Consumer News Why Falling Mortgage Rates Could Boost Home Prices

Mortgage Rates Could Be About to Fall—Here’s Why

Fannie Mae and Freddie Mac have been stockpiling billions in mortgages, a move that could lower borrowing costs for Americans. Read More

Home Prices and Sales Fall. Can Sellers Count on Lower Interest Rates?

With employment fundamentals so weak, the real way to increase home sales is to cut prices further. That, of course, is not what sellers want to hear. Read More

Falling Mortgage Rates Are a Boon for Home Sales – NAR

The average 30-year fixed mortgage rate was 6.47% this week, down from 6.49% one week ago, according to U.S. News data. Mortgage refinancing rates also ticked down slightly for 30- and 15-year loan ... Read More

Falling mortgage rates boost refinance retention to 3.5-year high

ICE Mortgage Technology's December 2025 report highlights a 3.5-year high in refinance retention due to falling interest rates. Mortgage performance improved, with a drop in delinquency rates, while ... Read More

The Fed, mortgage rates and home prices

I recently spoke with a couple who want to sell their home. Their Realtor told them the market was a little soft but added that interest rates were likely to come down this year. The suggestion was ... Read More

The Fed just cut rates to their lowest point since 2022. Here's what that could mean for mortgage rates.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While each of the recent rate reductions has slowly chipped away at ... Read More

Will home prices and mortgage rates go down next year? Your 2026 real estate forecast.

The housing market has been slow this year, presenting challenges to both home buyers and sellers. Will they see some relief in 2026? More sellers could be forced to cut their asking prices and lower ... Read More

Why the Fed Rate Cut Won't Move Mortgage Interest Rates

The FOMC cut the federal funds rate by a quarter-point, but that's unlikely to cause 30-year mortgage rates to fall by the same amount. The December rate cut might be advantageous for builders and ... Read More

Falling Mortgage Rates Are a Boon for Home Sales — NAR

Mortgage rates stayed relatively unchanged again this week. In this case, no news is good news as rates remain at the lowest levels in over a year. In fact, 30-year mortgage rates have essentially ... Read More

Will home prices and mortgage rates go down next year? Your 2026 real estate forecast.

After a slow housing market in 2025, here's what home buyers and home sellers can expect in 2026. The housing market has had a rotten three years. Does 2026 have the potential for a turnaround? Here's ... Read More