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Headlines have often focusedonhomes owned by the ultra-wealthy burning down from the fires that have swept Los Angeles, includinga$450,000-per-month mansion filmed in the HBO show "Succession" and Paris Hilton's $8.4 million Malibu home.
But property data acquired by ConsumerAffairs revealsthe numberof second homes andinvestment homes typicallyaren'tmuch higher than normalin the areas hit by LA fires, with a few exceptions.
Among 10 ZIP codes where the the Palisades or Eaton fires have burned, an average of 10% were either second homes or investment homes,which are often used for long-term or short-term rentals, according to a ConsumerAffairs analysis of estimates based on mortgages from 2018 to 2023 provided by Homebuyer.com.
In the Pacific Palisades ZIP code of 90272, which fires almost completely destroyed, nearly 8% of the homes were second homes or investment properties.
That compares to the Los Angeles County share of nearly 7% and California's and the U.S.'s share of nearly 8%.
Fires, which are still being fought, have destroyed more than 12,300 structures as of Friday, according to CalFire, but the ZIP codes identified by ConsumerAffairs had 102,143 homes as of 2023 Census estimates,meaning most homes aren't destroyed since the fires haven't fully engulfed all the postal regions.
The data also doesn't cover all-cash home purchases, which havegrown more popular in recent years incompetive housing markets because of high interest rates.
Still, some areas where fires have burned had higher shares of second homes or investment homes than usual.
In ZIP codes hit by the Palisades fire, the average was nearly 14%, compared to nearly 7% for those hit by the Eaton fire.
The East Malibu ZIP code of 90265, where the Palisades fire burned down beachfront homes, had the highest share by far: Nearly 34% of homes in the postal region are second homes or investment properties.
"Fires in LA County are tough on towns with a lot of second homes," Dan Green, founder of Homebuyer.com, told ConsumerAffairs. "When people stop visiting, local businesses take a big hit."
But having a second home isn'ton the minds of many people who have seen their only house burn down,including in Altadena which has much fewer second homes.
The Altadena ZIP code of 91001, where the Eaton fire burned,had the lowest share of second homes or investment homes at nearly 4%, compared with the California share of nearly 8%.
Airbnb and VRBO vacation rentals also aren't out of the ordinaryamong ZIP codeswhere fires burned, according to figures provided to ConsumerAffairs by rental-data firm AirDNA.
Most of the ZIP codes averaged around 1% of properties for entire home or apartment rental listings on Airbnb and VRBO, which is in line with national averages.
But the 90290 ZIP code in Calabasas and 90265 ZIP code in East Malibu did have highershares of around 11% and 7% of properties as short-term vacation rentals, respectively.
The 90049 ZIP code encompassing Crestwood Hills had the lowest share of vacation rentals at around half a percent.
Photo Credit: Consumer Affairs News Department Images
East Malibu has a high number of second homes
By Dieter Holger of ConsumerAffairs
January 18, 2025
Headlines have often focusedonhomes owned by the ultra-wealthy burning down from the fires that have swept Los Angeles, includinga$450,000-per-month mansion filmed in the HBO show "Succession" and Paris Hilton's $8.4 million Malibu home.
But property data acquired by ConsumerAffairs revealsthe numberof second homes andinvestment homes typicallyaren'tmuch higher than normalin the areas hit by LA fires, with a few exceptions.
Among 10 ZIP codes where the the Palisades or Eaton fires have burned, an average of 10% were either second homes or investment homes,which are often used for long-term or short-term rentals, according to a ConsumerAffairs analysis of estimates based on mortgages from 2018 to 2023 provided by Homebuyer.com.
In the Pacific Palisades ZIP code of 90272, which fires almost completely destroyed, nearly 8% of the homes were second homes or investment properties.
That compares to the Los Angeles County share of nearly 7% and California's and the U.S.'s share of nearly 8%.
Fires, which are still being fought, have destroyed more than 12,300 structures as of Friday, according to CalFire, but the ZIP codes identified by ConsumerAffairs had 102,143 homes as of 2023 Census estimates,meaning most homes aren't destroyed since the fires haven't fully engulfed all the postal regions.
The data also doesn't cover all-cash home purchases, which havegrown more popular in recent years incompetive housing markets because of high interest rates.
Still, some areas where fires have burned had higher shares of second homes or investment homes than usual.
