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Insider tips to cut your bill without giving up the fun of browsing

By Kyle James of ConsumerAffairs
January 29, 2026
  • Wait for deeper markdowns. Clearance follows a cycle (15% 30% 50% 70% 90%). If theres lots of inventory at 15% or 30%, come back in a week or two.

  • Stack every app discount. Combine Circle offers, activated manufacturer coupons, gift card promos, and your 5% Circle Card savings in one trip.

  • Buy dcor and seasonal items off-season. Trendy home goods and holiday stuff oftenends up 5090% off, and not just in the main clearance aisle, but scattered on random endcaps.


Target is a carefully designed environment set-up for you to overspend. How many times have you walked in for just a couple things and walked out with a $78 receipt?

The lighting feels nicer than Walmarts, the aisles are roomy, the displays look more like Pinterest boards, and the prices feel cheap enough.

Once you understand how the system at Target works, you can flip the script and start walking out with actual deals instead of credit card regret.

Heres how to really save money at Target.

Learn the Target clearance markdown rhythm

Photo

Target doesnt randomly mark clearance items down. A pattern definitely exists.Employees know it, but most regular Target shoppers dont.

When you see a clearance price tag, know that it gets marked down in stages.

Specifically, clearance starts at 15% off, then goes to 30%, then 50%, then 70%, and then the holy grail of 90% off (if inventory lingers).

Look at the little number in the upper-right corner of the clearance price sticker, it will read 15, 30, 50, 70 or 90. Thats the percent off the original price. That tells you where the item is in the markdown process.

I was told by more than one Target employee that they do their clearance markdowns every 10-14 days.

So, when you see something on clearance and its only marked down by 15% or 30%, know that it will get marked down further if it doesnt sell out.

The takeaway: If you see something you like on clearance and its only 15% off, walk away, especially if theres a lot of inventory. Theres a great chance you can come back in a week or two and get it for 50% or even 70% off.

Learn to use the Target app to stack discounts

Photo

Most people use the Target app to see if something is in stock. Thats fine, but the real power with their app is in learning to stack discounts for some serious savings.

Inside the app youve got the following:

  • Target Circle offers (store coupons)
  • Manufacturer coupons (yes, digital ones still exist)
  • Gift card promos (Spend $50, get a $15 gift card)
  • Your 5% Circle Card discount (if you have the card)

When you learn to stackthese discounts together, the savings canadd up quickly.

For example, lets say youre buying $50 of household stuff like paper towels, dish soap, detergent, and trash bags.

You can often stack the following discounts via their app:

  • Clip a Target Circle offerand save aflat dollar amount -OR-up to 20%.
  • Add a dollar-offmanufacturer coupon.
  • Activate a Spend $50, get a $15 gift card promo.
  • Pay with a Target Circle Card and save another 5%.

In my example above, you could end up only paying around $41 out of pocket, and also walk away with a $15 gift card.

Your net cost for $50 worth of essentials just dropped into the mid-$20s.

Other tips worth knowing when stacking Target offers:

  • Circle offers will apply automatically to your purchase; you just need the cashier to scan your barcode within the app.
  • For manufacturer coupons, you actually have to activate them. Just tap the small green box next to the deal to add it.
  • Manufacturer coupons refresh often in the Target app, so its smart to scroll through them before you shop and hit apply on anything you might use. That way theyll stay saved to your account, which means fewer missed savings at checkout.

If its decorative, assume its headed to clearance

Targets home dcor is a trap. A stylish, well-lit, smells-like-vanilla trap.

Brands like Hearth & Hand, Studio McGee, and Threshold rotate constantly. New looks come in, old ones quietly slide to the back and then to clearance.

Throw pillows. Table runners. Fake plants. Picture frames. Random ceramic objects that serve no purpose but feel important in the moment.

If its not essential and its tied to a look or season, theres a very good chance itll be 30% to 70% off within a few months.

