Consumer News When The Fed Cuts Rates, What Will It Mean For Consumers

Consumer Reports explains how recent interest rate cuts by the Federal Reserve could affect finances

After a Fed rate cut, the interest rate on savings accounts usually dip as well, but that's not always the case, thanks to stiff competition among banks. Read More

Does September Sales Data Boost the Chances of a Fed Interest Rate Cut?

U.S. retail sales slowed in September, and wholesale inflation remained tame, potentially providing the Fed with a signal to cut interest rates again at its next meeting. Read More

Here's how Fed rate cuts could move your money

The Federal Reserve's first rate cuts after a long tightening cycle rarely stay confined to Wall Street. They ripple through credit cards, mortgages, savings accounts, and investment portfolios, ... Read More

What will next Fed rate cut mean for mortgages, credit cards and car loans?

While a Fed rate cut is big news, consumers might only be expected to see slight relief when it comes to much borrowing. Read More

Federal Reserve cuts interest rates to lowest point since 2022

The Federal Reserve this week cut its benchmark federal-funds rate by 25 basis points, lowering the target range to 3.75 %-4.0. That move is intended to ease borrowing costs and stimulate spending in ... Read More

Why your card and car loan rates might not drop despite the Fed’s latest cut

This is read by an automated voice. Please report any issues or inconsistencies here. The Federal Reserve cut its benchmark rate for the second time since September, but consumer relief could come ... Read More

Crucial Black Friday, AI bubble worries and Fed rate cut hopes

Last week earnings results from retailers were mixed with Walmart (WMT) being a winner and Home Depot (HD) a loser. Russ Mould from AJ Bell believes that's why this Black Friday will be scrutinised ... Read More

I Asked ChatGPT What More Fed Rate Cuts Mean for the Economy — Here’s What It Said

The Federal Reserve finally lowered interest rates in September, cutting its benchmark lending rate by a quarter of a point to a new range of 4% to 4.25%. It was the first rate cut in 2025. Many ... Read More

Fed's Beige Book shows cooler consumer spending, muted hiring, higher prices

Overall consumer spending fell further in the first half of November while hiring sagged as employers looked to limit headcount, according to the Federal Reserve’s Beige Book released Wednesday ... Read More

Here’s what the latest inflation and spending data reveals about the US economy

A flurry of economic data released Tuesday after a blackout during the government shutdown paints a confusing picture of the US economy. • September wholesale inflation rose by 0.3%, keeping the ... Read More

US Consumers Dial Back in Sign of Anxiety Heading Into Holidays

US consumers showed signs of fatigue leading up to the longest government shutdown, and their outlook has worsened ever since, sending a note of caution heading into the holiday-shopping season. Read More

Here are the signs that consumer spending is weakening

Retail sales data and earnings releases are giving us new insights into the American consumer. Raymond James chief investment officer Larry Adam says the data is pointing to a "weaker consumer." He, ... Read More