What are the clever strategies for paying off debt?

The most effective debt elimination approaches typically go far beyond simply paying more than the minimum. These approaches combine psychological tactics with mathematical precision. Here are some of ... Read More

Why Money Experts Stand by This One Trick To Keep Credit Card Debt Under Control

One way to help manage credit card balances that finance experts swear by is the 20% rule. “ [A rule that] recommends keeping long-term debt to no more than 20% of your annual income, and keeping ... Read More

How to Consolidate Credit Card Debt, Step by Step

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ... Read More

Credit Card Debt Crisis: More People Falling Behind Than Any Time in a Decade

With more credit cardholders than ever falling behind on payments, delinquencies are painting a stark portrait of consumer distress. Read More

His credit card debt reached nearly $100K. Here's how he got back on track.

ATLANTA — For many families, credit card debt is a huge source of stress, and when the bills keep piling up, it might seem like there’s no way out. But before you lose hope, you may qualify for debt ... Read More

7 tips for improving your credit score

Splitero reports tips for improving your credit score: make on-time payments, keep utilization low, dispute errors, and limit new applications. Read More

Debt Collection Lawsuits Are Rising. Here’s What to Do to Fight Back.

The number of filings is back above 2020 levels as prices rise and people rely more on credit cards, an analysis finds. But many borrowers don’t respond to the suits and lose by default. Read More