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The AI platform found many common features with other phishing

By Mark Huffman Consumer News: We asked ChatGPT if this email is a scam: Here’s what it said of ConsumerAffairs
July 8, 2026
  • After analyzing a reader's suspicious "Microsoft 365" email, ChatGPT concluded it was "very likely a phishing scam" with 9899% confidence, citing multiple warning signs common to credential-stealing attacks.

  • The analysis highlighted scare tactics about account deactivation, vague language, a prominent "Verify Here" button, and an unrelated construction company disclaimerall hallmarks of phishing emails rather than legitimate Microsoft communications.

  • ChatGPT determined the verification button did not lead to Microsoft but instead redirected through a Google Barbados URL to a suspicious third-party website, illustrating how AI can help consumers identify online before they click.

A reader forwarded an email they received that they thought was suspicious. The email claimed to be from Microsoft 365 and warned the recipients email address, which was listed in the body of the text, was about to be deactivated.

We agreed it looked sketchy, but decided to have ChatGPT analyze it. We copied the text and asked the platform to render an opinion.

Based on what you've shared, I would rate this email as very likely a phishing scam (9899% confidence), ChatGPT responded.

Red flags

It pointed to several red flags, noting that several characteristics were consistent with Microsoft 365 phishing campaigns. For example, it tried to create a sense of urgency by warning an email account was about to be taken down.

Microsoft 365 does not typically send generic emails threatening immediate deactivation simply because an account is inactive," the analysis said. Legitimate notices usually include specific information about the tenant, administrator, subscription, or service changes.

The message also used very generic language. It never identified:

  • Your Microsoft 365 tenant

  • Your organization

  • Your administrator

  • Any specific reason for deactivation

Instead, it uses a vague statement designed to make recipients click. The body of the email also contained a verify here button.

Nearly all Microsoft account phishing campaigns rely on a prominent verification button that leads to a credential harvesting page or an OAuth consent screen, the analysis said. Microsoft specifically advises users not to follow email links when uncertain, but instead log into their account directly.

A strange footer

The email contains many other strange red flags, including a footer belonging to a construction company in Melbourne, Fla. So, where did the email actually come from?

ChatGPT was able to confirm that the link connected to the verify here button is not a Microsoft link. The destination is actually a Google Barbados (google.bs) address as an intermediate redirect to send you to another website.

The analysis gave us the URL of the website, but we arent including it because it is probably dangerous. But the lesson is clear: AI platforms can be useful tools for consumers who are trying to avoid a scam.




Posted: 2026-07-08 14:16:48

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Consumer News: 8 ALDI shopping secrets that can save you hundreds each year
Thu, 16 Jul 2026 01:07:07 +0000

Shop ALDI like a pro and keep more cash

By Kyle James of ConsumerAffairs
July 15, 2026
  • Shop the deals first: Walk the store before buying, grab markdowns, and build meals around what's on sale.

  • Compare prices: ALDI isn't always cheapest check unit prices and buy national brands elsewhere when sales are better.

  • Avoid impulse buys: Skip unnecessary ALDI Finds, freeze markdowns, and use the Twice as Nice Guarantee on new store-brand products.


ALDI has earned a loyal following by keeping prices low, but simply shopping there isn't enough to maximize your savings.

The chain's smaller stores, private-label focus, and no-frills approach already help keep grocery bills down. But shoppers who consistently spend the least know that ALDI rewards strategy just as much as bargain hunting.

The biggest savings don't come from buying everything in sight they come from knowing when to buy, what to skip, and how to let the store's pricing work in your favor.

Here are eight ALDI shopping secrets that can help stretch your grocery budget even further.

1. Shop ALDI backward

Most shoppers enter ALDI with a shopping list and immediately begin filling their cart. Instead, try making one quick lap around the entire store before buying anything.

This simple habit gives you a chance to spot markdowns on meat, produce, bakery items, and refrigerated foods before you've committed to a week's worth of meals. Rather than forcing your menu to fit your shopping list, let the discounts help decide what's for dinner.

You'll also get a better sense of produce quality. Some days the berries, avocados, or lettuce look fantastic. Other days you may be better off choosing frozen options or skipping that item altogether.

Shopping this way makes your grocery budget far more flexible and often leads to meals you hadn't considered.

Pro tip: Instead of writing "chicken tacos" on your meal plan, write "protein tacos." If discounted pork, turkey, or steak catches your eye, you've instantly saved money without changing dinner very much.