In ZIP codes hit by the Palisades fire, the average was nearly 14%, compared to nearly 7% for those hit by the Eaton fire.
The East Malibu ZIP code of 90265, where the Palisades fire burned down beachfront homes, had the highest share by far: Nearly 34% of homes in the postal region are second homes or investment properties.
"Fires in LA County are tough on towns with a lot of second homes," Dan Green, founder of Homebuyer.com, told ConsumerAffairs. "When people stop visiting, local businesses take a big hit."
But having a second home isn'ton the minds of many people who have seen their only house burn down,including in Altadena which has much fewer second homes.
The Altadena ZIP code of 91001, where the Eaton fire burned,had the lowest share of second homes or investment homes at nearly 4%, compared with the California share of nearly 8%.
What about short-term vacation rentals?
Airbnb and VRBO vacation rentals also aren't out of the ordinaryamong ZIP codeswhere fires burned, according to figures provided to ConsumerAffairs by rental-data firm AirDNA.
Most of the ZIP codes averaged around 1% of properties for entire home or apartment rental listings on Airbnb and VRBO, which is in line with national averages.
But the 90290 ZIP code in Calabasas and 90265 ZIP code in East Malibu did have highershares of around 11% and 7% of properties as short-term vacation rentals, respectively.
The 90049 ZIP code encompassing Crestwood Hills had the lowest share of vacation rentals at around half a percent.
Photo Credit: Consumer Affairs News Department Images
- Details
- Written by Consumer Affairs News
- Category: Consumer Daily Reports
[unable to retrieve full-text content]
Headlines have often focusedonhomes owned by the ultra-wealthy burning down from the fires that have swept Los Angeles, includinga$450,000-per-month mansion filmed in the HBO show "Succession" and Paris Hilton's $8.4 million home.
But property data acquired by ConsumerAffairs revealsthe numberof second homes andinvestment homes typicallyaren'tmuch higher than normalin the areas hit by LA fires, with a few exceptions.
Among 10 ZIP codes where the the Palisades or Eaton fires have burned, an average of around 10% were either second homes or investment homes,which are often used for long-term or short-term rentals, according to a ConsumerAffairs analysis of estimates based on mortgages from 2018 to 2023 provided by Homebuyer.com.
In the Pacific Palisades ZIP code of 90272, which fires almost completely destroyed, nearly 8% of the homes were second homes or investment properties.
That compares to the Los Angeles County share of nearly 7% and California's and the U.S.'s share of nearly 8%.
Fires, which are still being fought, have destroyed more than 12,300 structures as of Friday, according to CalFire, but the ZIP codes identified by ConsumerAffairs had 102,143 homes as of 2023 Census estimates,meaning most homes aren't destroyed since the fires haven't fully engulfed all the postal regions.
The data also doesn't cover all-cash home purchases, which havegrown more popular in recent years incompetive housing markets because of high interest rates.
Still, some areas where fires have burned had higher shares of second homes or investment homes than usual.
In ZIP codes hit by the Palisades fire, the average was nearly 14%, compared to nearly 7% for those hit by the Eaton fire.
The East Malibu ZIP code of 90265, where the Palisades fire burned down beachfront homes, had the highest share by far: Nearly 34% of homes in the postal region are second homes or investment properties.
By comparison, the Altadena ZIP code of 91001, where part of the Eaton fire burned,had the lowest share of second homes or investment homes at nearly 4%.
"Fires in LA County are tough on towns with a lot of second homes," Dan Green, founder of Homebuyer.com, told ConsumerAffairs. "When people stop visiting, local businesses take a big hit."
Airbnb and VRBO vacation rentals also aren't out of the ordinaryamong ZIP codeswhere fires burned, according to figures provided to ConsumerAffairs by rental-data firm AirDNA.
Most of the ZIP codes averaged around 1% of properties for entire home or apartment rental listings on Airbnb and VRBO, which is in line with national averages.
But the 90290 ZIP code in Calabasas and 90265 ZIP code in East Malibu did have highershares of around 11% and 7% of properties as short-term vacation rentals.
The 90049 ZIP code encompassing Crestwood Hills had the lowest share of vacation rentals at around half a percent.
