The Fed's expected to cut rates. Will your mortgage get cheaper?

Mortgage rates seem to have a mind of their own — sometimes rising when you'd expect them to fall. Learn how the Fed rate affects home borrowing costs for smarter financial decisions, plus actionable ... Read More

What Federal Rate Cut Could Mean for Your Mortgage

Mortgage rates shot up in 2022 following the Fed's aggressive rate-hiking campaign to combat inflation, and have been between 6 percent and 7 percent ever since. But recently, as the market became ... Read More

Lower Mortgage Rates Could Heat Up the Housing Market. What Needs to Go Right.

The recent drop in mortgage rates was enough to coax some buyers. Mortgage applications were up last week to the highest level since July. Read More

Mortgage Rates Today, August 14, 2025: 30-Year Rates Stay 6.66%

Mortgage rates are unchanged and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.66%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average ... Read More

What homebuyers should (and shouldn't) do immediately after a rate cut, according to mortgage experts

A Fed rate cut can create savings opportunities, but there are things you should and shouldn't do right after one. Read More

Mortgage Rates Today, August 25, 2025: 30-Year Rates Rise to 6.63%

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ... Read More