Chipotle

The courts reasoning boiled down to how Chipotles points work in real life:

  • They arent purchased or pre-funded. Meaning you dont buy points the way you buy a gift card.
  • Points arent issued in a set dollar amount. Your points balance isnt a $5 value, but rather 500 points that you can use for free guac.
  • They dont function like money. You cant use points across transactions like stored credit. You redeem them for specific rewards and free add-ons.

What this means for you

If you tend to treat reward points like money you can sit on and hoard until they build up, youre going to get burned and end up losing your points.

Points programs from places like Chipotle and Starbucks are built to be earn-and-burn, not earn-and-hoard. The longer you wait, the more likely youll forget to use them and youll run out of time.

What consumers should do now

Heres how to protect yourself so you dont lose rewards you already earned:

  1. Check your balance today and find the expiration rule. Check your account and look for something like points expire after X days of inactivity.
  2. Set a 120-day reminder. That gives you a buffer before a 180-day cutoff hits.
  3. Track your last activity date, not just your balance. Ive noticed that many programs reset the timer only when you earn or redeem some points, not when you simply open the app.
  4. Redeem smaller rewards sooner. Waiting for the perfect big reward is how points die unused.
  5. Screenshot your balance and activity history. If points disappear early for some reason, you can use that screenshot as your leverage when dealing with customer service.
  6. Watch out for dollar-based credits. If you ever notice that a reward is labeled something like $10 credit, it may be treated differently than points. Meaning if it expires, you have a better case when dealing with customer service to try and get it back.
  7. If points disappear unexpectedly, escalate. Ask for a supervisor, reference your screenshot, and request a one-time reinstatement. Companies often have discretionary make it right power even when the policy says otherwise.

Pro tip: Make one occasional maintenance purchase. Keep your account alive by using some points onsmall add-on, a kids meal, or even redeeming the minimum number of points for a cheap reward. One $3$5 transaction every few months can preserve a much larger points balance.




Posted: 2025-12-29 00:35:35

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Consumer News: Utz recalls select Zapp’s and Dirty potato chips over potential Salmonella risk
Tue, 05 May 2026 19:07:07 +0000

The chips were distributed to nationwide retailers

By Mark Huffman of ConsumerAffairs
May 5, 2026
  • Utz Quality Foods has issued a voluntary recall of certain Zapps and Dirty potato chips in the U.S.

  • The recall stems from a seasoning ingredient that may be contaminated with Salmonella.

  • No illnesses have been reported, but consumers are urged not to eat affected products.


Utz Quality Foods is recalling limited varieties of its Zapps and Dirty brand potato chips after a supplier flagged a potential contamination issue, according to a U.S. Food and Drug Administration (FDA) notice.

The Hanover, Pennsylvania-based snack maker said the recall was initiated after it was notified that a seasoning ingredient used in certain products may contain Salmonella, a bacteria that can cause serious and sometimes fatal infections.

The affected chips were distributed to various retailers in the United States, though the recall applies only to specific flavors and production lots tied to the seasoning ingredient.

Item Name (size/description)

UPC

Best By Date

Batchcode(s)

1.5oz Zapp's Brand Bayou Blackened Ranch Potato Chips

83791272917

3-Aug-26

26030070101

10-Aug-26

26036070102

17-Aug-26

26043070101

24-Aug-26

26052070103

2.5oz Zapp's Brand Bayou Blackened Ranch Potato Chips

83791272924

3-Aug-26

26029070104

17-Aug-26

26044070104

17-Aug-26

26045070104

31-Aug-26

26058070104

8oz Zapp's Brand Bayou Blackened Ranch Potato Chips

83791272931

27-Jul-26

26024070105

27-Jul-26

26024070104

3-Aug-26

26029070104

3-Aug-26

26030070104

10-Aug-26

26037070105

10-Aug-26

26038070105

17-Aug-26

26044070105

17-Aug-26

26045070105

2oz Dirty Brand Salt and Vinegar Potato Chips

83791520148

3-Aug-26

26030070104

3-Aug-26

26031070104

3-Aug-26

26031070101

10-Aug-26

26038070102

10-Aug-26

26038070103

1.5oz Zapp's Brand Salt and Vinegar Potato Chips (60ct)

83791010144

3-Aug-26

26030070101

3-Aug-26

26031070101

10-Aug-26

26036070102

10-Aug-26

26037070102

2oz Dirty Brand Maui Onion Potato Chip

83791520162

8-Aug-26

26052070103

2.5oz Zapp's Brand Big Cheezy Potato Chip

83791192208

31-Aug-26

26058070104

8oz Zapp's Brand Big Cheezy Potato Chip

83791192246

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2oz Dirty Brand Sour Cream and Onion Potato Chips

83791520094

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26059070104

Salmonella infection can lead to symptoms such as fever, diarrhea, nausea, vomiting, and abdominal pain. In rare cases, it can result in more severe illness, particularly among young children, the elderly, and people with weakened immune systems.

