Photo (c) Jet City Image - Getty ImagesIf you’re a former AT&T customer who may have been bit by an unlimited data plan and haven’t cashed a check from the carrier to settle claims made by the Federal Trade Commission (FTC), time is wasting. To help out, the FTC has announced a new claims process to return money to thousands of former AT&T customers who had those plans in place anytime between October 2011 and June 2015.
However, what if you are a current AT&T customer who had an unlimited data plan during this time? No need to file a claim — you should have gotten a bill credit from AT&T in early 2020.
The settlement goes back to the FTC’s claim that AT&T throttled their data, slowing down their internet speed after they used a certain amount of data in a billing cycle. The limits on this “unlimited” plan made it hard — and, in some cases, impossible — to browse the internet or stream videos. And, before people signed a long-term contract, AT&T didn’t adequately disclose to customers that it would slow down their internet.
Throttling has been a thorn in the side of the FTC for years now. In addition to AT&T, it also went after TracFone for the same thing.
Here’s what to know
If you think you meet the AT&T settlement criteria and want to move forward with a claim, here’s what you need to do:
Determine if you’re eligible and file your claim at ftc.gov/ATT.
You have until May 18, 2023, to file a claim.
Questions about filing a claim? Call the refund administrator at 1-877-654-1982 or email This email address is being protected from spambots. You need JavaScript enabled to view it..
Become a member at https://CR.org/joinviaYT to find out how each vehicle we purchase performs in our tests.
The Toyota Prius has always been known for its polarizing styling and undeniable fuel economy. But the new 2023 Prius changes that equation, and now features much sleeker styling, but without a great leap forward in fuel efficiency. In this episode, we share our first impressions of the 2023 Toyota Prius' redesigned cabin, our early fuel economy experiences, and whether legacy fans of the Prius' quirky vibe will be turned off by this new version.
SHOW NOTES
-----------------------------------
00:00 - Introduction
00:15 - First Impressions: 2023 Toyota Prius
25:26 - Question: Are vehicle trip computers accurate, and what is the most precise way to calculate MPG?
-----------------------------------
Subscribe to Talking Cars on Apple Podcasts!
Video version: https://itunes.apple.com/us/podcast/talking-cars-hq/id630839767?mt=2
Audio version: https://itunes.apple.com/us/podcast/talking-cars-mp3/id630831189?mt=2
Have a question for our experts? Leave a comment on this episode, or reach out to us directly!
From your iOS device, iMessage us at TalkingCars@icloud.com to send a photo, video, or text directly to the Talking Cars team!
We love to feature our viewers on the show, so submit video questions at https://www.consumerreports.org/cars-talking-cars/
Subscribe to Talking Cars on Spotify: https://open.spotify.com/show/4Jr8wJRJyN9v8T6LC1fQQ6
----------------------------------
Redesigned 2023 Toyota Prius Trades Practicality for Style
https://www.consumerreports.org/cars/hybrids-evs/2023-toyota-prius-review-a1192095682/
2023 Toyota Prius
https://www.consumerreports.org/cars/toyota/prius/2023/overview/
Guide to Car Safety
https://www.consumerreports.org/cars-guide-to-car-safety/
-----------------------------------
Join CR at https://CR.org/joinviaYT to find out how products scored in CR’s rigorous lab tests—and to access our comprehensive ratings for items you use every day—become a member. CR is a mission-driven, independent, nonprofit organization.
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Published: 3rd Feb 2023 08:00:15 By: Consumer Reports
Become a member at https://CR.org/joinviaYT to find out how each vehicle we purchase performs in our tests.
The Lexus RX has served as a benchmark for refined, stress-free, midsized luxury SUVs for more than two decades. We recently purchased our own to put through our tests at the Consumer Reports Auto Test track, and share our first impressions of its driving characteristics, controls, how it stacks up against competitors like the BMW X5 and Audi Q7, and whether it maintains its solid reputation. We also discuss whether you should bring your vehicle to the dealer for software updates.
SHOW NOTES
-----------------------------------
00:00 - Introduction
00:14 - First Impressions: 2023 Lexus RX Hybrid
23:19 - Question: Should you bother your dealer to check and perform software updates on your vehicle?
-----------------------------------
Subscribe to Talking Cars on Apple Podcasts!