2. Master your store's markdown routine

Every ALDI store has its own rhythm.

Items approaching their sell-by date are often discounted with brightly colored stickers, especially meat, bakery products, refrigerated foods, and produce. Those markdowns can cut prices dramatically, but timing matters.

Some ALDI locations discount products first thing in the morning. Others wait until later in the day after employees have worked through overnight deliveries.

Spend a few weeks paying attention, or simply ask an employee when your location typically marks down fresh items. Knowing that schedule turns bargain hunting from luck into a routine.

Pro tip: If you find markdown meat you'll use within a month or two, freeze it immediately. A deep discount today can become next month's inexpensive dinner.

3. Don't let 'ALDI Finds' empty your wallet

The middle aisle is where ALDI Finds live and they have become an attraction unto themselves.

One week you'll find patio furniture. The next week it's espresso machines, camping gear, cast-iron cookware, children's toys, or holiday decorations.

Some ALDI Finds are outstanding bargains, while others simply feel like bargains because shoppers know they may disappear next week. That's exactly why they're so tempting and why some shoppers have labeled ALDI Finds as the Aisle of Shame, as its very easy to leave with unplanned purchases.

With that said, before adding anything from the aisle to your cart, pause and ask yourself: Did I come here planning to buy this? Would I still buy it if it wasn't labeled "limited-time?" If the answer is no, you're probably responding to urgency, not any real value.

Pro tip: Take a photo instead of buying an ALDI Find immediately. If you're still thinking about it after you've finished your shopping, and it still fits your budget, go back and grab it. Otherwise, leave it for the next shopper to overspend on.

4. ALDI isn't always the cheapest and that's okay

One of the biggest myths about ALDI is that every single item costs less than everywhere else. That's simply not true.

Aldi usually shines on fresh produce, dairy, eggs, cheese, pantry staples, frozen vegetables, and private-label products.

But national brands like cereal, soda, chips, toothpaste, paper towels, and laundry detergent can often be purchased for less at traditional grocery stores when using digital coupons, loyalty rewards, or buy-one-get-one promotions.

Pro tip: Buy about 80 to 90% of your groceries at ALDI, then stop at another grocery store only for a handful of heavily discounted weekly specials.

5. Let unit prices do the math for you

Price tags at ALDI can often be deceiving. Specifically, a smaller package often looks like a better bargain simply because the sticker price is lower.

Instead, train yourself to glance at the price per ounce, pound, or serving listed on the shelf tag and compare similar products that way. Sometimes buying the larger package will save you money and other times the opposite is true.

This habit becomes especially useful when comparing products like cheese, coffee, cereal, snacks, meat, and frozen foods. A few seconds of math can save far more than clipping coupons ever could.

Pro tip: If you're only feeding one or two people, don't buy the largest package unless you'll actually finish it. Paying a little more per ounce is still cheaper than throwing half of it away.

6. Build your meals around bargains not recipes

Many shoppers write detailed grocery lists based on recipes they found online. Instead, reverse the process.

See what's discounted first, then build meals around those ingredients.

If chicken is marked down, maybe tacos become chicken fajitas. If mushrooms and spinach are discounted, pasta night suddenly becomes creamy mushroom pasta.

This approach dramatically reduces impulse purchases while helping you take advantage of ALDI's everyday low prices. It also introduces more variety into your weekly menu.

Pro tip: Keep five or six "flexible meals" in your rotation that can use almost any protein or vegetable depending on what's on sale.

7. Don't overlook ALDI's Twice as Nice Guarantee

Trying unfamiliar products always carries some risk with it. That's where ALDI's Twice as Nice Guarantee comes into play.

Many ALDI-exclusive food products are covered by a policy that allows customers who aren't satisfied to receive both a replacement product and a refund. It removes much of the hesitation that comes with trying an unfamiliar private-label item.

The takeaway is that instead of assuming you'll prefer the national brand, give ALDI's version a chance. You just might discover a permanent way to reduce your grocery bill.

Pro tip: Always hang on to that receipt when trying several new ALDI products. If one doesn't meet your expectations, you'll have an easier time taking advantage of the guarantee.

8. Your freezer is your secret savings account

One of the easiest ways to waste money is throwing away food you intended to eat. Instead, start to think of your freezer as an extension of your pantry.

Discounted meat, bread, shredded cheese, cooked rice, soups, fresh herbs, and even milk can all be frozen for future meals.