No reports of illness

Utz said it has not received any reports of illness related to the recalled products.

The recall follows notification from a third-party supplier that a seasoning containing dry milk powder could be contaminated, prompting the company to act out of an abundance of caution, according to the FDA notice.

Consumers who have purchased the affected chips are advised not to eat them and instead discard the products or return them to the place of purchase for a refund. Retailers have been instructed to remove impacted items from store shelves.

Zapps, known for its Cajun-style kettle chips, and Dirty chips are both brands owned by Utz Quality Foods.

Food recalls are typically issued when a product may pose a health risk due to contamination or mislabeling, and federal agencies advise consumers to check product details carefully to determine whether items they have purchased are affected.

The FDA said it continues to monitor the recall as part of its ongoing food safety oversight.


Read More ...


Consumer News: How walking can help counter the risks of long periods of sitting
Tue, 05 May 2026 19:07:07 +0000

New research shows small increases in daily movement may lower disease risk

By Kristen Dalli of ConsumerAffairs
May 5, 2026
  • Findings from a recent study found that adding about 1,700 to 5,500 steps per day was linked to lower risk of several chronic diseases.

  • The study used real-world Fitbit data from more than 15,000 adults over time.

  • Extra steps helped offset but not completely erase risks tied to long periods of sitting.


If you spend a big chunk of your day sitting at a desk, in the car, or on the couch youre not alone. Researchers have long linked sedentary time to a higher risk of chronic conditions, from diabetes to heart disease.

But new research suggests there may be a practical way to push back against some of those risks: simply moving more throughout the day.

The study, led by researchers connected to Vanderbilt Health and published in Nature Communications, looked at whether increasing daily step counts could help counteract the health effects of prolonged sitting. Instead of focusing on intense workouts, the research zeroed in on something more accessible everyday steps.

How the study worked

To explore this, researchers analyzed data from 15,327 adults participating in the National Institutes of Healths All of Us research program. Each participant used a Fitbit device, which tracked their daily steps and sedentary time over extended periods.

This approach gave scientists a detailed, real-world look at behavior not just snapshots or self-reported activity. The dataset also included electronic health records and other health measures, allowing researchers to connect movement patterns with new diagnoses of chronic disease over time.

The study specifically compared people with varying levels of sedentary behavior including those sitting for as long as 14 hours a day and examined how increasing daily steps influenced their risk of developing conditions like obesity, diabetes, and hypertension.

What the researchers found

The results point to a clear pattern: more steps were associated with lower risk for many chronic conditions. In particular, adding between 1,700 and 5,500 steps per day helped offset the increased risks linked to long periods of sitting.

The number of extra steps needed varied by condition. For example, about 1,700 additional daily steps were linked to lower risk of obesity and liver disease, while higher increases around 5,300 to 5,500 steps were associated with reduced risk of diabetes and chronic obstructive pulmonary disease.

However, the findings werent universal. Increasing step counts did not fully offset the risks of coronary artery disease or heart failure, suggesting that movement alone may not completely counteract the effects of prolonged sedentary time for every condition.

Overall, the study suggests that while sitting less is still important, adding more movement even in modest amounts may play a meaningful role in lowering the risk of several chronic diseases.

Many of us have to be in seats most of the day, researcher Evan Brittain, MD, MSCI, said in a news release.

This is a bit of an empowering message to say, even if youre stuck there for a number of hours, this is a strategy to offset that. Its a practical way to convey evidence around disease risk.


Read More ...


Consumer News: Recent research identifies a new game plan for high blood pressure
Tue, 05 May 2026 19:07:07 +0000

How team-based care helped patients lower their numbers

By Kristen Dalli of ConsumerAffairs
May 5, 2026
  • A multi-part care strategy significantly lowered blood pressure in low-income patients.

  • The approach combined team-based care, home monitoring, and structured treatment protocols.

  • Patients in the intervention group saw larger improvements than those receiving standard care.


High blood pressure, or hypertension, affects nearly half of U.S. adults, yet many people still struggle to keep it under control.

Even though medications and lifestyle changes are widely available, large numbers of patients especially those in lower-income communities dont reach recommended targets.

Researchers have long known that lowering systolic blood pressure can reduce the risk of heart disease and stroke, but translating those goals into real-world clinical settings has been more complicated.

