Consumer News Mortgage Rates Are Falling Here’s Why

The average 30-year fixed rate mortgage rate continues to fall

The average rate on a 30-year fixed mortgage fell to 6.19% this week, down from 6.27% the prior week, marking its lowest level in more than a year. The 15-year fixed mortgage rate also declined to ... Read More

Falling Mortgage Rates Spur Refinance Boom – Is It Time to Refi?

The average 30-year fixed mortgage rate fell to 6.44% this week, down from 6.53% the week before, according to U.S. News data. Mortgage rates are now at their lowest levels in 2025, which may give ... Read More

Prediction: Here's When We'll See 4% Mortgage Rates Again

A 30-year fixed mortgage currently hovers around 6.2%. The Federal Reserve has begun lowering interest rates at its last two meetings. Will mortgage rates follow the f ... Read More

Mortgage rates fall for fourth consecutive week, lowest level in over a year

Mortgage rates fell for the fourth consecutive week, mortgage buyer Freddie Mac said Thursday. Freddie Mac's latest Primary Mortgage Market Survey, released Thursday, showed the average rate on the ... Read More

What are the mortgage interest rate predictions for 2026? Here's what some experts expect.

Mortgage rates have been steadily declining in 2025, but will they continue that trend in 2026? Here's what to know. Read More

Mortgage rates are back to a 3-year low. Should you lock one in now?

Mortgage interest rates change each day, and they can be difficult, if not impossible, to time. Case in point: Mortgage rates, largely in anticipation of a Federal Reserve rate cut, dropped to a three ... Read More

Rate cuts aren’t enough to make homes affordable: Berkshire Hathaway. Does a rising rental market create an opportunity?

“Many homeowners are reluctant [to] put their homes on the market and give up the low mortgage rates they already have,” the report stated. “To them, high price gains won’t mitigate their ability to ... Read More

Mortgage Rates Today, October 24, 2025: 30-Year Rates Drop to 6.19%

Explore current mortgage rates and what they mean for homebuyers Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By ... Read More

Falling Mortgage Rates Spur Refinance Boom — Is It Time to Refi?

After consistently trending downward since the government shutdown began on Oct. 1, 30-year mortgage rates have officially fallen to the lowest point this year, below 6.5%. At various points in 2025 ... Read More