Consumer News Mortgage Rates Fall Back Below 7

When Will Mortgage Rates Go Down? The Answer's Not As Simple As You Think

Predicting future mortgage rates trends is a difficult task for economists, especially when U.S. fiscal policy remains unpredictable. Read More

What homebuyers can expect now that mortgage rates are falling, according to experts

Homebuyers could face increased competition and potentially higher home prices as mortgage rates fall. Here's why. Read More

Mortgage rates aren’t budging during the shutdown. How long will it last?

Mortgage rates remain stable despite the government shutdown. Discover how this affects the housing market and future rate expectations. Read More

Mortgage rates move closer to 6% — and the forecast is getting sunnier

Mortgage rates for 30-year conforming loans have fallen to 6.33%, with jumbo and FHA loans also seeing declines. Fannie Mae forecasts rates to reach 5.9% by the end of 2026, while the Fed is expected ... Read More

As mortgage rates fall to the lowest level in nearly a year, we asked 4 experts their best advice for home buyers and sellers

Last Wednesday, the Federal Reserve announced its first rate cut this year. And on Thursday, Freddie Mac released its latest data showing that mortgage rates slid another 15 basis points to their ... Read More

Here’s Where Mortgage Rates Need to Be to Bring Back Homebuyers

Key Takeaways Mortgage rates would need to fall to around 5.75% to draw back a significant amount of buyers into the housing market, according to recent surveys of lenders and real estate agents.The ... Read More

Mortgage Rates Today, September 24, 2025: 30-Year Rates Drop to 6.29%

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ... Read More

Here's what mortgage interest rates could look like by the end of 2025

After years of elevated borrowing costs, mortgage rates have finally started moving lower — and the change is already rippling through the housing market. The average 30-year fixed-rate mortgage loan ... Read More

Mortgage rates are as low as they’ve been for years

(WHTM) — Last week’s Fed rate cut has home buyers and home sellers getting excited. Mortgage rates are now at a two-year low and could soon go even lower. The last couple of years have been brutal for ... Read More

The housing market could see 500,000 more sales next year as mortgage rates fall below a key level

Fannie Mae predicts 500,000 more home sales next year and a $470 billion boost in borrowing activity as mortgage rates fall below 6%. Read More

Fed cuts rates as mortgage rates fall to 2025 low

On Sept. 17, the Federal Reserve voted to cut the federal funds rate by 25 basis points. A basis point is one one-hundredth of a percentage point. Mortgage lenders anticipated this move; last week, ... Read More