Mortgage rates haven’t been this low in nearly a year. Thank the Fed — but not entirely

The Federal Reserve’s rate cut this week is rippling through the housing market, sending mortgage rates lower and spurring a jump in refinancing. Read More

Here's what mortgage interest rates could look like by the end of 2025

This dip in mortgage loan rates isn't just good for homebuyers, though. It has also energized existing homeowners, as evidenced by the surge in both purchase and refinance applications that occurred ... Read More

Mortgage interest rates just fell to a 3-year low. Here's why (and what to do now).

Mortgage rates just hit their lowest point since 2022, which means there are a few moves buyers should make now. Read More

Mortgage rates hit a new yearly low before the Fed meets

Mortgage rates dropped to a new yearly low, reaching 6.25% Monday morning, following disappointing manufacturing data from the New York Fed. Read More

Mortgage rates are at their lowest in nearly a year. Here’s how that impacts the housing market.

Last week, the average 30-year fixed mortgage rate fell to 6.35 percent. That’s the lowest they’ve been in almost a year. This is important because the lower rates drop, the more purchasing powering ... Read More

Mortgage Rates Today, August 21, 2025: 30-Year Rates Remain 6.62%

Mortgage rates are unchanged and still under 7%. Today's national average on a 30-year fixed-rate mortgage is 6.62%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average ... Read More

Mortgage spreads cushion mortgage rates against warm inflation data

Inflation data was warm last week, but mortgage rates remain near their lowest levels for 2025 because mortgage spreads continue to outperform. Last week featured a hot Producer Price Index (PPI) ... Read More

Average rate on a 30-year mortgage falls again, dips to lowest level since early October

The average rate on a 30-year U.S. mortgage fell again this week, echoing a decline in long-term U.S. Treasury bond yields ahead of the Federal Reserve’s first rate cut this year. Read More

As mortgage rates hold near 10-month lows, we asked 8 pros: Can we expect mortgage rates to fall further?

In what was likely welcome news for aspiring home buyers, the average rate on a 30-year mortgage held at a 10-month low, sitting at “levels from early October 2024,” according to data released Tuesday ... Read More