A new study from UT Southwestern, published in the New England Journal of Medicine, explores whether a more structured, team-driven approach could help close that gap. Instead of relying solely on traditional doctor visits, the strategy brings together multiple layers of support designed to make blood pressure management more consistent and accessible.

Poor hypertension control is a major clinical and public health challenge. This effective, sustainable, and scalable implementation strategy should be widely adopted in the U.S. to improve hypertension control, researcher Jiang He, M.D., M.S., Ph.D., said in a news release.

How the study was conducted

To test this approach, researchers partnered with 36 federally funded health centers in Louisiana and Mississippi that serve medically underserved populations.

Clinics were randomly assigned to either implement the new intervention or continue with enhanced usual care, which included standard guideline training and blood pressure measurement practices.

The intervention itself was multifaceted. Care teams included not just primary care providers, but also nurses and community health workers who shared responsibility for managing patients hypertension. Providers followed a structured treatment protocol based on intensive blood pressure targets, while patients monitored their blood pressure at home multiple times per week. These readings were shared with the care team, allowing for ongoing adjustments.

Additional components included health coaching to support medication adherence and lifestyle changes, as well as regular audits and feedback on blood pressure data to help clinicians refine care.

In total, 1,272 adults with uncontrolled hypertension participated in the study, with an average age of about 59.

What the researchers found

After 18 months, patients in clinics using the team-based strategy experienced a greater reduction in systolic blood pressure compared to those receiving usual care. On average, the intervention group saw a drop of 16 mm Hg, while the comparison group had a reduction of 9 mm Hg.

The intervention group also showed better adherence to the treatment strategy overall, suggesting that the structured, supportive approach made it easier for both patients and providers to stay on track.

Importantly, rates of serious side effects were similar between the two groups, indicating that the more intensive strategy did not introduce additional safety concerns.

Taken together, the findings suggest that a coordinated, team-based model can make a measurable difference in blood pressure control, even in settings with limited resources. Researchers note that this type of approach could potentially be expanded to other clinics to improve outcomes for patients who have historically faced barriers to effective hypertension management.


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Consumer News: Costco is quietly fixing one of its most frustrating bakery rules
Tue, 05 May 2026 19:07:07 +0000

The great Costco bagel debate of 2026 is upon us

By Kyle James of ConsumerAffairs
May 5, 2026
  • Smaller packs, more flexibility: Costco is testing single eight-count bagel packs instead of forcing multi-pack purchases.

  • Less waste, smarter spending: Shoppers can buy what theyll actually eat instead of overbuying and freezing extras.

  • Debate over value: Some say the per-unit price is higher, others say its cheaper if you avoid throwing food away.


For years, shopping the bakery at Costco came with a built-in dilemma: great prices, but way more food than most people actually needed. If you wanted bagels, you werent just grabbing one pack, you had to commit to multiple sleeves whether you liked it or not.

Now, thats starting to change. And for a lot of shoppers, its a bigger deal than it sounds.

The change: Smaller packs, same value mindset

Costco is testing a new approach in some warehouses by offering a single eight-count package of bagels for $4.99, instead of requiring shoppers to buy two six-packs at once.

On paper, its a small tweak. In reality, it fixes one of the biggest pain points in the Costco bakery, which is forced bulk buying.

Instead of standing there debating freezer space, or whether youll realistically eat a dozen bagels before they go stale, you can now just grab one pack and move on.

Why this matters for real shoppers

Reducing the number of bagels you have to buy isnt just about convenience, Costco is hoping it reduces waste and hopefully saves you money in the process.

Heres what used to happen:

  • Youd buy more bagels than you needed just to get the deal.
  • Half would end up frozen (or forgotten).
  • Sometimes, food would go bad before you finished it.

With smaller pack sizes, youre:

  • Buying closer to what youll actually eat.
  • Keeping food fresher.
  • Avoiding the bulk trap where cheap per-unit pricing can lead to waste.

For smaller households, empty nesters, or anyone not feeding a crowd every morning, this is a much more practical way to shop.

But not everyone thinks its a win

Some shoppers arent celebrating just yet, and I think theyre raising a fair point.

A few commenters argue the change may be less about convenience and more about pricing.

One shopper put it bluntly: So before, you got 12 for $5.99. Now, you get 8 for $4.99. They raised prices without raising prices.

Another added: So now it is more expensive per pack.

Yes, youre buying less upfront. But depending on how you look at it, the per-unit cost could be slightly higher.

Others pushed back on that argument, pointing out that if you used to throw some away (or forgot about them in the freezer) then the smaller pack is actually cheaper in real life.

The hidden savings strategy here

This shift to smaller amounts also unlocks a smarter way to shop at Costco overall.