Video version: https://itunes.apple.com/us/podcast/talking-cars-hq/id630839767?mt=2
Audio version: https://itunes.apple.com/us/podcast/talking-cars-mp3/id630831189?mt=2
Have a question for our experts? Leave a comment on this episode, or reach out to us directly!
From your iOS device, iMessage us at TalkingCars@icloud.com to send a photo, video, or text directly to the Talking Cars team!
We love to feature our viewers on the show, so submit video questions at https://www.consumerreports.org/cars-talking-cars/
Subscribe to Talking Cars on Spotify: https://open.spotify.com/show/4Jr8wJRJyN9v8T6LC1fQQ6
----------------------------------
2023 Lexus RX Hybrid
https://www.consumerreports.org/cars/lexus/rx-hybrid/2023/overview/
Redesigned 2023 Lexus RX Ticks Up on Luxury and Sport
https://www.consumerreports.org/suvs/2023-lexus-rx-review-a9838921352/
Electric Cars and Plug-In Hybrids That Qualify for Tax Credits Under the Inflation Reduction Act
https://www.consumerreports.org/cars/hybrids-evs/electric-cars-plug-in-hybrids-that-qualify-for-tax-credits-a7820795671/
Guide to Car Safety
https://www.consumerreports.org/cars-guide-to-car-safety/
-----------------------------------
Join CR at https://CR.org/joinviaYT to find out how products scored in CR’s rigorous lab tests—and to access our comprehensive ratings for items you use every day—become a member. CR is a mission-driven, independent, nonprofit organization.
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Published: 27th Jan 2023 08:00:23 By: Consumer Reports
Consumer Video: Which EV System Has Better Traction in Winter Driving? #Shorts
Join CR at https://CR.org/joinviaYT to find out how products scored in CR’s rigorous lab tests—and to access our comprehensive ratings for items you use every day—become a member. CR is a mission-driven, independent, nonprofit organization.
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Published: 23rd Jan 2023 06:21:49 By: Consumer Reports
Consumer Video: The Induction Cooktop Chocolate Test | Consumer Reports #Shorts
Join CR at https://CR.org/joinviaYT to find out how products scored in CR’s rigorous lab tests—and to access our comprehensive ratings for items you use every day—become a member. CR is a mission-driven, independent, nonprofit organization.
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Published: 20th Jan 2023 11:55:04 By: Consumer Reports
Consumer Video: 2023 Kia Niro EV | Talking Cars #395
Become a member at https://CR.org/joinviaYT to find out how each vehicle we purchase performs in our tests.
On this episode, we share our first impressions of the 2023 Kia Niro Electric. Find out how the Niro compares to its corporate EV siblings, the Kia EV6 and Hyundai Ioniq 5, and how subtle changes affect the driver’s experience. We also answer a question about all-wheel-drive EVs in winter driving conditions.
SHOW NOTES:
0:00 - Intro
0:15 - 2023 Kia Niro Electric
3:34 - Driving impressions
6:54 - Regenerative braking
8:47 - Visibility and the Aeroblade
10:43 - Interior controls
13:18 - Accommodations/floor height
15:22 - Which Kia EV/hybrid would we choose?
18:20 - Question: Which EV system has better traction in winter driving conditions?
LINKS:
Preview: 2023 Kia Niro Trio Make Evolutionary Advancements: https://www.consumerreports.org/hybrids-evs/2023-kia-niro-review-a1734527338/
Kia Niro Electric: https://www.consumerreports.org/cars/kia/niro-electric/
Automakers Are Adding Electric Vehicles to Their Lineups. Here’s What’s Coming: https://www.consumerreports.org/hybrids-evs/why-electric-cars-may-soon-flood-the-us-market-a9006292675/#7
Check out https://www.CR.org for the latest reviews, tips, and recommendations and subscribe to our YouTube Channel: http://bit.ly/1Nlb1Ez
Follow Us on Social:
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Published: 20th Jan 2023 08:00:13 By: Consumer Reports
The Headlines of the GR Corolla.
This clip is from our larger review and there's more to come:
https://youtu.be/q-qHmVdbH38
And subscribe to our channel for great roads and car comparisons:
YouTube.com/EverydayDriver
Published: 4th Feb 2023 09:00:19 By: EverydayDriver
This is what happens when you're testing a new camera mount, and even trying to take it easy... and it fails.
