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- Category: Vehicle News Articles
By Akin Nazli in Belgrade Turkey’s “native and national” electric vehicle (EV) champion, Togg, faces severe profitability headwinds because of its low-margin assembly operation, Hakan Dogu, a former ...
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A folding phone straddles the line between a smartphone and a tablet, but would you dare control it with… a stylus? Apple reportedly considered adding an Apple Pencil as an accessory to the company’s first foldable phone, expected to be unveiled next week. But don’t expect it to join the party when the so-called iPhone…
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Save $150: A high-end gaming monitor can make a noticeable difference in fast-paced games, but you don’t necessarily need to pay full price for one. The Alienware AW2725DF is now $150 off, bringing its price down from $650 to $500. With an OLED panel, 360Hz refresh rate and nearly instant response time, this is a…
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Earlier this year, I went on record saying that 2026 would be the year of the AI agent. With the seemingly never-ending rollout of agentic AI since then, I feel validated in that prediction. However, I may make one amendment to that statement now: It’s the year of the claw.
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- Category: Consumer Daily Reports
You may be financing coverage you forgot about: 71% of borrowers couldn't recall whether their loan includes GAP or an extended warranty.
Dig out your loan paperwork: Check what add-ons you bought, what they cost, what they cover, and whether you still need them.
Don't focus only on the monthly payment: Review your APR and total interest to see what your car loan is really costing you.
You probably know your monthly car payment. But do you know everything you're actually paying for inside that payment?
A new Caribou survey of 2,000 U.S. drivers with active auto loans found 71% couldn't recall whether their loan includes GAP insurance, and the same percentage didn't know whether they're paying for a vehicle service contract, commonly called an extended warranty.
That's worth checking because these products can add to the amount you finance, which means you could also be paying interest on them.
Grab your car paperwork and take a look. Here's exactly what to look for.
Find your original sales contract
Start with the paperwork from the day you bought the vehicle, particularly your retail installment sales contract and documents covering optional products.
Look for terms such as GAP, Guaranteed Asset Protection, vehicle service contract (VSC), extended warranty, maintenance plan, tire and wheel protection, or theft protection.
If you financed one of these products, its cost may have been rolled into your loan.
Pro tip: Can't find your paperwork? Contact the dealership's finance department and request copies of your signed purchase and finance documents. Get the paperwork so you can see exactly what you bought and what it cost.
Figure out what you're paying for
Finding GAP or a service contract doesn't automatically mean you made a bad purchase. GAP generally protects borrowers if a financed vehicle is totaled or stolen and the insurance payout is less than what's still owed.
A vehicle service contract is different. It may cover certain mechanical repairs, subject to exclusions, deductibles, and other conditions.
Caribou's survey found plenty of confusion around GAP: 38% of borrowers incorrectly believe regular auto insurance automatically covers the difference between their vehicle's value and what they owe.
So don't just ask whether you have coverage.
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- Category: Consumer Daily Reports
A new JAMA paper says nicotine e-cigarettes should be part of conversations about quitting cigarettes.
Researchers reviewed existing evidence on e-cigarettes and smoking cessation and developed guidance for clinicians.
The authors say e-cigarettes can be less harmful than cigarettes and more effective for quitting than FDA-approved nicotine replacement therapies.
For people trying to quit smoking, there are plenty of options to consider from nicotine patches and gum to prescription medications. Now, a group of tobacco researchers says nicotine e-cigarettes deserve a more prominent place in those conversations.
A new special communication published in JAMA recommends that clinicians discuss nicotine e-cigarettes alongside other evidence-based treatments for adults who currently smoke cigarettes. The authors say existing evidence indicates that e-cigarettes with nicotine are less harmful than traditional cigarettes and have been more effective for smoking cessation than FDA-approved nicotine replacement therapies.
The recommendation doesn't mean e-cigarettes are risk-free. Instead, the authors argue that conversations about quitting should give smokers a clearer picture of the potential benefits and risks of each available treatment.
Cigarette smoking causes about 30% of all cancer deaths in the United States and most people want to quit but struggle to do so, researcher Eleanor Leavens, Ph.D., said in a news release. Adding clear guidance on ecigarettes gives clinicians a practical tool that can help people move away from combustible tobacco and toward better health.
How researchers developed the guidance
This wasn't a clinical trial in which smokers were assigned to different treatments. Instead, the paper was developed by a working group within the Treatment Research Network of the international Society for Research on Nicotine and Tobacco.
The researchers' goal was to summarize the existing evidence surrounding nicotine e-cigarettes and smoking cessation and use that evidence to develop practical recommendations for clinicians. They focused on two areas: how doctors can discuss e-cigarettes as part of shared decision-making about smoking-cessation treatments and how e-cigarettes can be used in practice to help people quit.
Consumer Daily Reports Article Count: 6265
Environmental News Articles Article Count: 43
Reviews Article Count: 2570
Vehicle News Articles Article Count: 811
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