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Medical Debt Will Stay on Credit Reports After a Judge’s Ruling. How Can You Limit Its Impact on Your Credit?
CFPB research has indicated that medical debt on credit reports is “a poor predictor” of whether a person will repay a loan, but still “contributes to thousands of denied applications on mortgages ... Read More
Judge Scraps Rule Eliminating Medical Debt on Credit Reports
The Trump administration joined with trade groups to ask a court to overturn a Biden-era rule that aimed to limit the impact of unpaid medical bills on consumers’ credit history. Read More
Court Ruling Brings Medical Debt Back to Credit Reports—Here’s How to Keep It From Ruining Your Finances
Unpaid medical bills are back on the table, which could mean lower credit scores for millions. A federal judge in Texas has struck down the Consumer Financial Protection Bureau’s (CFPB) new rule that ... Read More
On-time debt payments aren’t a magic fix for your credit score ...
People may think that paying bills on time ensures a high credit score. That’s a myth, experts say: payment history isn’t the only factor that matters. Read More
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