Consumer News Mortgage Rates Are Falling Here’s Why

The Fed just cut interest rates for the sixth time. Here’s why you’re not seeing much of a difference in your loans

Thanks to its latest decision on Wednesday – its final one for 2025 – the Federal Reserve has now reduced its key overnight lending rate by 1.75 percentage points since it began its rate-cutting cycle ... Read More

Mortgage Rates Drop Ahead of Fed Meeting

Heading into this week's Federal Reserve meeting, mortgage rates declined to the lowest levels of 2025. Here's what that might mean for 2026 and beyond. Read More

Why the Fed Rate Cut Won't Move Mortgage Interest Rates

The FOMC cut interest rates as expected on Dec. 10, but mortgage rates are unlikely to fall further as a result. Read More

Fed cuts interest rates again: What's next for mortgages, credit cards

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers? Read More

Mortgage rates have fallen under Trump. Here’s what that really means for home buyers.

Over the course of 2025, since Trump took office, rates have dropped from 6.96% to a recent low of 6.17%, she added, which explains why the yearly cost of a mortgage has trended lower over Trump’s ... Read More

Mortgage Rates After the Fed Meeting: Here's What Day 1 Shows

The Federal Reserve cut interest rates a quarter point this week, but mortgage rates often move on their own. Here’s how they’ve reacted in the early aftermath. Read More

Mortgage Rates Today, December 10, 2025: 30-Year Rates Fall to 6.26%

Explore current mortgage rates and what they mean for homebuyers. Read More

Here’s where home values are falling the most

More than half of U.S. homes lost value over the past year, the highest rate of depreciation since 2012. The decline in home values is especially p ... Read More

The average 30-year fixed rate mortgage rate continues to fall

The average rate on a 30-year fixed mortgage fell to 6.19% this week, down from 6.27% the prior week, marking its lowest level in more than a year. The 15-year fixed mortgage rate also declined to ... Read More

Homebuyers are entering into riskier loans with the hope mortgage rates are going to eventually fall. Will the gamble be worth it?

A round 10% of purchase-mortgage applications submitted during the week ending October 3, 2025, were for adjustable-rate mortgages (ARMs) — the highest level since 2023, according to Mortgage Bankers ... Read More

Here's why mortgage rates dropped to their lowest level in more than a year

In this undated stock photo, a "For Sale" sign is seen in front of a house. automation Mortgage rates this week dropped to their lowest level in more than a year, delivering some long-sought relief ... Read More