Consumer News Why Falling Mortgage Rates Could Boost Home Prices

Mortgage Rates Could Be About to Fall—Here’s Why

Fannie Mae and Freddie Mac have been stockpiling billions in mortgages, a move that could lower borrowing costs for Americans. Read More

Home Prices and Sales Fall. Can Sellers Count on Lower Interest Rates?

With employment fundamentals so weak, the real way to increase home sales is to cut prices further. That, of course, is not what sellers want to hear. Read More

Mortgage rates are falling but owners still won’t sell

Rates are unlikely to fall far enough to persuade many of those homeowners who want to sell to take on a far more expensive loan. Economists don’t expect significant declines in mortgage rates in the ... Read More

Falling Mortgage Rates Are a Boon for Home Sales – NAR

The average 30-year fixed mortgage rate was 6.47% this week, down from 6.49% one week ago, according to U.S. News data. Mortgage refinancing rates also ticked down slightly for 30- and 15-year loan ... Read More

Falling mortgage rates boost refinance retention to 3.5-year high

ICE Mortgage Technology's December 2025 report highlights a 3.5-year high in refinance retention due to falling interest rates. Mortgage performance improved, with a drop in delinquency rates, while ... Read More

The Fed, mortgage rates and home prices

I recently spoke with a couple who want to sell their home. Their Realtor told them the market was a little soft but added that interest rates were likely to come down this year. The suggestion was ... Read More

Why mortgage rates could drop before the December Fed meeting

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. With the Federal Reserve set to meet for the final time of 2025 on ... Read More

These 10 markets may see the biggest homebuying surge as mortgage rates fall

NAR identifies 2026's hottest housing markets using job growth, inventory, and rate data. Minneapolis, Jacksonville and Raleigh offer prime opportunities. Read More

Why were home prices still climbing last month despite slowing sales?

Sales of previously occupied U.S. homes rose in November from the previous month, but slowed compared to a year earlier for the first time since May despite average long-term mortgage rates holding ne ... Read More

Southern California home sales at 3-year high as rates fall

Falling mortgage rates are getting Southern California house hunters in a slightly better shopping mood. My trusty spreadsheet combined September sales data for the six-county region from Attom with ... Read More

From mortgage rates to home prices, here are 7 things Zillow’s home trends expert says to expect of the housing market in 2026

From design choices like what color you should paint your bathroom walls to features that can increase a seller’s home value, Amanda Pendleton, Zillow’s home trends expert, directs research on real ... Read More