This is especially true right after:

  • Back-to-school resets
  • Fall dcor transitions
  • Holiday flips (Christmas to winter, winter to spring)

If you love it but dont need it now, wait. Your future self might buy it for half price.

The clearance sections are not always where you think

Most people check one sad little endcap and assume thats the clearance. Thats not how it works at Target.

Instead, Target hides clearance stuff in multiple spots in the store:

  • A dedicated clearance endcap in each department.
  • Random endcaps scattered throughout aisles.
  • The back wall of clothing departments.
  • Sometimes mixed right into the regular racks and shelves.

The back wall in womens, mens, and kids clothing is especially good. Thats where 50% and 70% off racks often live.

And heres the kicker: shelf tags are frequently wrong or outdated.

Always scan items in the app. Youll sometimes find a price thats way lower than the sticker. Ive seen $19.99 items ring up for $5.98 because they were on a later markdown stage the tag didnt show yet.

Scanning feels annoying until you realize its basically a price-check lottery you win more often than youd think.

Shop one season ahead, not in the moment

Target is legendary for post-holiday clearance sales where you can save quite a bit of money.

By being a patient shopper, and waiting for these sales, you can often save 50%, then 70%, then sometimes 90% as Target basically starts to give stuff away.

Right after major holidays is the perfect time to buy the following:

  • Gift wrap and bags
  • Party supplies
  • Classroom treats and dcor
  • Storage bins and baskets
  • Outdoor string lights after summer

Also, consider buying Valentines stuff for next year on February 15th of this year.

Grab Easter basket fillers right after Easter. Stock-up on patio accessories in late summer, when the store is pushing back-to-school gear.

Pro tip: Dont just check the seasonal aisle. Instead, walk the endcaps and random clearance shelves around the store. When Target goes into deep clearance mode (7090%), employees start consolidating leftover holiday items and scatterthem throughout the store to clear space fast.




Posted: 2026-01-29 22:48:06

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More News From This Category
Consumer News: The bank withdrawal scam that’s costing elderly victims thousands
Tue, 21 Apr 2026 19:07:06 +0000

The urgent 'bank call' thats draining accounts

By Kyle James of ConsumerAffairs
April 21, 2026
  • Scammers pose as trusted bank officials and pressure victims to withdraw cash and send it through untraceable methods like Bitcoin.

  • They create urgency and coach victims, making it hard for banks to intervene even when it looks suspicious.

  • Protect yourself by slowing down, verifying calls directly with your bank, and never moving money based on someone elses instructions.


The scam often starts with a phone call. A scammer pretends to be from your banks fraud department and claims theres suspicious activity on your account. Then they create fake urgency and tell you not to talk to anyone else about it, including bank employees.

The InvestigationsTeam at CBS-13 in Portland, Maine, recently did a fantastic report on this scam. They reported that victims are instructed to go to their bank, withdraw large amounts of cash, and move the money. Theyll often insist on you depositing it into a Bitcoin ATM, or sending it in ways that are nearly impossible to trace.

In some cases, victims have withdrawn $20,000 or more without being stopped.

Whos behind these ?

The people running these are often part of a larger organized fraud operation.

But what really matters isnt who they are, its more about how they present themselves.

Scammers are trained to sound convincing. They often pose as:

  • Your banks fraud department
  • Law enforcement or government agencies
  • Tech support or financial security teams

Why this scam is so effective

This scam works so well because it flips your instincts against you.

  • You think youre simply protecting your account.
  • Youre told to act quickly, which causes confusion.
  • Youre discouraged from asking questions.

Scammers often coach elderly victims on exactly what to say if a bank employee asks about the withdrawal, making it harder for staff to step in.

And because the transaction is technically authorized by you, banks have limited ability to stop it if you insist everything is fine.

Many banks are stepping in to help

The state of Maine introduced legislation in 2025 that allows banks to delay certain transactions made by elderly customers if they suspect they might be part of a scam.