Buying a marked-down rotisserie chicken or family pack of chicken breasts becomes much more economical when you divide everything into meal-sized portions before freezing.

You're not just preserving food but you're preserving your future grocery dollars.

Pro tip: Label freezer bags with both the contents and the date. It's amazing how quickly mystery packages become freezer burnt.


Read More ...


Consumer News: Your heart feels the forecast: Study highlights hidden risks from heat and air pollution
Wed, 15 Jul 2026 22:07:06 +0000

Researchers say everyday environmental exposures may affect heart health more than many people realize

By Kristen Dalli of ConsumerAffairs
July 15, 2026
  • Heat, air pollution, and other environmental conditions can put added stress on the cardiovascular system.

  • Researchers found that long-term exposure to fine particle air pollution was linked to subtle changes in heart function, even in older adults without diagnosed heart disease.

  • Experts say understanding environmental risks can help people take simple steps to better protect their heart health.


Most people think of air pollution as something that mainly affects the lungs. But researchers say the weather outside and the air you breathe can also have important effects on your heart.

According to experts at Yale School of Medicine, high temperatures force the cardiovascular system to work harder by sending more blood to the skin to help cool the body. Heat can also make blood thicker, increasing strain on the heart.

A big risk of heat waves is not just the heat itself, but the independent risk for heart attacks and strokes, researcher Andrew Chang, MD, PhD, said in a news release.

As extreme temperatures become more common, its important for the medical community to help people understand the risks and how to prevent any complications.

How researchers studied the connection

One of the studies highlighted by Yale examined whether long-term exposure to fine particulate air pollution, known as PM2.5, was associated with early changes in heart function before heart disease had been diagnosed.

Researchers analyzed data from 1,576 adults between the ages of 65 and 92 who participated in the long-running Cardiovascular Health Study. None of the participants had a history of major heart disease. The team estimated each person's exposure to PM2.5 based on air pollution levels near their homes between 1990 and 1995.

To evaluate heart function, researchers used a specialized ultrasound imaging technique called speckle-tracking echocardiography, which can detect subtle changes in how the heart muscle contracts. Rather than looking for obvious heart disease, the researchers focused on identifying very early signs of reduced heart function that might otherwise go unnoticed.

What the findings mean for consumers

The study found that higher long-term exposure to PM2.5 was associated with small but measurable reductions in heart muscle function.

Participants with higher pollution exposure were about 32% more likely to have abnormal measurements of left ventricular function than those with the lowest exposure levels. While these changes were subtle, researchers say they suggest that air pollution may begin affecting the heart before symptoms or diagnosed heart disease appear.

The Yale experts say environmental exposures should be viewed as another factor that can influence heart health, alongside more familiar lifestyle factors. They recommend that clinicians discuss environmental risks with patients and encourage practical precautions when appropriate, such as staying hydrated during hot weather, seeking cooler indoor spaces during heat waves, monitoring air quality reports, and using air filters or well-fitted N95 masks when air pollution is especially high.

While these findings don't mean that occasional hot days or poor air quality will cause heart disease on their own, they add to growing evidence that everyday environmental conditions can play a role in long-term cardiovascular health and are worth paying attention to.

In general, Americans are aware that the environment can harm their health. The problem is that no one thinks they will personally be affected, Dr. Chang said. Part of our job is to explain to our patients that they are part of a vulnerable population and must take precautions, like visiting a cooling center and staying hydrated on hot days or using air filters or N95 masks when the air quality is poor.


Read More ...


Consumer News: Missing sleep could be affecting your weight more than you think
Wed, 15 Jul 2026 22:07:06 +0000

New research links small sleep cuts to measurable changes in weight and daily activity

By Kristen Dalli of ConsumerAffairs
July 15, 2026
  • Losing about 80 minutes of sleep each night for six weeks led participants to gain an average of one pound.

  • People also became more sedentary during the period of reduced sleep, even after accounting for extra waking time.

  • Researchers say consistently getting enough sleep may be an important part of maintaining a healthy weight.


Most people know that getting enough sleep helps them feel more alert the next day. But new research suggests that regularly cutting sleep short even by what may seem like a modest amount could also affect body weight.

Researchers at Columbia University found that adults who reduced their nightly sleep by about 80 minutes for six weeks gained an average of one pound and spent more time being inactive than when they followed their normal sleep schedule. The findings add to growing evidence that sleep is an important part of overall health, alongside nutrition and physical activity.

