Consumer News Mortgage Rates Are Falling Here’s Why

Mortgage Rates Could Be About to Fall—Here’s Why

Fannie Mae and Freddie Mac have been stockpiling billions in mortgages, a move that could lower borrowing costs for Americans. Read More

What can we expect to happen to mortgage rates in the New Year?

There's good and bad news for home shoppers hoping for lower mortgage rates in 2026 — they're likely to fall more in the new year but shouldn't drop much below 6.0%, if they reach that. But the ... Read More

Mortgage Rates Drop Ahead of Fed Meeting

Heading into this week's Federal Reserve meeting, mortgage rates declined to the lowest levels of 2025. Here's what that might mean for 2026 and beyond. Read More

Mortgage rates have fallen under Trump. Here’s what that really means for home buyers.

Over the course of 2025, since Trump took office, rates have dropped from 6.96% to a recent low of 6.17%, she added, which explains why the yearly cost of a mortgage has trended lower over Trump’s ... Read More

Here’s where home values are falling the most

More than half of U.S. homes lost value over the past year, the highest rate of depreciation since 2012. The decline in home values is especially p ... Read More

Homebuyers are entering into riskier loans with the hope mortgage rates are going to eventually fall. Will the gamble be worth it?

A round 10% of purchase-mortgage applications submitted during the week ending October 3, 2025, were for adjustable-rate mortgages (ARMs) — the highest level since 2023, according to Mortgage Bankers ... Read More

Why a 6% Rate Matters for Homebuyers

If mortgage rates fall to 6%, sidelined buyers could return. Florida has already seen sales gains when rates dip, Florida Realtors Chief Economist Brad O’Connor said. Read More

Mortgage Rates After the Fed Meeting: Here's What Day 1 Shows

The Federal Reserve cut interest rates a quarter point this week, but mortgage rates often move on their own. Here’s how they’ve reacted in the early aftermath. Read More

Why the Fed Rate Cut Won't Move Mortgage Interest Rates

The FOMC cut interest rates as expected on Dec. 10, but mortgage rates are unlikely to fall further as a result. Read More

3 mortgage interest rate scenarios to know for 2026, according to experts

Mortgage rates stayed steady through most of 2025, but two consecutive Federal Reserve rate cuts in September and October signaled a slowing economy and cooling housing market. While federal fund ... Read More

Here's Why Rocket Mortgage Is a Buy Before the End of 2025

The housing market has faced challenges due to elevated interest rates, which have weighed on Rocket Mortgage's business. The company made some major acquisitions this year, including Redfin and Mr. Read More

The Fed just cut interest rates for the sixth time. Here’s why you’re not seeing much of a difference in your loans

Thanks to its latest decision on Wednesday – its final one for 2025 – the Federal Reserve has now reduced its key overnight lending rate by 1.75 percentage points since it began its rate-cutting cycle ... Read More