Consumer News Mortgage Rates Remain Steady As Buyer Conditions Improve

Current mortgage rates

According to Freddie Mac’s weekly rate survey, the rate on a 30-year fixed-rate mortgage averaged 6.21% for the week ending December 18, ticking down just 0.01 percentage point. The rate on a 15-year ... Read More

3 mortgage interest rate scenarios to know for 2026, according to experts

Mortgage rates stayed steady through most of 2025, but two consecutive Federal Reserve rate cuts in September and October signaled a slowing economy and cooling housing market. While federal fund ... Read More

Mortgage rates could move higher despite a Fed cut

Mortgage rates are steady near three-month highs even as the Federal Reserve signals another cut this week. Spreads have narrowed but remain wide, while homebuyer affordability is seeing modest gains. Read More

Mortgage rate today: When will mortgage rates finally drop to 5%? Experts reveal the timeline

Mortgage rate today remains a top concern for millions of Americans. Homebuyers and homeowners are asking when rates will finally drop to 5%. The high borrowing costs have reshaped the housing market. Read More

Mortgage rates, inventory, and inflation: The market shifts to watch before 2026

After nearly two years of uncertainty, three forces are converging to reshape the landscape for homebuyers heading into 2026. Mortgage rates show signs of leveling off after months of volatility, ... Read More