Consumer News Mortgage Rates Are Falling Here’s Why

Mortgage rates fall ahead of Christmas holiday

The average rate on a 30-year fixed mortgage fell this week to 6.18%, according to the latest Freddie Mac data released on Wednesday. That is down from last week's reading of 6.21%. Read More

Mortgage Rates Could Be About to Fall—Here’s Why

Fannie Mae and Freddie Mac have been stockpiling billions in mortgages, a move that could lower borrowing costs for Americans. Read More

What can we expect to happen to mortgage rates in the New Year?

There's good and bad news for home shoppers hoping for lower mortgage rates in 2026 — they're likely to fall more in the new year but shouldn't drop much below 6.0%, if they reach that. But the ... Read More

Mortgage Rates Today, December 24, 2025: 30-Year Rates Drop to 6.23%

Explore current mortgage rates and what they mean for homebuyers. Read More

Falling Mortgage Rates Are a Boon for Home Sales – NAR

The average 30-year fixed mortgage rate was 6.47% this week, down from 6.49% one week ago, according to U.S. News data. Mortgage refinancing rates also ticked down slightly for 30- and 15-year loan ... Read More

Mortgage Rates Drop Ahead of Fed Meeting

The average 30-year fixed mortgage rate fell to 6.37% this week, down six basis points from 6.43% the week before, according to U.S. News data. Mortgage refinance rates also pulled back this week, ... Read More

Why mortgage rates could drop before the December Fed meeting

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. With the Federal Reserve set to meet for the final time of 2025 on ... Read More

Weekly Mortgage Rates Stable But Could Dip Lower

Mortgage interest rates were flat this week, but new data on the economy's health could encourage rates to go down.The average rate on a 30-year fixed-rate mortgage held steady at ... Read More

Why are mortgage rates falling? SIMON LAMBERT reveals why now could be the moment to remortgage

The end of the year has brought good news for our finances. There's a mortgage price war going on - and anyone whose fix ends in the next six months should act. Read More

Weekly Mortgage Rates Fall on Hopes of a Fed Cut

Some homeowners may carve out time to refinance. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender ... Read More

Mortgage Rates Fall—and Could See Another Cut Before 2026

Mortgage rates have fallen to 6.23 percent ahead of another expected cut by the Federal Reserve in December, slightly improving housing affordability for millions of Americans. “The Freddie Mac ... Read More