Its a step in the right direction as many financial institutions in the past didnt prevent, or question, a customer from withdrawing large amounts of cash.

Its a fine line between respecting the customers privacy, but still trying to protect them from a scam. Now, many banks are training tellers to spot red flags and build trust with customers, so they can have a private conversation when they feel it might be warranted.

How to protect yourself (and stop this before it starts)

This scam is very preventable, but only if you slow down and take control of the situation.

1. Break the urgency immediately. If someone is pressuring you to act fast, thats your first red flag. Pause. Even waiting 1015 minutes can help you think clearly and break their control.

2. Hang up and verify independently. Never trust a phone call, even if the caller ID looks like its from your bank. Call your bank directly using the number on your debit card or their official website. Do NOT call back the number that contacted you.

3. Be completely honest with your bank. If you go into a branch and something feels off, tell the teller exactly whats happening. If you simply repeat what a scammer told you to say, it limits their ability to intervene.

4. Never move money based on instructions from a caller. This is the biggest rule. No legitimate bank, government agency, or company will ever ask you to:

  • Withdraw large amounts of cash
  • Deposit money into a Bitcoin ATM
  • Buy gift cards to secure your account

If youre asked to do any of these, its 100% a scam.

5. Use built-in protections from your bank.Many banks now offer extra safeguards:

  • Set up a trusted contact who can be alerted if something looks suspicious.
  • Enable transaction alerts for large withdrawals.
  • Ask about fraud flags or temporary holds on unusual activity.

These tools create an extra layer of protection when you might not catch it yourself.


Read More ...


Consumer News: Red Lobster revives ‘Endless Shrimp’ promotion in cautious comeback
Tue, 21 Apr 2026 16:07:07 +0000

Some analysts say the previous promotion turned out to be costly

By Mark Huffman of ConsumerAffairs
April 21, 2026
  • Red Lobster is bringing back its popular Endless Shrimp promotion for a limited time starting April 20, after strong customer demand.

  • The revived deal includes five shrimp dishes four classics plus a new Marry Me Shrimp option and is available for dine-in only.

  • The return comes after the promotion previously contributed to major financial losses and the chains 2024 bankruptcy, prompting a more limited, controlled rollout.


Its baaaack!

Red Lobster is once again offering its signature Endless Shrimp promotion, bringing back the fan-favorite deal for a limited time beginning this week as part of its broader turnaround strategy.

The seafood chain said the promotions return follows sustained demand from customers who have continued to ask for the offering, which has been a staple of the brand for more than two decades.

The promotion was discontinued after the chains 2024 bankruptcy, when some business analysts partly blamed the promotion for the restaurants financial problems.

This latest version features five shrimp options, including longtime menu items such as Garlic Shrimp Scampi, Walts Favorite Shrimp, Shrimp Linguine Alfredo, and Parrot Isle Coconut Shrimp, along with a new addition called Marry Me Shrimp, described as shrimp in a tomato cream sauce with a garlic-and-herb topping.

More cautious approach

Unlike previous iterations, the deal is being offered for a limited time and is restricted to dine-in customers only, reflecting a more cautious approach by the company, as it works to balance popularity with profitability.

The promotions return is notable given its role in Red Lobsters recent financial troubles. When Endless Shrimp was made a permanent menu item in 2023, the company underestimated demand and incurred heavy costs, reportedly losing about $11 million in a single quarter.

That misstep may have contributed to Red Lobsters Chapter 11 bankruptcy filing in 2024 and the closure of numerous locations.

Under CEO Damola Adamolekun, the company is now attempting a more disciplined revival of the promotion, positioning it as a limited-time offering designed to drive traffic without repeating past mistakes.

Executives say the move reflects a broader effort to reconnect with customers while stabilizing operations after restructuring. By reintroducing Endless Shrimp in a controlled format, Red Lobster said it is trying to capitalize on nostalgia and demand, while avoiding the financial strain that previously accompanied the deal.


