Consumer News Are You Putting Off Saving For Retirement

A ‘tale of two retirements’ shows only the rich are saving more — while most Americans are putting away much less

There’s a stark divide among Americans when it comes to retirement savings. Most U.S. workers struggle to save and invest for their older years, putting themselves at risk of running out of money ... Read More

Falling behind on retirement savings? Here’s how to catch up fast

What really matters is saving enough to know you can live comfortably in retirement. Turn that discouragement into determination. Here's how. Read More

More Americans are living paycheck to paycheck, putting retirement out of reach, report finds

Many Americans are eager to put money away for retirement, but that goal is increasingly out of reach because more workers are living paycheck to paycheck, a new Goldman Sachs study finds. Roughly 42% ... Read More

Most Americans are falling behind in saving for retirement. Here’s how they can make up the difference.

The majority of Americans won’t have enough money to retire and maintain their current lifestyle, forcing them to either cut their spending or work longer to make ends meet. According to a new ... Read More

11 clear signs that your retirement fund is deficient

You might daydream about retirement, but actually planning and stashing away money can feel like a nightmare. Indeed, some people push it out of their periphery, instead focusing on short- and ... Read More

Worried You'll Run Out of Retirement Savings? Here's What to Do

To be able to take a decent sum out of your retirement account each year, that money needs to be invested strategically. You may be inclined to move out of stocks completely in retirement to unload ... Read More

You Can Contribute More to a 401(k) in 2026. But Should You?

The contribution limits for 401(k)s are rising in 2026. Before you increase your 401(k) savings rate, make sure you're happy with your employer's plan. You may want to save outside of a 401(k) for ... Read More

The IRS Set New IRA Contribution Limits—Would You Be Prepared for Retirement If You Saved That Much Every Year?

How much would you have by age 67 if you contributed $7,500 to your IRA every year starting at age 27? And is it enough to retire or should you save more? Read More

Will Younger Generations Win the Retirement Race?

Millennials often get a bad rap, unfortunately. But there is one way they are just edging out their baby boomer or Gen X parents: their preparation for retirement. And Gen Z could be in an even better ... Read More

What is ‘revenge saving’ (and should you be doing it)?

Hayes isn’t an outlier. She’s part of a subset of Americans shifting their focus from spending to super-saving — a trend known as “revenge saving.” “Revenge saving” translates to saving very ... Read More

Most Americans are falling behind in saving for retirement. Here's how they can make up the difference.

The savings shortfall comes as Social Security faces insolvency, people are living longer and inflation outpaces earnings gains As many as 58% of Americans will fail to maintain their standard of ... Read More