Join us for more on our GR86:
YouTube.com/EverydayDriver
Published: 29th Jan 2023 11:18:36 By: EverydayDriver
Is this one of the best stock exhausts being sold - or is it annoying?
See a full review of this car and a comparison to the Civic Type-R here:
https://youtu.be/aZ-FipkmTMg
And subscribe to our channel for more comparisons, road trips, and some of the best produced car content available
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Published: 27th Jan 2023 09:12:21 By: EverydayDriver
Car Video: Civic Type R vs Elantra N – The Battle for Best FWD | Everyday Driver
Honda has always done amazing things with the Civic Type-R, but Hyundai challenges their dominance with the Elantra N. We take these two superb Front Wheel Drive choices down a favorite road to see if they live up to the hype, and who offers the best FWD driving experience.
00:00 – 1:32 The Fight for FWD
1:32 – 4:29 New R – More Power
4:29 – 8:00 Laughing in N Mode
8:00 – 10:48 BMW Breeding
10:48 – 15:04 Honda shaped dart
15:04 – 16:38 Not for the Street
16:38 – 18:34 A $44,000 Interior?
18:34 – 20:36 Styling Arguments
20:36 – Confusion and Conclusions
#TypeR #ElantraN #FWD
We’ll post another big comparison right here every month, plus long term updates and big road trips.
Subscribe and hit the bell so you don’t miss our Thursday releases.
Also watch our other channel: /TestDriveVideos for single car reviews.
Plus you can find our Adventure Trips, Twice Weekly Podcast and much more on our website:
http://everydaydriver.com
Thanks for watching!
Published: 26th Jan 2023 07:59:51 By: EverydayDriver
When the scenery is this good, you don't need the car to be fast. We're dreaming of more summer time drives in cool cars like this Porsche 356 Replica on Pacific Coast Highway.
The original episode can be found here:
https://youtu.be/eyauQw0APW8
Published: 24th Jan 2023 09:00:19 By: EverydayDriver
Product Review Video: Galaxy S23 Ultra: First 24 Hours (Camera Upgrades Are Impressive So Far)
We take an early look at Samsung’s new camera, especially how it performs in low light. Stay tuned for CNET’s full review coming soon.
My First Day With the Galaxy S23 Ultra - https://www.cnet.com/tech/mobile/my-first-day-with-the-galaxy-s23-ultra/
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Published: 4th Feb 2023 01:00:17 By: CNET
Product Review Video: This Robot Can Melt Itself and Become Solid Again #Shorts
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Published: 3rd Feb 2023 08:00:15 By: CNET
Product Review Video: The Mystery of Apple's New Music App
Apple's been working on a classical music app. Could it launch soon? CNET’s Bridget Carey looks at the clues. She also explains the problem classical music has on streaming services and why it might be separate from the main Apple Music app.
0:00 One More Thing: Apple's New Classical Music App
1:30 Why Do We Need a Classical Music App?
5:07 What's Going On With Primephonic?
7:11 Finding The Clues About Apple Classical
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Published: 2nd Feb 2023 08:00:04 By: CNET
Product Review Video: Samsung Galaxy S23 Ultra vs. Galaxy S22 Ultra vs. iPhone 14 Pro Max (Top Phones Compared)
The Samsung Galaxy S23 Ultra is here. How does it stack up?
Checkout all three phones here 👇:
Galaxy S23 Ultra: https://cnet.co/3Yots4x
Galaxy S22 Ultra: https://cnet.co/3wPn4XY
iPhone 14 Pro Max: https://cnet.co/3X573YK
*CNET may get a commission from these offers.
The brand-new Samsung Galaxy S23 Ultra has landed. How does it compare to last year’s S22 Ultra? Or to the top-of-the-line iPhone 14 Pro Max? Let’s see how the specs stack up.