Read More ...


Consumer News: Another airline close call over the weekend
Tue, 21 Apr 2026 16:07:07 +0000

Two Southwest jets came within 500 feet of each other over Nashville

By Mark Huffman of ConsumerAffairs
April 21, 2026
  • Two Southwest Airlines jets came within about 500 feet of each other over Nashville, forcing pilots to take evasive action after a controllers instruction put them on converging paths.

  • Both crews received automated collision warnings, with one aircraft climbing and the other descending to avoid disaster.

  • The incident is the latest in a string of near-misses and aviation safety scares that have heightened scrutiny of U.S. air traffic control.


A routine weekend over Nashville turned tense in seconds.

Two Southwest Airlines jets one climbing out after takeoff, the other circling for a second landing attempt found themselves converging in the same patch of sky. According to early reports, an air traffic controller had inadvertently directed one aircraft into the flight path of the other. What followed was a textbook demonstration of why modern aviation relies heavily on onboard safety systems.

Cockpit alarms blared. The Traffic Collision Avoidance System (TCAS) issued split-second instructions: one plane climb, the other descend. Pilots reacted immediately. Data later suggested the aircraft passed within roughly 500 feet close enough to qualify as a near midair collision, but far enough to avoid catastrophe.

Passengers likely never grasped just how narrow the margin was. But for aviation regulators, the episode adds to a troubling pattern.

A pattern of close calls

In isolation, the Nashville incident might be dismissed as a rare lapse. But recent months tell a different story.

In July 2025, a Southwest flight departing Burbank made a sudden, dramatic plunge to avoid another aircraft. The maneuver injured two flight attendants and left passengers describing the moment as a free fall, underscoring how violently evasive actions can unfold even when disaster is avoided.

Earlier that year, a Southwest jet approaching Chicago Midway was forced into a last-second go-around when a private jet crossed the runway without authorization, another case where quick pilot response prevented a collision.

And the list goes on: runway incursions, aborted takeoffs, and near misses at major airports have become frequent enough to prompt federal safety summits and renewed calls for better technology and staffing in control towers.

Safety systems and human limits

Aviation experts point out that commercial flying remains extraordinarily safe, in part because of layered safeguards like TCAS. In Nashville, those systems worked exactly as designed, turning a potentially catastrophic error into a close call.

But the underlying issue human error in an increasingly complex airspace remains unresolved. Controllers are managing dense traffic with aging infrastructure, while airlines operate at near-record volumes.

Late last week, the Federal Aviation Administration took proactive action, announcing it would reduce the number of flights in and out of Chicago OHare Airport over the summer, when air travel is expected to surge. The agency said it acted to promote safety and reduce the number of delayed flights.


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Consumer News: FDA alert: ‘Good Brain Tonic’ recalled nationwide over botulism risk
Tue, 21 Apr 2026 16:07:07 +0000

The product was sold nationwide, in stores and online

By Mark Huffman of ConsumerAffairs
April 21, 2026
  • Liquid Blenz Corp. has recalled all lots of its Good Brain Tonic due to a potential botulism risk.

  • The product was sold nationwide in stores and online in 16 oz. and 32 oz. bottles.

  • No illnesses have been reported, but consumers are urged not to consume the product and to return it for a refund.


Liquid Blenz Corp. is recalling its Good Brain Tonic dietary beverage nationwide after federal officials warned it may pose a serious health risk.

According to a U.S. Food and Drug Administration (FDA) recall notice, the Rockville Centre, New Yorkbased company is pulling all codes of the product because of the potential presence of Clostridium botulinum, a bacterium that can cause botulism, a rare but potentially fatal form of food poisoning.

The affected product was distributed across the United States through retail stores and online sales. It comes in 16-ounce and 32-ounce amber bottles with plastic caps, with UPC codes 860010984468 and 860010984475, respectively.

