Consumer News Mortgage Rates Are Falling Here’s Why

Mortgage Rates Drop Ahead of Fed Meeting

Heading into this week's Federal Reserve meeting, mortgage rates declined to the lowest levels of 2025. Here's what that might mean for 2026 and beyond. Read More

The average 30-year fixed rate mortgage rate continues to fall

The average rate on a 30-year fixed mortgage fell to 6.19% this week, down from 6.27% the prior week, marking its lowest level in more than a year. The 15-year fixed mortgage rate also declined to ... Read More

Homebuyers are entering into riskier loans with the hope mortgage rates are going to eventually fall. Will the gamble be worth it?

A round 10% of purchase-mortgage applications submitted during the week ending October 3, 2025, were for adjustable-rate mortgages (ARMs) — the highest level since 2023, according to Mortgage Bankers ... Read More

Falling Mortgage Rates Spur Refinance Boom – Is It Time to Refi?

The average 30-year fixed mortgage rate fell to 6.44% this week, down from 6.53% the week before, according to U.S. News data. Mortgage rates are now at their lowest levels in 2025, which may give ... Read More

Here's why mortgage rates dropped to their lowest level in more than a year

In this undated stock photo, a "For Sale" sign is seen in front of a house. automation Mortgage rates this week dropped to their lowest level in more than a year, delivering some long-sought relief ... Read More

Mortgage rates fall for fourth consecutive week, lowest level in over a year

Mortgage rates fell for the fourth consecutive week, mortgage buyer Freddie Mac said Thursday. Freddie Mac's latest Primary Mortgage Market Survey, released Thursday, showed the average rate on the ... Read More

Mortgage rates are back to a 3-year low. Should you lock one in now?

Mortgage interest rates change each day, and they can be difficult, if not impossible, to time. Case in point: Mortgage rates, largely in anticipation of a Federal Reserve rate cut, dropped to a three ... Read More

Mortgage Rates Today, October 29, 2025: 30-Year Rates Drop to 6.18%

Explore current mortgage rates and what they mean for homebuyers Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By ... Read More

A December Fed Cut Is in Play Again—But What Would It Really Mean for Mortgage Rates?

Markets are predicting a Fed rate cut in December, but its impact on mortgage rates is far from certain. Here’s what house hunters should know right now. Read More

The Federal Reserve Cut Rates, But Mortgage Rates Climbed Instead—Here’s What You Need to Know

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ... Read More

Mortgage rates edge higher after hitting a 12-month low

The 30-year fixed mortgage rose to 6.22%, up five basis points from last week, while the 15-year rate increased to 5.50%. Mortgage rates are tracking the 10-year Treasury yield, which reflects ... Read More