Mortgage rates are falling. Is it a good time to buy a home?

While mortgage rates have fallen, they remain well above the rates enjoyed by most current homeowners, who may be reluctant to put their homes on the market and risk a much higher rate on their next ... Read More

Home Sales Fall 5.9% in March as Mortgage Rates Remain High

The report follows another one from the Census Bureau on Wednesday that said new home sales rose 7.4% in March and are up 6% from a year ago. The increase was driven by more affordable homes with the ... Read More

Dave Ramsey predicts major mortgage rate changes are coming soon

However, sticky inflation, trade wars, looming recession fears, and financial market volatility have kept mortgage rates higher than anticipated, stifling housing sales. Mortgage rate forecasts have ... Read More

Mortgage rates bucked the trend of rising bond yields and fell this week

Key takeaways Mortgage rates dropped unexpectedly this week despite recent upward pressure from rising bond yields linked to tariff-driven market ... Read More

Mortgage rates aren’t poised to plummet anytime soon

Mortgage leaders and economists are expressing cautious optimism even as the cost of a home loan remains higher than Americans would like. Read More

What a Recession Would Mean for Mortgage Rates

Mortgage rates tend to decrease during a recession, but that doesn't mean homebuyers will be so quick to jump into the housing market during such economic uncertainty. Read More

Should You Wait for Mortgage Rates to Fall to Buy a House?

Buying a home when mortgage rates are high can drive up your monthly payments, but waiting for rates to fall before buying a home comes with its downsides, too. Read More

Home sales fall to lowest level since the financial crisis

The housing market had its worst March since the global financial crisis, weighed down by high borrowing costs and falling consumer confidence in the economy. Home sales fell to their lowest ... Read More

Homeownership further out of reach as rising prices, high mortgage rates widen affordability gap

Home ownership is receding further out of reach for most Americans as elevated mortgage rates and rising prices stretch the limits of what buyers can afford. Read More

Existing-Home Sales Fall By Most Since 2022 On Rates, Prices

Sales of previously owned US homes fell in March by the most since 2022 as buyers remained constrained by high mortgage rates and prices. Read More

Housing inventory hits post-pandemic high, but pending sales fall

Housing supply jumped 30% in April 2025, but pending sales fell as buyers face higher rates and economic fears. Read More