Botulism is a severe illness that can lead to symptoms such as weakness, dizziness, double vision, and difficulty speaking or swallowing. In more serious cases, it can cause breathing problems, muscle paralysis, and even death if untreated. Health officials warn that anyone experiencing these symptoms should seek immediate medical attention.

The potential contamination was identified through testing conducted by the Cornell Food Venture Center and confirmed by inspectors from the New York State Department of Agriculture and Markets.

What to do

Despite the risk, the company said no illnesses have been reported to date.

Consumers who purchased the product are advised not to consume it and to return it to the place of purchase for a full refund. The company has also provided a customer contact number for questions related to the recall.

The FDA said the recall is being conducted as a precaution to protect public health while the source of the potential contamination is addressed.


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Consumer News: Leftovers: An overlooked strategy to trim your food bill
Tue, 21 Apr 2026 16:07:06 +0000

Many dishes can be economically prepared in quantity

By Mark Huffman of ConsumerAffairs
April 21, 2026
  • Cook once, eat twice (or more): Plan meals that intentionally produce leftovers you can repurpose.

  • Choose stretchable ingredients: Staples like rice, beans, pasta, and potatoes can anchor multiple meals.

  • Reinvent, dont repeat: Transform leftovers into new dishes to avoid boredom and reduce waste.


As grocery prices continue to strain household budgets, more families are adopting a simple but effective approach to saving money: cooking with leftovers in mind. The so-called leftovers strategy is less about reheating last nights dinner and more about planning meals that can be efficiently transformed into multiple dishes over several days.

Financial experts and home economists say the approach can significantly reduce food waste one of the biggest hidden expenses in American households while also lowering overall grocery bills.

Cooking in quantity pays off

At the core of the leftovers strategy is batch cooking preparing large portions of versatile meals that can be repurposed. Dishes that store well and adapt easily tend to deliver the most value.

Among the most cost-effective meals:

  • Roast Chicken:A whole roasted chicken is one of the most economical proteins. It can serve as a main dish on the first night, then be shredded for tacos, salads, sandwiches, or soups later in the week. The bones can even be used to make homemade broth.
  • Chili and Stews:Big pots of chili, lentil stew, or vegetable soup are inexpensive to prepare and often taste better the next day. They freeze well and can be stretched further by serving over rice or baked potatoes.
  • Rice and Grain Bowls:Rice, quinoa, and other grains are low-cost staples that can be paired with different toppings throughout the week vegetables, eggs, leftover meats, or beans creating entirely new meals with minimal effort.
  • Pasta Dishes:Large batches of pasta can be reinvented easily. One nights spaghetti can become baked pasta the next, or be turned into a pasta salad for lunches.
  • Casseroles:Casseroles are designed for efficiency, combining proteins, vegetables, and starches into one dish. They are easy to portion and reheat, making them ideal for busy families.

Reinventing leftovers

One common challenge is leftover fatigue, when family members tire of eating the same meal repeatedly. The key, experts say, is transformation.

Instead of serving the same dish twice, families can change flavors and formats. For example, roasted vegetables can become a wrap filling, soup ingredient, or pizza topping. Grilled meat can shift from a dinner entre to a lunchtime sandwich or stir-fry component.

Another strategy involves staggering the days the leftover meals are served. Meal one can be served on Monday and meal twoon Tuesday. Then, meal one is served again on Wednesday and meal two leftovers are served on Thursday.

Reducing waste, increasing savings

The strategy also tackles food waste, which the USDA estimates costs the average family hundreds of dollars annually. By planning meals that build on each other, households are less likely to discard unused ingredients.

Shoppers can further maximize savings by buying in bulk, choosing seasonal produce, and sticking to a weekly meal plan that accounts for leftovers.

Ultimately, the leftovers strategy requires a shift in how families think about cooking not as preparing a single meal, but as creating a sequence of meals. Over time, the savings can be substantial.

With food prices expected to remain volatile, that mindset could make a meaningful difference at the dinner table and in the monthly budget.


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