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Consumer News


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Consumer Resources

Electric Car News: BYD's Profit Triples as China's Electric Car Boom Continues

[unable to retrieve full-text content for text to speech conversion]BYD's Profit Triples as China's Electric Car Boom Continues FILE PHOTO: A woman walks past a BYD sign at the second media day for the Shanghai auto show in Shanghai, China April 17, 2019. REUTERS/Aly ... News Source: U.S. News & World Report


Source:www.usnews.com

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Product Review: 2020 Honda Civic Si piles on the value - Roadshow

Like on other models, Honda Sensing includes adaptive cruise control, collision mitigation braking, forward collision warning, lane-keeping assist, road-departure mitigation and lane-departure warning.

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Product Review: The best Apple AirPods and Beats wireless earbuds deals

Earlier this year, Apple launched the second generation of its blockbuster wireless earbuds, the AirPods. The company currently sells the new version for $159 -- or $199, if you want the nifty wireless charging case. But, as with so much Apple technology these days, discounts are frequently available, even on brand-new products.

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Product Review: SiriusXM Premiere for students: Hundreds of stations and Pandora Now for $4 a month

"Dude, I scored us cheap SiriusXM for the frat house!" College may be expensive, but other aspects of student life can be pretty reasonable. Indeed, I recently rounded up some of the best free and cheap perks for college students, and here's a brand-new addition: SiriusXM Premiere for just $4 a month. Note that CNET…

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Consumer News: ‘Burnout’ is a major workplace issue, survey says

PhotoSummer is nearly over, and if you have yet to take any vacation time this year, you probably aren’t the only one in your office who hasn’t.

The U.S. Travel Association reports that American workers left 768 million vacation days on the table last year, a 9 percent increase over 2017. The researchers found that more than half of all U.S. workers don’t use all their available paid time off.

So perhaps it’s not that surprising that 96 percent of senior managers at U.S. firms believe their employees are suffering some degree of “burnout,” according to a survey from Accountemps. The condition is defined by the World Health Organization as a syndrome resulting from workplace stress

A separate survey found that 91 percent of employees described themselves as at least “somewhat burned out.” Managers were asked to rate the level of burnout among their staff. They had the choice of rating it a 1, which means there is no workplace stress, to as high as 10, meaning the staff is completely fried.

The average was right in the middle, at 5.6. However, 20 percent of the managers rated their staff burnout at eight or higher. Twenty-eight percent of the employees rated their burnout in the eight to 10 range.

Constant interruptions

Interestingly, the managers attributed high burnout levels to high workloads placed on employees. But when the researchers asked employees, they blamed their burnout on working conditions such as constant interruptions.

"Employees are often okay with working hard if they know that their efforts will not go unnoticed by their employers and it helps them advance their careers," said Michael Steinitz, senior executive director of Accountemps, a division of Robert Half. "However, maintaining high productivity cannot come at the expense of staff members' well-being and engagement."

While improving working conditions may go a long way toward relieving burnout, encouraging employees to use their allotted vacation time may also help. As we reported this week, a study from Syracuse University found taking a vacation can actually work to improve health by reducing the risk of developing cardiovascular disease.

Researcher Bruce Hruska said people who take frequent vacations tend to have lowered risk for metabolic syndrome and metabolic symptoms. He said the researchers actually saw a reduction in the risk for cardiovascular disease that correlated to the amount of time a worker spends away from the job.

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Consumer News: Ten percent of college students think credit cards are ‘free money,’ survey finds

PhotoA new survey of 2019 college students found that 10 percent have the mistaken belief that credit card charges don’t have to be repaid -- that they are, in effect, “free money.”

That item is most likely the shocker in the WalletHub survey, but the interaction with a sample of  college students shows other troubling gaps in financial literacy. However, many students are aware of those gaps.

When asked to grade their financial knowledge, 30 percent of students gave themselves a letter grade of a C or worse. Female students appear to have greater self-awareness on that score than their male counterparts. Five times more women participants graded their financial knowledge an F when compared to men.

Fourteen percent of students said they would rather miss a credit card payment than miss a party, and one in 10 students concede that their parents would not approve of their credit card purchases.

“Understanding how to manage money is an invaluable life skill. And you probably won’t learn much about in school,” the survey editors write. “So you’ll have to take things into your own hands.”

Financial literacy resources

For students, having the right credit card is one step toward financial stability. Don’t make the mistake of signing up for a card that has an annual fee -- there are plenty of good rewards cards that have no annual fee.

Choose a card that rewards you for the purchases you are most likely to make. For college students, that’s most likely groceries. WalletHub suggests the Discover it® Student chrome, citing its $0 annual fee, its 1 - 2 percent cash back on purchases, and the fact that it doubles all the rewards cardholders earn the first year. It also offers an introductory APR of 0 percent for six months on new purchases and has a $0 foreign transaction fee.

Consumers can check out some of the additional financial literacy resources below for more helpful information.

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