Our study shows that getting adequate sleep may help reduce the risk of weight gain and obesity-related conditions like heart disease and diabetes, researcher Marie-Pierre St-Onge said in a news release.

People tend to gain weight over the course of their adulthood, and obesity is a major risk factor for heart disease. But focusing on eating a healthier diet and getting more physical activity to offset weight gain is simplistic and can be difficult to maintain.

How the study worked

The study pooled data from two randomized crossover trials involving 95 adults ages 20 and older who were already sleeping at least seven hours per night and had elevated cardiometabolic risk. Rather than bringing participants into a sleep laboratory, researchers conducted the study while people lived their normal daily lives.

Each participant completed two six-week phases. During one phase, they maintained their usual sleep schedule. During the other, they delayed their bedtime by 90 minutes each night, resulting in an average loss of about 80 minutes of sleep.

Throughout both phases, participants wore wrist monitors that tracked their sleep and physical activity. Researchers also measured changes in body weight, waist circumference, body composition, and fasting levels of several hormones involved in regulating appetite.

What the findings mean for consumers

By the end of the sleep-restriction phase, participants had gained about one pound on average and were spending roughly 17 more minutes per day being sedentary.

Among men and postmenopausal women, sedentary time increased by nearly 30 minutes per day. Researchers found that participants remained less active even after accounting for the fact that they were awake longer.

While a one-pound increase over six weeks may sound small, the researchers say it could become more meaningful if similar sleep habits continue over months or years.

They also point to earlier work involving some of the same participants, which found that mild, chronic sleep restriction was linked to increased insulin resistance in women with elevated cardiometabolic risk and greater inflammation associated with heart health.

For consumers, the findings suggest that sleep deserves a place alongside healthy eating and regular exercise when thinking about long-term weight management. Although the study doesn't prove that improving sleep alone will prevent weight gain, it indicates that consistently getting enough rest may play a meaningful role in supporting overall health.

Though more research is needed to further understand how sleep restriction leads to weight gain, all of our findings suggest that insufficient sleep increases the risk of obesity-related conditions like type 2 diabetes and heart disease, St-Onge said.

Now we need to understand the health effects of improving sleep in those who fail to get adequate sleep on a regular basis.


Read More ...


Consumer News: CBS News journalist almost fell for a bank scam that can fool anyone
Wed, 15 Jul 2026 22:07:06 +0000

The warning signs that could save your savings

By Kyle James of ConsumerAffairs
July 15, 2026
  • A convincing scam: Even CBS News correspondent Matt Gutman nearly fell for fraudsters posing as his bank.

  • Watch for red flags: No legitimate bank will ask you to withdraw cash, keep a secret, or act immediately.

  • Protect yourself: Hang up and call your bank using the number on the back of your card or via their official app.


Scammers are getting so convincing that even veteran journalists who regularly report on fraud can be fooled.

That's exactly what recently happened to CBS News chief correspondent Matt Gutman, who shared how he nearly fell victim to an elaborate bank scam after receiving what sounded like a legitimate fraud call.

The caller said they were from fraud protection at his bank and knew all of his personal details. The caller then claimed that hackers were targeting his account, and actually convinced him to head to his local bank to withdraw all of his money in cash as part of a supposed law enforcement "sting operation."

Fortunately, Gutman realized something was wrong before completing the transaction, avoiding what could have been a big loss. If he had withdrawn the cash, the scam probably would have ended with him being robbed in the parking lot or robbed elsewhere after leaving with the money.

The incident serves as a reminder that today's scammers rely less on obvious red flags and more on psychology, urgency, and stolen personal information.

Here are six smart ways to protect yourself.

1. Never trust caller ID

Scammers can now easily "spoof" phone numbers to make it appear like they're calling from your bank, credit card company, or even a government agency. Seeing your bank's name on your phone no longer means the call is legitimate.

Pro tip: Hang up and call the number on the back of your debit or credit card. Do not dial the number that just called you.

2. Treat urgency as a warning sign

Fraudsters want you to panic before you have time to think.

If someone says your money is in immediate danger and demands instant action from you, slow down for a moment. Real banks may alert you to suspicious activity, but they won't pressure you into making rushed financial decisions.

3. No legitimate bank will ask you to withdraw cash

This was the biggest red flag in Gutman's experience.

Banks do not ask customers to empty their accounts, carry around thousands of dollars in cash, or help catch criminals by participating in undercover operations. If someone tells you otherwise, it's almost certainly a scam.

