Consumer News Mortgage Rates Remain As Low As They’ve Been In More Than A Year

Will 6% mortgage rates create more opportunities for homebuyers?

Mortgage rates are nearing 6%, creating new opportunities for homebuyers, but LLPAs and market trends may impact affordability. Read More

Mortgage rates edge higher after hitting a 12-month low

The 30-year fixed mortgage rose to 6.22%, up five basis points from last week, while the 15-year rate increased to 5.50%. Mortgage rates are tracking the ... Read More

With Mortgage Rates Declining, Should You Refinance?

More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider. Read More

Mortgage Rates Are Nearly 10% Lower Than in May—But Is It Really Time To Lock In?

Mortgage rates are lower than they were in the spring, but recent upticks show the timing isn’t simple. Here’s how to decide whether to lock in now or keep waiting. Read More

Mortgage Rates Dip Slightly, But Is Now the Right Time to Buy a Home?

Mortgage rates saw a modest decline this week, according to Freddie Mac. We analyze what's driving the change and whether this dip signals a new opportunity for homebuyers. Read More

One thing that might inspire mortgage lenders to ‘begin offering rates that start with a 5’

Mortgage rates have been dropping since June and are now at their lowest levels since September 2024, according to data from Freddie Mac. (You can see some of the lowest mortgage rates you can get now ... Read More

Mortgage rates are the lowest in a year. Should you refinance?

A window has just opened for recent homebuyers. Mortgage rates have fallen to the lowest level in a year, below 6.2%, and could drift even lower if the Federal Reserve continues to trim its benchmark ... Read More

Which impacts mortgage interest rates more: the Fed or the 10-year Treasury yield? Experts weigh in

Mortgage borrowers received long-awaited good news in September when the Federal Reserve cut the federal funds rate for the first time in 2025. Even before the Fed's decision, though, the market ... Read More

Mortgage rates hit a new low, similar to last year

FARGO — Mortgage rates have reached a new yearly low, approaching levels similar to last year. At the end of last week, average mortgage rates stood just over 6.1% , nearly a full percent lower than ... Read More

Mortgage Rates Steady At Long Term Lows

Mortgage rates were perfectly unchanged today, on average. With that, they remain in line with the lowest levels in more than a year and very close to the lowest levels in more than 3 years. Recent ... Read More

How low could mortgage rates fall by the end of 2025? Experts weigh in

Aly J. Yale is a contributing writer for the Managing Your Money section for CBSNews.com, covering various personal finance topics, including investing, homebuying, loans and more. But rates are ... Read More