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Most industry experts dont expect a return to normal in 2026

By Mark Huffman of ConsumerAffairs

• Airlines around the world are cutting flights, adding fuel surcharges and raising fares as jet fuel prices surge and supplies tighten.

• Travelers are facing higher ticket costs, fewer available seats, more schedule changes and an increased risk of cancellations on some international routes.

• Industry analysts warn the disruptions could continue through the busy summer travel season if fuel markets remain unstable.

The blockade of the Strait of Hormuz during the Iran war has affected some petroleum products more than others. Its impacted jet fuel the most, since so much of the fuel is refined in the Persian Gulf region.

As a result, global airlines are scrambling to adapt to a sharp increase in jet fuel prices and growing concerns about fuel shortages, a crisis that is already reshaping travel plans for millions of passengers.

The aviation industry has been hit by a combination of geopolitical tensions, supply disruptions and rising oil prices that have pushed jet fuel costs to multi-year highs. Fuel is one of the airlines biggest expenses, and the last two months have made it even bigger. Jet fuel has become significantly more expensive in recent months, forcing carriers to rethink schedules, pricing and even long-term fleet strategies.

Thousands of flights have been cut

Major airlines, including Lufthansa, United Airlines, Air France-KLM and several Asian carriers, have reduced flights or trimmed capacity for the summer season. Lufthansa alone has cut thousands of short-haul flights, while United has warned it may reduce additional capacity if fuel costs remain elevated.

Industry data firm Cirium reported that airlines worldwide removed more than 75,000 flights from schedules over a recent 10-day period, eliminating millions of seats from the market.

Some airlines are also relying heavily on fuel hedging financial contracts that lock in fuel prices in advance to soften the blow. European carriers such as Lufthansa and Wizz Air entered 2026 with significant portions of their fuel needs hedged, helping shield them from the full impact of the spike. Many U.S. airlines, however, had reduced hedging strategies in recent years and are now more exposed to volatile fuel prices.

Others are accelerating the retirement of older, less fuel-efficient aircraft while prioritizing newer jets that consume less fuel. Airlines are also consolidating routes, reducing flight frequencies and shifting aircraft to more profitable destinations.

The effect on travelers

For travelers, the effects are becoming increasingly visible.

Airfares are rising across both domestic and international markets as carriers attempt to pass higher operating costs on to consumers. Analysts estimate fares could climb between 5% and 10% in some markets, with additional baggage fees and fuel surcharges becoming more common. Virgin Atlantic, for example, recently added fuel surcharges to some tickets.

Passengers are also encountering reduced flexibility as airlines shrink schedules. Fewer flights mean fewer available seats and less room for rebooking when disruptions occur. Some experts warn that if fuel shortages worsen, especially in Europe and parts of Asia, airlines may be forced to cancel additional flights during peak summer travel months.

Travelers booking international vacations may face the greatest uncertainty. Industry analysts say long-haul flights are particularly vulnerable because they consume more fuel and are more expensive to operate. Airports in some regions have already begun rationing jet fuel supplies, and airlines are taking extra fuel onboard where possible a practice known as tankering.

Budget airlines are under especially intense pressure because their business models depend on keeping fares low. Spirit Airlines recently ceased operations after years of financial struggles worsened by rising fuel costs and weak demand.

Conditions maynot improve anytime soon

This situation, unfortunately, will not end with the end of hostilities. Even if hostilities in the Middle East ended tomorrow, jet fuel supplies and prices would not return to normal immediately. Aviation fuel markets tend to lag behind geopolitical events because refining, shipping and inventory systems take time to stabilize.

Industry analysts generally estimate three phases of recovery:

1. Immediate market reaction: days to 2 weeks. Oil and jet fuel futures would likely fall quickly once markets believed the conflict was truly over and shipping routes were secure. Airlines and fuel traders often react within hours to ceasefires or diplomatic agreements. Ticket prices, however, usually do not decline as fast because airlines hedge fuel purchases months in advance.

2. Physical supply normalization: one to three months. This is the critical timeline for jet fuel itself. Refineries would need time to:

• Restore disrupted production

• Rebuild inventories

• Reposition tanker shipments

• Clear port bottlenecks, and

• Resume normal export schedules.