4. Never keep secrets from your bank

Gutman said the caller instructed him not to tell bank employees about the situation because they might be involved.

That's a classic scam tactic.

Real fraud investigators want bank employees involved not excluded. Anyone telling you to keep a transaction secret is trying to prevent someone from stopping the scam.

5. Pause before taking action

One of the easiest ways to beat scammers is to create a delay.

Tell the caller you'll call back. Talk with a trusted family member. Visit your bank branch independently and explain what happened. A five-minute pause can save thousands of dollars.

6. Strengthen your defenses before scammers call

Don't wait until you're targeted.

Enable account alerts for large withdrawals and unusual transactions, use strong unique passwords for financial accounts, and turn on multi-factor authentication whenever available. Review your statements regularly so you can catch unauthorized activity quickly.

The bottom line

Today's fraudsters don't rely on bad grammar or suspicious emails anymore. They often sound polished, know personal details about you, and create believable stories designed to override your common sense.

The safest habit is simple: whenever someone contacts you about your money, end the conversation and contact your bank using a trusted phone number or its official mobile app. That one step can stop even the most sophisticated scam before it costs you a dime.


Read More ...


Consumer News: Getting a GLP-1 online is surprisingly easy, study finds
Wed, 15 Jul 2026 22:07:05 +0000

Researchers say many telehealth sites prescribe quickly with little clinician interaction

By Kristen Dalli of ConsumerAffairs
July 15, 2026
  • A Yale "secret shopper" study found that most online GLP-1 vendors issued prescriptions with minimal clinician involvement.

  • Researchers evaluated 49 websites to see how online prescribing worked in real-world conditions.

  • The findings highlight concerns about patient oversight and the need for stronger safeguards when prescribing these medications online.


As demand for GLP-1 medications continues to grow, more people are turning to online telehealth platforms to obtain prescriptions without visiting a doctor's office. While these services can make treatment more accessible, new research suggests the process may not always include the level of medical oversight many consumers would expect.

A new Yale School of Medicine study, published in JAMA, examined how easy it is to obtain a GLP-1 prescription through direct-to-consumer websites. Researchers wanted to understand what the prescribing process actually looks like and whether patients receive meaningful clinical evaluation before these medications are approved.

We knew many people were accessing these drugs outside of insurance coverage, but we were surprised that the vast majority of these websites did not require communication with a clinician, first-author Ashwin Chetty said in a news release.

In some cases, the request was put in on a Monday evening, approved shortly after, and the prescription was delivered by Tuesday or Wednesday.

How researchers tested online GLP-1 providers

To evaluate the process, the Yale team conducted what is known as a "secret shopper" study. They created the profile of a 27-year-old man who met the criteria for receiving a GLP-1 medication and submitted prescription requests through 49 different websites between August and December 2025.

The researchers tracked how each website handled the request, including whether the patient was required to speak with a clinician, provide photos, complete questionnaires, or undergo additional screening before receiving a prescription.

They also noted whether the websites prescribed branded medications, compounded versions, or both, how quickly prescriptions were approved, and whether the medication was shipped directly to the patient.

What the findings mean for consumers

The researchers found that 45 of the 49 websites about 92% issued a GLP-1 prescription, while 34 websites, or roughly 69%, mailed the medication.

In many cases, the prescription was approved without any real-time conversation with a clinician, relying instead on online questionnaires. Some prescriptions were issued in five minutes or less, and researchers also observed instances where prescriptions were approved despite missing required photos.

According to the study authors, these findings suggest that some online prescribing platforms may prioritize speed over comprehensive clinical evaluation.

They also raised concerns about compounded GLP-1 medications, which are not approved by the U.S. Food and Drug Administration, and called for stronger patient protections, including more robust prescribing practices and clearer disclosure of the potential risks associated with compounded drugs.

These compounded products have never reached a clinical trial, and theyve had no FDA review, said researcher Resha Ramachandran, MD, MPP, MHS. The companies are creating new drugs and selling them across state lines. Its alarming that these medications which have not been tested on patients are being mass-produced and mass-marketed for profit.

As we're seeing telehealth platforms grow across the country, and replacing in-person healthcare access, telehealth needs to replicate the patient-clinician experience that happens in the real-world. It can't just be a pay-to-prescribe sort of platform. It needs to be a pay-for-appropriate-treatment platform.


Read More ...


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