00:00 - Intro
00:43 - Chip
01:02 - Storage
02:39 - Display
03:53 - Width & Weight
04:19 - Cameras
06:10 - Video
06:54 - Battery
07:51 - Colors
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Published: 2nd Feb 2023 01:00:35 By: CNET
FTC Video: Avoid Work at Home Scams - Updated with ReportFraud.ftc.gov
The first-person story is about a retired nurse’s work-at-home scam experience, and what she did about it. Learn more about work-at-home businesses here: https://www.consumer.ftc.gov/articles/0175-work-home-businesses
************************************
Transcript:
I love my grandkids so much, which is why we ended up eventually moving here to Idaho. I got a phone call one night, and it was a person describing a business opportunity. And at first I just said, no, I don't think I'm interested, and tried to get him off the phone.
But he was very persistent. They asked me a bunch of personal questions and found out that I was not working. My husband was on disability. Yes, we could use some kind of financial help to give us some more security. And he said, well, we have this opportunity of a business coaching program that I think could really help you.
It's an online business. You can do it from home. One of the things that sparked me was at the time, I was spending a lot of time on the computer looking at toys for my grandkids, thinking about, oh, they would really like this toy to play with. And so maybe I could sell toys, because that's something I could get enthusiastic about. Then they said, well, you could potentially make $3,000 to $5,000 a month if you work work hard at this.
With a business opportunity scam, what we see is typically a promise-- you'll make money. You'll make a lot of money.
They mentioned that there was an investment involved, and I said, well, I need to talk this over with my husband.
What the scammer's trying to do is make you believe you will be successful-- but in order to get there, you need this additional service.
So a period of three nights they talked to us. And on the third night, we just decided that well, maybe this is something I could do. So we bought a $9,000 business coaching program, which gave us 30 business coaching sessions on the phone.
What we've seen-- from the FTC's law enforcement experience-- is there are no trained coaches. There are no programs. There's no one who's been successful.
Then the next phase was I needed a business license, a website. I needed to know how to code, and they could do it for me. They could even preload the products on my website. Whenever I said I wasn't getting any sales from all this work, they just gave me excuses, like, it takes time. It was $25,000 that I lost-- total. Lost.
It's really important that before you spend a dime, you do research, and do the research online. Do some kind of a search, maybe with the word "complaint," with the word "scam," with the word "review." Contact the Better Business Bureau. Contact your state attorney general's office. And talk to friends, talk to family.
Talk to others about it, because it will help somebody else.
*****************************************************
The Federal Trade Commission deals with issues that touch the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. The FTC pursues vigorous and effective law enforcement; advances consumers' interests by sharing its expertise with federal and state legislatures and U.S. and international government agencies; develops policy and research tools through hearings, workshops, and conferences; and creates practical and plain-language educational programs for consumers and businesses in a global marketplace with constantly changing technologies.
Comment Moderation Policy
We welcome your comments and thoughts about the information on this page. If you do have something to say, please be courteous and respectful to other commenters. We won't routinely review any comments before they are posted (except for ones that contain urls and profanity), but we will delete any comments that:
1) contain spam or are off-topic
2) use vulgar language or offensive terms that target specific groups or contain personal attacks
3) are sales pitches or promotions
4) have urls or links to commercial sites
4) spread clearly misleading or false information
or
5) include personal information, like home addresses
Published: 3rd Feb 2023 02:51:35 By: FTCvideos
FTC Video: How to Avoid a Tech Support Scam - Updated with ReportFruad.ftc.gov
The first-person story about a retired business consultant’s tech support scam experience, what he did about it.
Report fraud at https://reportfraud.ftc.gov
******************************
Transcript:
My name is Don Holmes. I live in Sun City West, Arizona.
In this community, we're all seniors. After you move in here, even if you don't know anybody, you get to know other people you enjoy doing things with. I use a computer predominantly for email and to get the news.
One day, a thing pops up and kind of blocks the screen, and says you've got all kinds of viruses in your computer. The design of the pop-up had a Microsoft logo on the top. And they had a number. And I couldn't get rid of this thing on the screen.
I turned the computer off. I turned it back on-- still there. So I called the number.
They identified themselves as Microsoft. I had no feeling that there was anything wrong.
Tech support scams are real. And they're causing enormous consumer injury-- hundreds and hundreds of millions of dollars. And that's just based on the FTC's on law enforcement work.
Just like Mr. Holmes, a lot of people are getting pop-ups on their screens. And often, they claim to be associated with a company such as Microsoft or Apple, giving them lots of credibility.