One of the biggest misconceptions is that bigger always equals cheaper. But the truth is, the best deal is the one you actually use.

A single $4.99 pack you finish is cheaper than two packs where one goes stale.

So, if you see these smaller bakery options at your local warehouse:

  • Start with one pack and test how fast you go through it.
  • Skip the automatic stock up mindset.
  • Only freeze extras if you know youll actually use them.

What to watch going forward

Like many Costco changes, this rollout isnt everywhere yet. Availability can vary by location, and not every bakery has made the switch.

But if this sticks, it could signal a bigger shift in how Costco balances bulk value with real-life shopping habits. And honestly, its overdue.

Because while Costco built its brand on buying more, shoppers today are getting smarter about buying better, and often that means buying less.


Read More ...


Consumer News: Utz recalls select Zapp’s and Dirty potato chips over potential Salmonella risk
Tue, 05 May 2026 16:07:06 +0000

The chips were distributed to nationwide retailers

By Mark Huffman of ConsumerAffairs
May 5, 2026
  • Utz Quality Foods has issued a voluntary recall of certain Zapps and Dirty potato chips in the U.S.

  • The recall stems from a seasoning ingredient that may be contaminated with Salmonella

  • No illnesses have been reported, but consumers are urged not to eat affected products


Utz Quality Foods is recalling limited varieties of its Zapps and Dirty brand potato chips after a supplier flagged a potential contamination issue, according to a U.S. Food and Drug Administration (FDA) notice.

The Hanover, Pennsylvania-based snack maker said the recall was initiated after it was notified that a seasoning ingredient used in certain products may contain Salmonella, a bacteria that can cause serious and sometimes fatal infections.

The affected chips were distributed to various retailers in the United States, though the recall applies only to specific flavors and production lots tied to the seasoning ingredient.

Item Name (size/description)

UPC

Best By Date

Batchcode(s)

1.5oz Zapp's Brand Bayou Blackened Ranch Potato Chips

83791272917

3-Aug-26

26030070101

10-Aug-26

26036070102

17-Aug-26

26043070101

24-Aug-26

26052070103

2.5oz Zapp's Brand Bayou Blackened Ranch Potato Chips

83791272924

3-Aug-26

26029070104

17-Aug-26

26044070104

17-Aug-26

26045070104

31-Aug-26

26058070104

8oz Zapp's Brand Bayou Blackened Ranch Potato Chips

83791272931

27-Jul-26

26024070105

27-Jul-26

26024070104

3-Aug-26

26029070104

3-Aug-26

26030070104

10-Aug-26

26037070105

10-Aug-26

26038070105

17-Aug-26

26044070105

17-Aug-26

26045070105

2oz Dirty Brand Salt and Vinegar Potato Chips

83791520148

3-Aug-26

26030070104

3-Aug-26

26031070104

3-Aug-26

26031070101

10-Aug-26

26038070102

10-Aug-26

26038070103

1.5oz Zapp's Brand Salt and Vinegar Potato Chips (60ct)

83791010144

3-Aug-26

26030070101

3-Aug-26

26031070101

10-Aug-26

26036070102

10-Aug-26

26037070102

2oz Dirty Brand Maui Onion Potato Chip

83791520162

8-Aug-26

26052070103

2.5oz Zapp's Brand Big Cheezy Potato Chip

83791192208

31-Aug-26

26058070104

8oz Zapp's Brand Big Cheezy Potato Chip

83791192246

31-Aug-26

26058070104

31-Aug-26

26059070104

2oz Dirty Brand Sour Cream and Onion Potato Chips

83791520094

31-Aug-26

26059070104

Salmonella infection can lead to symptoms such as fever, diarrhea, nausea, vomiting and abdominal pain. In rare cases, it can result in more severe illness, particularly among young children, the elderly and people with weakened immune systems.

No reports of illness

Utz said it has not received any reports of illness related to the recalled products.

The recall follows notification from a third-party supplier that a seasoning containing dry milk powder could be contaminated, prompting the company to act out of an abundance of caution, according to the FDA notice.

Consumers who have purchased the affected chips are advised not to eat them and instead discard the products or return them to the place of purchase for a refund. Retailers have been instructed to remove impacted items from store shelves.

Zapps, known for its Cajun-style kettle chips, and Dirty chips are both brands owned by Utz Quality Foods.

Food recalls are typically issued when a product may pose a health risk due to contamination or mislabeling, and federal agencies advise consumers to check product details carefully to determine whether items they have purchased are affected.

The FDA said it continues to monitor the recall as part of its ongoing food safety oversight.


Read More ...


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