Jet fuel inventories at major hubs in Europe and Asia are currently tighter than normal, so replenishing storage tanks would likely take several weeks even after crude oil supplies stabilize.

3. Airline operational recovery: three to six months. Airlines cannot instantly restore canceled routes or rebuild schedules. Aircraft and crews are often reassigned, and carriers sell seats months ahead. Some capacity cuts would persist through at least one booking cycle. Airlines would also wait to see whether lower fuel prices were durable before reducing fares significantly.

For travelers, that means that fuel surcharges could remain in place for months and airfares would probably decline gradually, not suddenly.

The study authors stress that the findings are not definitive

By Mark Huffman of ConsumerAffairs

• A new study found that people taking omega-3 supplements showed faster cognitive decline than non-users across multiple standard tests of memory and thinking.

• The decline was observed in measures such as MMSE, ADAS-Cog13, and CDR-SB, indicating worsening global cognition, memory, and functional abilities over time.

• Researchers concluded that omega-3 supplementation may be linked to accelerated brain metabolic dysfunction (reduced glucose use in key brain regions) rather than classic Alzheimers markers like amyloid or tau.

Millions of Americans take daily omega-3 supplements for any number of health reasons. However, a new study is challenging the widespread belief that omega-3 supplements help protect brain health as people age.

Researchers reporting in the Journal of Prevention of Alzheimers Disease found that older adults who took omega-3 supplements experienced faster cognitive decline than people who did not use the supplements. However, the study authors cautioned that the findings do not prove the supplements directly caused the decline.

The research tracked participants enrolled in the Alzheimers Disease Neuroimaging Initiative (ADNI), a long-running study that monitors cognitive performance and brain changes in older adults over time.

Researchers compared supplement use with results from several commonly used cognitive assessments, including the Mini-Mental State Examination (MMSE), ADAS-Cog13 and the Clinical Dementia Rating Scale-Sum of Boxes (CDR-SB).

Participants taking omega-3 supplements showed steeper declines across multiple measures of memory, thinking and daily functioning compared with non-users.

Brain metabolism may play a role

The study found that the decline was associated less with traditional Alzheimers disease markers such as amyloid plaques or tau tangles and more with reduced metabolic activity in brain regions linked to cognition.

Brain imaging scans revealed evidence of FDG hypometabolism, meaning lower glucose use in key areas of the brain. Researchers said this reduced metabolic activity may represent a different pathway contributing to cognitive deterioration.

The findings surprised researchers because omega-3 fatty acids, commonly found in fish oil supplements, have long been promoted for potential heart and brain health benefits.

Researchers urge caution, not panic

The authors stressed that the study establishes only an association, not cause and effect.

They said the results should not be interpreted as proof that omega-3 supplements are harmful for everyone, but rather as evidence that the relationship between supplements and brain health may be more complex than previously believed.

The researchers also noted that some people could potentially benefit from omega-3 supplementation while others may not.

Health experts say consumers should avoid making abrupt changes to supplement routines based solely on a single study.

People should discuss any decisions about starting or stopping supplements with their healthcare provider.

Omega-3 supplements remain widely used in the United States for a variety of health reasons, including cardiovascular support, inflammation reduction and general wellness. However, the new findings are likely to fuel additional research into how these supplements affect aging brains over time.

As more Americans turn to AI for money advice, experts warn convenience could come with costly blind spots

• More consumers are turning to tools like ChatGPT for budgeting, investing, and financial planning but AI isnt a licensed or regulated advisor.

• Experts warn that AI can lack context, personalization, and accuracy, which can lead to misleading or overly confident financial advice.

• AI works best as a support tool, not a substitute major financial decisions should still be reviewed by a qualified professional.

From building a budget to mapping out investment goals, more people are turning to tools like ChatGPT for quick, easy financial advice. Its fast, free, and available 24/7 no appointment required.

But while AI can simplify complex topics and offer helpful starting points, its not a licensed financial professional. And that distinction matters more than many users realize.

ConsumerAffairs spoke with banking industry veteran Raul Landeo, Director of Information Technology at Maspeth Federal Savings, who explained that the rise of AI-driven financial guidance is happening faster than the safeguards around it.