They told me they would clear what they considered to be malware in there. In order to clear it up, they needed to get into my computer and have my control of the computer turned over to them.
So I gave them my password. They went in. The thing came off of the screen. When I went back to my computer the next day, I couldn't access my files.
You'd never let a stranger into your house. Don't let one into your computer. If you get a pop-up, don't click on a link. If you get a phone call from someone who says your computer security is at risk, don't listen to them. Stop. Take the time to talk to a friend. Talk to a family member.
When this happened to me, I was a little bit embarrassed. I mean, I consider myself fairly alert. But I was targeted. And I was scammed.
I didn't really want to talk about this. But I realized that if I didn't talk about it, that if I didn't file the complaint with the attorney general, that if I didn't file a complaint with the FTC, that I would have shrunk into myself. And by talking about it, by talking to all my friends--
They're not amateurs, Don.
--I began to realize that they also started talking. And they started indicating that they had experienced similar things.
That kind of community, that kind of exposure-- it's not an embarrassment. It's just something that happens when you're a senior. You have to talk about it to other seniors.
What I would suggest is contact the FTC. They have a website. You can fill out a complaint online.
We can be empowered with your family, your friends, and other people within your community to try to put a stop-- or at least protect ourselves from these kinds of scams.
******************************
The Federal Trade Commission deals with issues that touch the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. The FTC pursues vigorous and effective law enforcement; advances consumers' interests by sharing its expertise with federal and state legislatures and U.S. and international government agencies; develops policy and research tools through hearings, workshops, and conferences; and creates practical and plain-language educational programs for consumers and businesses in a global marketplace with constantly changing technologies.
Comment Moderation Policy
We welcome your comments and thoughts about the information on this page. If you do have something to say, please be courteous and respectful to other commenters. We won't routinely review any comments before they are posted (except for ones that contain urls and profanity), but we will delete any comments that:
1) contain spam or are off-topic
2) use vulgar language or offensive terms that target specific groups or contain personal attacks
3) are sales pitches or promotions
4) have urls or links to commercial sites
4) spread clearly misleading or false information
or
5) include personal information, like home addresses
Published: 3rd Feb 2023 01:13:31 By: FTCvideos
FTC Video: Visit Money Matters | Federal Trade Commission
Find information and resources to learn – and teach others – how to tackle common money issues head-on, as well as how to spot, avoid, and report related frauds and scams that can affect your financial well-being. Visit https://www.ftc.gov/moneymatters.
Transcript:
With the pandemic — and prices — we’re all working just to get back on our feet financially.
But scammers are working, too, trying to take advantage.
That’s why the Federal Trade Commission created Money Matters: a free resource on how to spot, avoid, and report scams.
Get started at ftc.gov/MoneyMatters
*************************************
The Federal Trade Commission deals with issues that touch the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. The FTC pursues vigorous and effective law enforcement; advances consumers' interests by sharing its expertise with federal and state legislatures and U.S. and international government agencies; develops policy and research tools through hearings, workshops, and conferences; and creates practical and plain-language educational programs for consumers and businesses in a global marketplace with constantly changing technologies.
Comment Moderation Policy
We welcome your comments and thoughts about the information on this page. If you do have something to say, please be courteous and respectful to other commenters. We won't routinely review any comments before they are posted (except for ones that contain urls and profanity), but we will delete any comments that:
1) contain spam or are off-topic
2) use vulgar language or offensive terms that target specific groups or contain personal attacks
3) are sales pitches or promotions
4) have urls or links to commercial sites
4) spread clearly misleading or false information
or
5) include personal information, like home addresses
Published: 19th Dec 2022 01:15:28 By: FTCvideos
FTC Video: Visite Asuntos de Dinero | Federal Trade Commission
Encuentre información y recursos para aprender, y enseñar a otros, cómo enfrentar problemas comunes de dinero, y cómo detectar, evitar y reportar fraudes y estafas relacionadas que pueden afectar su bienestar financiero. Visite https://www.ftc.gov/asuntosdedinero.
*********************************
The Federal Trade Commission deals with issues that touch the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. The FTC pursues vigorous and effective law enforcement; advances consumers' interests by sharing its expertise with federal and state legislatures and U.S. and international government agencies; develops policy and research tools through hearings, workshops, and conferences; and creates practical and plain-language educational programs for consumers and businesses in a global marketplace with constantly changing technologies.
