Consumer News Mortgage Rates Remain As Low As They’ve Been In More Than A Year

Mortgage rates are the lowest they've been since 2022. Here's how to get one even lower now.

While it may still feel like mortgage interest rates in the 4% to 5% range are still a ways off, the reality is that rates are slowly but noticeably declining again. Case in point: Mortgage rates have ... Read More

Mortgage Rates Fall—and Could See Another Cut Before 2026

The recent declines in mortgage rates, which have started in late summer ahead of the Federal Reserve’s first cut since December 2024, are largely linked to observers’ expectations of what the central ... Read More

3 mortgage interest rate scenarios to know for 2026, according to experts

Some mortgage rate scenarios are more likely to occur than others next year. Here's what borrowers can do in each. Read More

The average 30-year fixed rate mortgage rate continues to fall

The average rate on a 30-year fixed mortgage fell to 6.19% this week, down from 6.27% the prior week, marking its lowest level in more than a year. The 15-year fixed mortgage rate also declined to ... Read More

A December Fed Cut Is in Play Again—But What Would It Really Mean for Mortgage Rates?

Key Takeaways A December Fed rate cut is once again looking likely, but that doesn’t necessarily mean mortgage rates will drop.Today’s 30-year mortgage rates are sitting near a 13-month low, but they ... Read More

Mortgage rates hit 2025 low point again, spurring fall housing activity

Mortgage rates have stabilized at 2025 lows, prompting increased housing market activity. Buyers are gaining confidence with more inventory and affordability. AI Summary Mortgage rates hit the 2025 ... Read More

Home sales hit a 30-year low as mortgage rates trap owners

Homeowners are sitting still, and the housing market is paying the price. With mortgage rates far above the ultra-cheap loans of the past decade, existing owners are reluctant to give up their current ... Read More

Mortgage rates fell again this week

Mortgage rates have declined for the second straight week, with the 30-year fixed-rate mortgage averaging 6.27% (down from 6.30%) and the 15-year fixed-rate mortgage averaging 5.52% (down from 5.53%), ... Read More

Mortgage Rates Steady At Long Term Lows

Mortgage rates were perfectly unchanged today, on average. With that, they remain in line with the lowest levels in more than a year and very close to the lowest levels in more than 3 years. Recent ... Read More

Mortgage rates hit a new low, similar to last year

FARGO — Mortgage rates have reached a new yearly low, approaching levels similar to last year. At the end of last week, average mortgage rates stood just over 6.1% , nearly a full percent lower than ... Read More

Mortgage Rates Today, October 16, 2025: 30-Year Rates Remain at 6.31%

Explore current mortgage rates and what they mean for homebuyers Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By ... Read More

Will 6% mortgage rates create more opportunities for homebuyers?

Mortgage rates have dipped, offering potential affordability for millions of U.S. households. But loan-level price adjustments and housing market trends continue to pose challenges. Experts discuss ... Read More