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On-time debt payments aren't a magic fix for your credit score, experts say. Here's why - NBC10 Philadelphia

Your credit score may not improve with on-time bill payments alone. Some debt payments have "no impact" on your score, one expert says. Americans have a near-record level of credit card debt ... Read More
Why a Good Credit Score Isn’t Always About Paying Off Every Bill Immediately
Paying your credit card off immediately isn’t always the best move. Learn what really impacts your credit score, and how to use it to your advantage. Read More
On-time debt payments aren't a magic fix for your credit score, experts say. Here's why - NBC New York

While payment history can account for 35% of your score, according to FICO, it's not the only factor that matters.How much you owe relative to how much credit you have available to you — known ... Read More
On-time debt payments aren't a magic fix for your credit score, experts say. Here's why - NBC4 Washington

Your credit score may not improve with on-time bill payments alone. Some debt payments have "no impact" on your score, one expert says. Americans have a near-record level of credit card debt ... Read More
On-time debt payments aren't a magic fix for your credit score, experts say. Here's why - NBC Los Angeles

Stream Los Angeles News for free, 24/7, wherever you are. Many people don't understand why a common strategy that can help them pay down that debt — paying bills on time — isn't all it takes ... Read More
On-time debt payments aren't a magic fix for your credit score, experts say. Here's why - NBC 7 San Diego

Stream San Diego News for free, 24/7, wherever you are with NBC 7. Many people don't understand why a common strategy that can help them pay down that debt — paying bills on time — isn't all ... Read More
On-time debt payments aren't a magic fix for your credit score, experts say. Here's why - NBC Connecticut

People may think that paying bills on time ensures a high credit score. That’s a myth, experts say: payment history isn’t the only factor that matters. Skip to content ... Read More
On-time debt payments aren't a magic fix for your credit score, experts say. Here's why - NBC Chicago

Stream NBC 5 for free, 24/7, wherever you are. Many people don't understand why a common strategy that can help them pay down that debt — paying bills on time — isn't all it takes to improve ... Read More
On-time debt payments aren't a magic fix for your credit score, experts say. Here's why - NBC Bay Area

Americans have a near-record level of credit card debt — $1.18 trillion as of the first quarter of 2025, according to the Federal Reserve Bank of New York.The average credit card debt per ... Read More
On-time debt payments aren't a magic fix for your credit score, experts say. Here's why - NBC 7 San Diego

Your credit score may not improve with on-time bill payments alone. Some debt payments have "no impact" on your score, one expert says. Americans have a near-record level of credit card debt ... Read More
On-time debt payments aren't a magic fix for your credit score, experts say. Here's why - NBC 6 South Florida

While payment history can account for 35% of your score, according to FICO, it's not the only factor that matters.How much you owe relative to how much credit you have available to you — known ... Read More
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