Comment Moderation Policy
We welcome your comments and thoughts about the information on this page. If you do have something to say, please be courteous and respectful to other commenters. We won't routinely review any comments before they are posted (except for ones that contain urls and profanity), but we will delete any comments that:
1) contain spam or are off-topic
2) use vulgar language or offensive terms that target specific groups or contain personal attacks
3) are sales pitches or promotions
4) have urls or links to commercial sites
4) spread clearly misleading or false information
or
5) include personal information, like home addresses
Published: 19th Dec 2022 01:15:20 By: FTCvideos
FTC Video: The Community Advocate Center on ReportFraud.ftc.gov | Federal Trade Commission
Sign up to connect your community with fraud resources at: https://reportfraud.ftc.gov/community
When you sign up to be a Report Fraud Community Advocate, your organization will get:
- A custom Community Advocate link that you can use to submit reports on behalf of your clients
- Next steps tailored to your client's report to try to recover money lost
- Aggregated data and statistics about the reports submitted through your organization's link
- Periodic emails about reporting trends in your geographic area
- Access to training videos, learn about upcoming webinars, and consumer education resources
Transcript:
At the Federal Trade Commission, we’re proud of the work we’ve done with legal services organizations. I want to tell you about the latest way we’re working together to help protect your clients.
The Community Advocate Center, we hope, is a tool that will make it easier for you and your colleagues to help clients report fraud to the FTC.
If you become a Report Fraud Community Advocate, you’ll get a custom link that lets you submit reports to the FTC on behalf of your clients.
This does two things: first, it flags the reports so our investigators can look closely at them as they build cases.
Second, it aggregates the reports into data that we can feed back to you about the reports your organization submitted. Which can be helpful for grant writing.
As you move through the reporting process, you’ll get some next steps tailored to your client’s experience, with a focus on getting their money back, whenever possible.
And, of course, by helping your clients report, you’re helping stop fraud in your community.
Learn more and sign up at ReportFraud.ftc.gov/community.
If it’s been a while since you’ve reported to the FTC, things have changed and gotten easier than ever. Check out ReportFraud.ftc.gov to see how easy it is to report a scam or bad business practice now.
Every day, we all work to help people affected by scams and bad business practices. I hope the Report Fraud Community Advocate Center helps you help your clients.
Knowing what’s happening in your community matters to us.
Get started at ReportFraud.ftc.gov/community.
And, if this was useful, please like and share it in your network.
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Published: 25th Oct 2021 03:06:00 By: FTCvideos
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Welcome to Great Home Ideas, where you’ll find inspiring home makeovers, delicious recipes, quick & easy DIY projects, design & gardening ideas, plus hints, tips, how tos and advice on pets, health, tech and more. Check out our channel & subscribe to see more videos like this one every day of the week. Click here to subscribe: https://bit.ly/3hxN7d5
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Welcome to Great Home Ideas, where you’ll find inspiring home makeovers, delicious recipes, quick & easy DIY projects, design & gardening ideas, plus hints, tips, how to's and advice on pets, health, tech and more. Check out our channel & subscribe to see more videos like this one every day of the week. Click here to subscribe: https://bit.ly/3hxN7d5
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Welcome to Great Home Ideas, where you’ll find inspiring home makeovers, delicious recipes, quick & easy DIY projects, design & gardening ideas, plus hints, tips, how tos and advice on pets, health, tech and more. Check out our channel & subscribe to see more videos like this one every day of the week. Click here to subscribe: https://bit.ly/3hxN7d5
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Welcome to Great Home Ideas, where you’ll find inspiring home makeovers, delicious recipes, quick & easy DIY projects, design & gardening ideas, plus hints, tips, how tos and advice on pets, health, tech and more. Check out our channel & subscribe to see more videos like this one every day of the week. Click here to subscribe: https://bit.ly/3hxN7d5
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Welcome to Great Home Ideas, where you’ll find inspiring home makeovers, delicious recipes, quick & easy DIY projects, design & gardening ideas, plus hints, tips, how tos and advice on pets, health, tech and more. Check out our channel & subscribe to see more videos like this one every day of the week. Click here to subscribe: https://bit.ly/3hxN7d5
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