Mortgage rates continue to fall, improving affordability

Mortgage rates drop to 6.26%, boosting affordability. Refinancing surges, now nearly 60% of mortgage applications. Fed cut expectations, we ... Read More

Here's what mortgage interest rates could look like by the end of 2025

This dip in mortgage loan rates isn't just good for homebuyers, though. It has also energized existing homeowners, as evidenced by the surge in both purchase and refinance applications that occurred ... Read More

Mortgage rates haven’t been this low in nearly a year. Thank the Fed — but not entirely

The Federal Reserve’s rate cut this week is rippling through the housing market, sending mortgage rates lower and spurring a jump in refinancing. Read More

Mortgage Demand Soars to the Highest Application Levels Since 2022

Home buyers and refinancers applied for mortgages at the highest level since 2022 as mortgage rates fell to their lowest since last October. Mortgage volume was higher last week than the same time ... Read More

Here's what's keeping homebuyers on the sidelines despite mortgage rates hitting a 10-month low

Between the runup in home prices and high mortgage rates, housing affordability has taken a major hit in the last few years. Even with rates drifting lower, many would-be homebuyers are unsure about ... Read More

Federal Reserve cuts interest rates: What’s next for credit cards, auto loans, mortgages

Interest rates for credit cards and some other loans will head down, now that the Fed has cut short-term interest rates for the first time in 2025. Read More