Consumer News Mortgage Rates Remain Steady As Buyer Conditions Improve

Housing Forecast 2026: Mortgage Rates Remain Above 6%, but Affordability Improves Modestly

Affordability will improve modestly as the typical monthly payment falls below 30% of a household's income for the first time since 2022. Read More

Zillow shares bold prediction for mortgage rates

"Mortgage rates are shaped in part by inflation, and Zillow has been accurately predicting shelter inflation, which makes up 40% of the consumer price index," Zillow wrote on Dec. 4. "Because of that, ... Read More

2026 Outlook: A More Balanced Market

Realtor.com’s 2026 forecast points to a steadier market as easing mortgage rates, rising incomes and growing inventory offer affordability gains and more buyer choice. Read More

Will steady mortgage rates and another Fed cut boost home sales?

Mortgage rates averaged 6.37% this week, with Federal Reserve officials hinting at a possible December rate cut. Read More

3 mortgage interest rate scenarios to know for 2026, according to experts

Some mortgage rate scenarios are more likely to occur than others next year. Here's what borrowers can do in each. Read More

Here’s where mortgage rates, home prices could be headed in 2026

Redfin has dubbed 2026 “The Great Housing Reset.” Here’s what that could mean for mortgage rates and home prices. Read More

Mortgage rates are calm as the Fed rate cut debate intensifies

Mortgage rates remain steady near 6.38% while pending home sales are up 15% compared to last year. Markets await the Fed’s December decision and potential policy shifts AI Summary With only six weeks ... Read More

Everything to know about mortgage interest rates before the October Fed meeting

Mortgage interest rates change daily based on market conditions. And, lately, there seem to be a lot of market conditions to keep an eye on. With news surrounding the government shutdown, unemployment ... Read More

Mortgage rates today: 30-year holds at 6.16%, near year’s lows — will steady borrowing costs spark a late-year rush to refinance?

Mortgage rates today are holding firm near their lowest levels of 2025, giving both homebuyers and refinancers a moment of relief. The average 30-year fixed mortgage rate sits at 6.16%, while the ... Read More

Realtor.com®: Down Payments Steady as Average FICO Scores Remain At 10-Year High

Continued high prices and mortgage rates in the third quarter of 2025 kept many homebuyers on the sidelines, while higher-income buyers continued to drive upper-tier sales Historically, down payments ... Read More