Photo Credit: Consumer Affairs News Department Images
Some areas hit by fires have higher shares of second homes than normal
By Dieter Holger of ConsumerAffairs
January 18, 2025
Headlines have often focusedonhomes owned by the ultra-wealthy burning down from the fires that have swept Los Angeles, includinga$450,000-per-month mansion filmed in the HBO show "Succession" and Paris Hilton's $8.4 million home.
But property data acquired by ConsumerAffairs revealsthe numberof second homes andinvestment homes typicallyaren'tmuch higher than normalin the areas hit by LA fires, with a few exceptions.
Among 10 ZIP codes where the the Palisades or Eaton fires have burned, an average of around 10% were either second homes or investment homes,which are often used for long-term or short-term rentals, according to a ConsumerAffairs analysis of estimates based on mortgages from 2018 to 2023 provided by Homebuyer.com.
In the Pacific Palisades ZIP code of 90272, which fires almost completely destroyed, nearly 8% of the homes were second homes or investment properties.
That compares to the Los Angeles County share of nearly 7% and California's and the U.S.'s share of nearly 8%.
Fires, which are still being fought, have destroyed more than 12,300 structures as of Friday, according to CalFire, but the ZIP codes identified by ConsumerAffairs had 102,143 homes as of 2023 Census estimates,meaning most homes aren't destroyed since the fires haven't fully engulfed all the postal regions.
The data also doesn't cover all-cash home purchases, which havegrown more popular in recent years incompetive housing markets because of high interest rates.
Still, some areas where fires have burned had higher shares of second homes or investment homes than usual.
In ZIP codes hit by the Palisades fire, the average was nearly 14%, compared to nearly 7% for those hit by the Eaton fire.
The East Malibu ZIP code of 90265, where the Palisades fire burned down beachfront homes, had the highest share by far: Nearly 34% of homes in the postal region are second homes or investment properties.
By comparison, the Altadena ZIP code of 91001, where part of the Eaton fire burned,had the lowest share of second homes or investment homes at nearly 4%.
"Fires in LA County are tough on towns with a lot of second homes," Dan Green, founder of Homebuyer.com, told ConsumerAffairs. "When people stop visiting, local businesses take a big hit."
What about short-term vacation rentals?
Airbnb and VRBO vacation rentals also aren't out of the ordinaryamong ZIP codeswhere fires burned, according to figures provided to ConsumerAffairs by rental-data firm AirDNA.
Most of the ZIP codes averaged around 1% of properties for entire home or apartment rental listings on Airbnb and VRBO, which is in line with national averages.
But the 90290 ZIP code in Calabasas and 90265 ZIP code in East Malibu did have highershares of around 11% and 7% of properties as short-term vacation rentals.
The 90049 ZIP code encompassing Crestwood Hills had the lowest share of vacation rentals at around half a percent.
Photo Credit: Consumer Affairs News Department Images
- Details
- Written by Consumer Affairs News
- Category: Consumer Daily Reports
[unable to retrieve full-text content]
Prices for insulin, the essential drug for treating diabetes,have plummetted to their lowest levels in a decade following a rise in generic options.
Insulin prices averaged 19 cents per unitas of the quarter started Oct. 2024, marking the lowest level recorded in a decade, according to research from GoodRx, based on sources such as pharmacies and insurers.
That compares to average prices of 34 centsa unit in 2019, meaning there has been a 42% decrease.
"The price dips provide much-needed relief for those managing diabetes," GoodRx researcher Tori Marsh said."The reductions signal progress but also underscore the need for continued action to ensure insulin remains affordable for all who need it."
Muchof the decline is because of the approval of generic insulin and similar drugs, called biosimilars, Marsh said.
"Instead of paying over $400 for a package of 5 Humalog KwikPens, for example, patients can now pay around $260 for a package of 5 generic insulin lispro KwikPens," Marshsaid.
Still, insulin makers with newer and more novel drugs often sell at much higher prices.
For instance, Alfreeza, which is the only insulin drug available as an inhalable powder, can cost more than 20 times the other rapid-acting insulins, Marsh said.
Photo Credit: Consumer Affairs News Department Images
Newer insulin options still comes with higher price tags
By Dieter Holger of ConsumerAffairs
January 17, 2025
Prices for insulin, the essential drug for treating diabetes,have plummetted to their lowest levels in a decade following a rise in generic options.
