Consumer News Bond Yields Are Falling But Not Cd Interest Rates

What To Tell Yield-Hungry Clients If Rates Fall?

The worst thing clients can do in response to interest rate cuts is make drastic asset allocation changes, advisors say. Read More

Interest Rates Are Falling. Why Are People Still Buying Money Market Funds?

The Federal Reserve’s rate cut will reduce investor returns, yet money market funds remain a good deal, our columnist says. Read More

High-Yield Savings Surge As Rates Rise

The main risk in a high-yield savings account is rate fluctuation. The APY can drop if the interest-rate environment changes. For emergency funds, that is often acceptable because the principal is ... Read More

The Fed Cuts Rates By A Quarter Point. What It Means for Your Money

Here’s what the Federal Reserve rate cuts mean for your money. Read More

‘The window to lock in the highest rates is narrowing.’ Some CD rates still top 4% — but for how long?

While top-tier CDs, especially those offered by online banks and credit unions still offer strong APYs above 4%, Chip Lupo, analyst at WalletHub, says national averages have already begun to decline. ... Read More

How much should you keep in a CD? Balancing safety and yields in a falling-rate environment

How much is too much to invest in a CD? Here's how to leverage a certificate of deposit without missing out on higher yields elsewhere. Read More

What the latest Fed rate cut means for your money — even if the next one is not certain

The U.S. Federal Reserve cut its key interest-rate target by a quarter of a percentage point on Wednesday. But Fed Chair Jerome Powell cautioned that another move in 2025 is not guaranteed. Read More

Treasury yields sink as bonds rally after soft September consumer inflation report

U.S. Treasury yields largely fell across the board as traders snapped up bonds after the September consumer price index (CPI) data came in cooler than expected. Earlier, market participants starved of ... Read More

Interest rates are falling-here's where to park cash

Interest rates are on the decline, prompting savers to reassess their cash strategies as yields fall across accounts and loans. Mortgage interest rates recently fell to a three-year low, offering ... Read More

Why your card and car loan rates might not drop despite the Fed’s latest cut

The Federal Reserve has cut its benchmark interest rate by a quarter point for the second time since September ... Read More