Consumer News Why Falling Mortgage Rates Could Boost Home Prices

Mortgage Rates Could Be About to Fall—Here’s Why

Fannie Mae and Freddie Mac have been stockpiling billions in mortgages, a move that could lower borrowing costs for Americans. Read More

These 10 markets may see the biggest homebuying surge as mortgage rates fall

NAR identifies 2026's hottest housing markets using job growth, inventory, and rate data. Minneapolis, Jacksonville and Raleigh offer prime opportunities. Read More

3 ways falling mortgage rates could impact the housing market (and homebuyers)

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Still, the effects of falling mortgage rates reach far beyond individual ... Read More

Why a 6% Rate Matters for Homebuyers

If mortgage rates fall to 6%, sidelined buyers could return. Florida has already seen sales gains when rates dip, Florida Realtors Chief Economist Brad O’Connor said. Read More

Will home prices and mortgage rates go down next year? Your 2026 real estate forecast.

Nationally, Fannie Mae expects home-price growth to slow from a 4.4% annual gain in 2024 and 2.5% rate in 2025 to a 1.3% pace in 2026. Realtor.com expects home prices to grow 2.2% next year. Zillow ... Read More

Fed rate cut brings lower credit card costs while mortgage relief lags

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers? Read More

How lower interest rates could boost your homebuying power

Mortgage rates have fallen to a 52-week low, according to economists at Freddie Mac.¹ That’s good news for homebuyers who have faced tight inventory, higher rates and rising prices. When rates drop, a ... Read More

Home Price Gains Slowed in August. But Will it Last?

Home prices in August increased by 1.5%, the slowest rate in two years, providing some relief for house hunters under pressure from high costs. Home price trends vary by area, with New York, Chicago ... Read More

The Fed, mortgage rates and home prices

I recently spoke with a couple who want to sell their home. Their Realtor told them the market was a little soft but added that interest rates were likely to come down this year. The suggestion was ... Read More

Even if Fed cuts rates again, U.S. economy may not get much of a boost

Rate-sensitive industries, like housing, could see a limited benefit from lower borrowing costs because prices remain near record highs. Read More