Insulin prices averaged 19 cents per unitas of the quarter started Oct. 2024, marking the lowest level recorded in a decade, according to research from GoodRx, based on sources such as pharmacies and insurers.
That compares to average prices of 34 centsa unit in 2019, meaning there has been a 42% decrease.
"The price dips provide much-needed relief for those managing diabetes," GoodRx researcher Tori Marsh said."The reductions signal progress but also underscore the need for continued action to ensure insulin remains affordable for all who need it."
Muchof the decline is because of the approval of generic insulin and similar drugs, called biosimilars, Marsh said.
"Instead of paying over $400 for a package of 5 Humalog KwikPens, for example, patients can now pay around $260 for a package of 5 generic insulin lispro KwikPens," Marshsaid.
Still, insulin makers with newer and more novel drugs often sell at much higher prices.
For instance, Alfreeza, which is the only insulin drug available as an inhalable powder, can cost more than 20 times the other rapid-acting insulins, Marsh said.
Photo Credit: Consumer Affairs News Department Images
- Details
- Written by Consumer Affairs News
- Category: Consumer Daily Reports
[unable to retrieve full-text content]
Headlines have often focusedonhomes owned by the ultra-wealthy burning down from the fires that have swept Los Angeles, includinga$450,000-per-month mansion filmed in the HBO show "Succession" and Paris Hilton's $8.4 million home.
But property data acquired by ConsumerAffairs revealsthe numberof second homes andinvestment homesoften aren'tmuch higher than normalin the areas hit by LA fires, with a few exceptions.
Among 10 ZIP codes where the the Palisades or Eaton fires have burned, an average of around 10% were either second homes or investment homes,which are often used for long-term or short-term rentals, according to a ConsumerAffairs analysis of estimates based on mortgages from 2018 to 2023 provided by Homebuyer.com.
In the Pacific Palisades ZIP code of 90272, which fires almost completely destroyed, nearly 8% of the homes were second homes or investment properties.
That compares to the Los Angeles County share of nearly 7% and California's and the U.S.'s share of nearly 8%.
Fires, which are still being fought, have destroyed more than 12,300 structures as of Friday, according to CalFire, but the ZIP codes identified by ConsumerAffairs had 102,143 homes as of 2023 Census estimates,meaning most homes aren't destroyed since the fires haven't fully engulfed all the postal regions.
The data also doesn't cover all-cash home purchases, which havegrown more popular in recent years incompetive housing markets because of high interest rates.
Still, some areas where fires have burned had higher shares of second homes or investment homes than usual.
In ZIP codes hit by the Palisades fire, the average was nearly 14%, compared to nearly 7% for those hit by the Eaton fire.
The East Malibu ZIP code of 90265, where the Palisades fire burned down beachfront homes, had the highest share by far: Nearly 34% of homes in the postal region are second homes or investment properties.
By comparison, the Altadena ZIP code of 91001, where part of the Eaton fire burned,had the lowest share of second homes or investment homes at nearly 4%.
"Fires in LA County are tough on towns with a lot of second homes," Dan Green, founder of Homebuyer.com, told ConsumerAffairs. "When people stop visiting, local businesses take a big hit."
Airbnb and VRBO vacation rentals also weren't usually out of the ordinary among ZIP codeswhere fires burned, according to figures provided to ConsumerAffairs by rental-data firm AirDNA.
Most of the ZIP codes averaged around 1% for entire home or apartment rental listings on Airbnb and VRBO, which is in line with national averages.
But the 90290 ZIP code in Calabasas and 90265 ZIP code in East Malibu did have highershares of around 11% and 7% of properties as short-term vacation rentals.
The 90049 ZIP code encompassing Crestwood Hills had the lowest share of vacation rentals at around half a percent.
Photo Credit: Consumer Affairs News Department Images
Some areas hit by fires have higher shares of second homes than normal
By Dieter Holger of ConsumerAffairs
January 18, 2025
Headlines have often focusedonhomes owned by the ultra-wealthy burning down from the fires that have swept Los Angeles, includinga$450,000-per-month mansion filmed in the HBO show "Succession" and Paris Hilton's $8.4 million home.
But property data acquired by ConsumerAffairs revealsthe numberof second homes andinvestment homesoften aren'tmuch higher than normalin the areas hit by LA fires, with a few exceptions.
