Consumer News Mortgage Rates Fall Back Below 7

Mortgage Rates Fall to Yearly Lows. Can It Last?

Ahead of the Federal Reserve's October rate cut, mortgage rates fell to the lowest levels in over a year. Looking forward, it's unclear whether this downward trend is sustainable. Read More

Average US long-term mortgage rate ticks up to 6.22% after four straight weekly declines

The average rate on a 30-year U.S. mortgage ticked up for the first time in five weeks after falling to its lowest level in more than a year last week. Read More

Mortgage rates edge higher after hitting a 12-month low

The 30-year fixed mortgage rose to 6.22%, up five basis points from last week, while the 15-year rate increased to 5.50%. Mortgage rates are tracking the ... Read More

Mortgage rates fall for fourth consecutive week, lowest level in over a year

The average rate on the 30-year fixed mortgage fell this week to 6.17%, according to the latest Freddie Mac data released on Thursday. That is down from last week's reading of 6.19%. Read More

Mortgage rates are back to a 3-year low. Should you lock one in now?

Following recent volatility, mortgage rates just fell back to a three-year low. But should buyers lock one in now? Read More

What will happen to mortgage rates this November if there's no Fed meeting? Experts weigh in.

"If the Fed doesn't meet in November, I expect mortgage rates to drift with the bond market … modest day-to-day moves, not big swings," says Steven Glick, director of mortgage sales at real estate ... Read More

Mortgage rates have fallen to the lowest in a year. Should you refinance?

A window has just opened for recent homebuyers. Mortgage rates have fallen to the lowest level in a year, below 6.2%, and could drift even lower if the Federal Reserve continues to trim its benchmark ... Read More

Mortgage Rates Today, October 20, 2025: 30-Year Rates Drop to 6.28%

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ... Read More

Mortgage Rates Decline Ahead of 'Best Time' of the Year to Buy a Home

Mortgage rates are hovering near their lowest levels since March, after finally coming down from above 7% over the summer. In fact, mortgage interest rates have been bouncing in a relatively narrow ... Read More

Mortgage rates set to fall as HSBC and Barclays announce cuts

Two major banks have cut their their mortgage rates on news interest rates could now fall faster than expected. Both HSBC and Barclays have today announced they will be lowering rates across some of ... Read More