While these tools can be useful for general education or basic planning, they often lack the context, personalization, and accountability needed for major financial decisions. As a result, some consumers may be putting too much trust in advice that isnt regulated and isnt always right.

Making finances easier to understand

Landeo explained that many consumers are using tools like ChatGPT to make finances easier to understand.

They are starting out by using it to explain concepts so it's easier to understand and then they are treating it like a personal financial advisor, Landeo said. This can be either as a substitute for those who do not have one, or as a supplement for those who do, but want more frequent reviews. The main shift is the increased availability of a financial planner.

The risks of trusting AI

If youre going to use AI for financial advice, there need to be safeguards in place.

Any AI solution requires a human at the helm to review its output, Landeo said. True autonomous AI advice is not there yet, so when consumers take advice without a review, there's a risk.

A major risk is where the AI solution does not have all of the information needed to make the best answer and may hallucinate the response just to provide one. Consumers do not know all of the inputs that are required, so a professional is that human at the helm needed to provide those inputs and provide a fiduciary duty.

Lacking regulation

Another important risk to keep in mind: AI tools have no standard regulations. This can be tricky especially when finances are involved.

Fraud remains a constant threat, Landeo said. Regulation provides an oversight that makes companies set up guardrails to minimize this risk.

Also, there is no standard framework for producing AI solutions, so without this, it's highly possible for different AI models to come up with different responses given the same inputs. A lack of personalization creates a risk of assuming all consumers have the same requirements to set up their best financial plans and financial planning is not a one-size-fits-all.

Landeos biggest piece of advice: AI works best in conjunction with a human financial planner.

AI tools can be incredibly useful, given the right environment, he said. While AI has tremendous potential, the current expectation is that all output needs to be verified by a human that fully understands how the specific solution went through the process of developing its output.

As costs climb, a growing number of renters are rethinking what it means to own a homeand whether its even possible anymore

• Nearly six in 10 renters say they dont believe theyll ever own a home, as rising costs continue to outpace incomes.

• High home prices, inflation, and upfront expenses like down payments are the biggest barriers keeping traditional homeownership out of reach.

• As a result, many renters are redefining the American Dreamturning to alternative housing options like container or metal homes as a more attainable path to ownership.

For generations, owning a home has been a cornerstone of the American Dream. But for many renters today, that goal is starting to feel more like a long shot than a life plan.

With home prices surging, everyday expenses climbing, and incomes struggling to keep up, the path to homeownership has become increasingly out of reach.

In fact, new survey data from Alans Factory Outlet shows that nearly six in 10 renters dont believe theyll ever own a home.

ConsumerAffairs spoke with Alan Bernau Jr., Owner of Alans Factory Outlet who broke down some of the alternative ways to make owning any kind of home a reality.

Is homeownership unattainable for renters?

The survey found that 56% of renters think that homeownership is unattainable for them at any point in their lifetimes. Bernau explained that several factors contribute to this:

• High home prices

• Inflation

• Incomes are growing slowly

• Down payments are a hurdle

• Taxes

• Insurance

• Maintenance expenses

Alternative housing options

Over 80% of renters surveyed said they couldnt afford to buy a traditional home. However, that doesnt rule out homeownership for alternative options, like container homes or metal homes.

The change is mainly due to the evolution of the concept of homeownership and success in general, Bernau said. For example, 62% of those surveyed still consider themselves successful if they manage to purchase any type of home, even if it does not fall into the traditional definition.

The rise of interest in alternative options is caused by this, with nearly half of renters saying they'd rather invest in a metal or container house rather than rent.

Align expectations with reality

While finances are just one piece of the puzzle, Bernau urges potential alternative homebuyers to be aware of other factors that come into play.

Many renters are aiming for lower price points, with a large share targeting under $100,000 total spend, he said. The problem that might arise is related to some restrictions in terms of zoning or legislation that might prevent placing such structures on a land plot.

Those interested need to remember to factor in all components, like land, setup, compliance, etc., rather than just the cost of the structure itself.

Continuous momentum

Bernau predicts that there is a high probability that this alternative housing trend will continue for a long time.

Sixty-nine percent of renters claim to have stopped believing in the traditional idea of the American Dream, he said. However, this attitude cannot be viewed negatively as they're simply just adjusting expectations. This is what will promote continuous momentum for alternative housing.