Among 10 ZIP codes where the the Palisades or Eaton fires have burned, an average of around 10% were either second homes or investment homes,which are often used for long-term or short-term rentals, according to a ConsumerAffairs analysis of estimates based on mortgages from 2018 to 2023 provided by Homebuyer.com.
In the Pacific Palisades ZIP code of 90272, which fires almost completely destroyed, nearly 8% of the homes were second homes or investment properties.
That compares to the Los Angeles County share of nearly 7% and California's and the U.S.'s share of nearly 8%.
Fires, which are still being fought, have destroyed more than 12,300 structures as of Friday, according to CalFire, but the ZIP codes identified by ConsumerAffairs had 102,143 homes as of 2023 Census estimates,meaning most homes aren't destroyed since the fires haven't fully engulfed all the postal regions.
The data also doesn't cover all-cash home purchases, which havegrown more popular in recent years incompetive housing markets because of high interest rates.
Still, some areas where fires have burned had higher shares of second homes or investment homes than usual.
In ZIP codes hit by the Palisades fire, the average was nearly 14%, compared to nearly 7% for those hit by the Eaton fire.
The East Malibu ZIP code of 90265, where the Palisades fire burned down beachfront homes, had the highest share by far: Nearly 34% of homes in the postal region are second homes or investment properties.
By comparison, the Altadena ZIP code of 91001, where part of the Eaton fire burned,had the lowest share of second homes or investment homes at nearly 4%.
"Fires in LA County are tough on towns with a lot of second homes," Dan Green, founder of Homebuyer.com, told ConsumerAffairs. "When people stop visiting, local businesses take a big hit."
What about short-term vacation rentals?
Airbnb and VRBO vacation rentals also weren't usually out of the ordinary among ZIP codeswhere fires burned, according to figures provided to ConsumerAffairs by rental-data firm AirDNA.
Most of the ZIP codes averaged around 1% for entire home or apartment rental listings on Airbnb and VRBO, which is in line with national averages.
But the 90290 ZIP code in Calabasas and 90265 ZIP code in East Malibu did have highershares of around 11% and 7% of properties as short-term vacation rentals.
The 90049 ZIP code encompassing Crestwood Hills had the lowest share of vacation rentals at around half a percent.
Photo Credit: Consumer Affairs News Department Images
- Details
- Written by Consumer Affairs News
- Category: Consumer Daily Reports
[unable to retrieve full-text content]
The Consumer Financial Protection Bureau (CFPB) has ordered American Honda Finance Corporation to pay $12.8 million for reporting incorrect information that harmed the credit reports of 300,000 Honda and Acura drivers.
Honda Finance must pay $10.3 million in redress to consumers and take steps to correct its prior erroneous reporting. It will also assessed a fine of $2.5 million.
Honda Finance used sloppy practices that smeared the credit reports of hundreds of thousands of its customers, said CFPB Director Rohit Chopra. False accusations on a credit report can have serious implications for Americans seeking a job, housing, or a loan.
The issue arose when Honda Finance incorrectly reported some customers as delinquent during the COVID-19 pandemic, even though they were on deferral plans. The CFPB also found that Honda Finance failed to properly investigate disputes about their credit reporting.
Honda Finance must pay $10.3 million to consumers and a $2.5 million penalty. The companys actions caused damage to borrowers credit reports, affecting their ability to get loans, jobs, or housing.
Photo Credit: Consumer Affairs News Department Images
The company must pay $10 million in redress to customers who were wronged
By Truman Lewis 
of ConsumerAffairs
January 17, 2025
of ConsumerAffairsThe Consumer Financial Protection Bureau (CFPB) has ordered American Honda Finance Corporation to pay $12.8 million for reporting incorrect information that harmed the credit reports of 300,000 Honda and Acura drivers.
Honda Finance must pay $10.3 million in redress to consumers and take steps to correct its prior erroneous reporting. It will also assessed a fine of $2.5 million.
Honda Finance used sloppy practices that smeared the credit reports of hundreds of thousands of its customers, said CFPB Director Rohit Chopra. False accusations on a credit report can have serious implications for Americans seeking a job, housing, or a loan.
The issue arose when Honda Finance incorrectly reported some customers as delinquent during the COVID-19 pandemic, even though they were on deferral plans. The CFPB also found that Honda Finance failed to properly investigate disputes about their credit reporting.
