Mortgage rates continue to fall, improving affordability

Mortgage rates drop to 6.26%, boosting affordability. Refinancing surges, now nearly 60% of mortgage applications. Fed cut expectations, we ... Read More

Here's what mortgage interest rates could look like by the end of 2025

This dip in mortgage loan rates isn't just good for homebuyers, though. It has also energized existing homeowners, as evidenced by the surge in both purchase and refinance applications that occurred ... Read More

Mortgage interest rates just fell to a 3-year low. Here's why (and what to do now).

Mortgage rates just hit their lowest point since 2022, which means there are a few moves buyers should make now. Read More

Mortgage rates continue to move downward. Will it last?

The decline in mortgage rates could bring buyers who have been sitting on the sidelines due to high rates that exacerbate the nation’s affordability crisis back to the market, which has been in a ... Read More

Will mortgage rates drop further after the Fed's rate cut? Not necessarily

The Federal Reserve just cut its benchmark rate for the first time since last year, but that doesn't guarantee mortgage rates will keep dropping. Mortgage rates have been declining since late ... Read More

Will mortgage interest rates drop after Fed cut? Here's what to know

The Federal Reserve’s benchmark rate isn’t directly tied to mortgage rates. It is tied to credit card, auto loans and other borrowing rates. Read More

Mortgage Rates Back in Line With Long-Term Lows

Mortgage rates tend to move at least a little every day although they haven't been moving too much in the bigger picture recently. The only truly memorable move int he past few months occurred after ... Read More

Will you finally be able to refinance your mortgage this fall? Here's what some experts predict.

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ... Read More

Rates Fell … Or Rose? Why Mortgage Headlines Don’t Agree After the Fed’s Move

Some reports say mortgage rates fell after the Fed’s cut, others say they rose. Here’s why headlines conflict—and why the Fed’s move isn’t the whole story. Read More

Mortgage rates continued to fall this week

Mortgage rates dipped to 6.50%, the lowest in nearly a year. Pending home sales rose 1.6% year over year, but affordability challenges persist. Median monthly housing payments fell to $2,593, the ... Read More

The Fed Just Lowered Rates—Should You Refinance Your Mortgage Now?

The Fed’s rate cut has many homeowners wondering about refinancing. But the connection between Fed policy and mortgage rates isn’t always straightforward. Read More