Honda Finance must pay $10.3 million to consumers and a $2.5 million penalty. The companys actions caused damage to borrowers credit reports, affecting their ability to get loans, jobs, or housing.
Photo Credit: Consumer Affairs News Department Images
- Details
- Written by Consumer Affairs News
- Category: Consumer Daily Reports
[unable to retrieve full-text content]
Amazon is responsible for the recall of hundreds of thousands of dangerous products it distributed, including providing refunds,the Consumer Product Safety Commission said in a final ruling Friday.
The ruling covers more than 400,000 recalled products, including faulty carbon monoxide detectors, hairdryers without electrocution protectionand childrens sleepwear that violated federal flammability standards,the regulator said.
The CPSC orderedAmazon to provide full refunds to buyers who submitproof of destruction or disposal of the products and to notify buyers of the recalled products.
Amazon must also host the recall releases on its"Recalls and Product Safety Alerts" webpage for a minimum of five years and submit monthly progress reports for five years and records of its compliance, the CPSC said.
The order is effective on Jan. 26, the CPSC said.
Previously in July, the CPSC said that Amazon was a "distributor" of the dangerous products in question, making the company responsible for their recall.
An Amazon spokesperson told ConsumerAffairs the company is"dissappointed" and plans to appeal the decision in court.
When we were initially notified by the CPSC three years ago about potential safety issues with a small number of third-party products at the center of this lawsuit, we swiftly notified customers, instructed them to stop using the products, and refunded them," the spokesperson said. "The remedies ordered by the CPSC are largely duplicative of the steps we took several years ago to protect customers, which are the same steps we take whenever we learn about unsafe products."
Although the CPSC's decision only covers previously recalled products that were identified, it puts pressure on e-commerce platforms to take more responsibility for future recalls, Courtney Griffin, director of consumer product safety at nonprofit Consumer Federation of America, told ConsumerAffairs.
Online marketplaces need more robust systems to vet products before the products make their way into American homes, Griffin said. E-commerce giants must ensure consumers are safeguarded adequately in the rapidly expanding online marketplace."
"This case also demonstrates the critical need for improved monitoring of hazardous consumer products and a more effective recall process to remove dangerous products from the marketplace swiftly, she added.
Photo Credit: Consumer Affairs News Department Images
Ruling puts pressure on e-commerce to be more responsible for recalls
By Dieter Holger of ConsumerAffairs
January 17, 2025
Amazon is responsible for the recall of hundreds of thousands of dangerous products it distributed, including providing refunds,the Consumer Product Safety Commission said in a final ruling Friday.
The ruling covers more than 400,000 recalled products, including faulty carbon monoxide detectors, hairdryers without electrocution protectionand childrens sleepwear that violated federal flammability standards,the regulator said.
The CPSC orderedAmazon to provide full refunds to buyers who submitproof of destruction or disposal of the products and to notify buyers of the recalled products.
Amazon must also host the recall releases on its"Recalls and Product Safety Alerts" webpage for a minimum of five years and submit monthly progress reports for five years and records of its compliance, the CPSC said.
The order is effective on Jan. 26, the CPSC said.
Previously in July, the CPSC said that Amazon was a "distributor" of the dangerous products in question, making the company responsible for their recall.
An Amazon spokesperson told ConsumerAffairs the company is"dissappointed" and plans to appeal the decision in court.
When we were initially notified by the CPSC three years ago about potential safety issues with a small number of third-party products at the center of this lawsuit, we swiftly notified customers, instructed them to stop using the products, and refunded them," the spokesperson said. "The remedies ordered by the CPSC are largely duplicative of the steps we took several years ago to protect customers, which are the same steps we take whenever we learn about unsafe products."
Although the CPSC's decision only covers previously recalled products that were identified, it puts pressure on e-commerce platforms to take more responsibility for future recalls, Courtney Griffin, director of consumer product safety at nonprofit Consumer Federation of America, told ConsumerAffairs.
Online marketplaces need more robust systems to vet products before the products make their way into American homes, Griffin said. E-commerce giants must ensure consumers are safeguarded adequately in the rapidly expanding online marketplace."
"This case also demonstrates the critical need for improved monitoring of hazardous consumer products and a more effective recall process to remove dangerous products from the marketplace swiftly, she added.
Photo Credit: Consumer Affairs News Department Images
