Consumer News Mortgage Rates Remain Steady As Buyer Conditions Improve

What Third Federal Interest Rate Cut Means for Your Mortgage

The latest cut brings the target federal funds rate to a range between 3.5 percent and 3.75 percent, the lowest level in three years. This rate affects many consumer lending and savings rates ... Read More

US home price rises to stay modest as mortgage rates stick: Reuters poll

U.S. home prices will rise just 1.4% in 2026 after a similar performance this year, a Reuters poll of property experts showed on Wednesday, the slowest annual pace in 14 years despite expectations for ... Read More

Mortgage rates, inventory, and inflation: The market shifts to watch before 2026

NewHomeSource reports mortgage rates are stabilizing, builder sentiment is improving, and affordability is gradually increasing as market dynamics shift toward 2026. Read More

2026 Outlook: A More Balanced Market

Realtor.com’s 2026 forecast points to a steadier market as easing mortgage rates, rising incomes and growing inventory offer affordability gains and more buyer choice. Read More

Housing Forecast 2026: Mortgage Rates Remain Above 6%, but Affordability Improves Modestly

Affordability will improve modestly as the typical monthly payment falls below 30% of a household's income for the first time since 2022. Read More

Zillow shares bold prediction for mortgage rates

"Mortgage rates are shaped in part by inflation, and Zillow has been accurately predicting shelter inflation, which makes up 40% of the consumer price index," Zillow wrote on Dec. 4. "Because of that, ... Read More

Everything to know about mortgage interest rates before the October Fed meeting

Mortgage interest rates change daily based on market conditions. And, lately, there seem to be a lot of market conditions to keep an eye on. With news surrounding the government shutdown, unemployment ... Read More

Mortgage rates are calm as the Fed rate cut debate intensifies

Mortgage rates remain steady near 6.38% while pending home sales are up 15% compared to last year. Markets await the Fed’s December decision and potential policy shifts AI Summary With only six weeks ... Read More

Mortgage rates today: 30-year holds at 6.16%, near year’s lows — will steady borrowing costs spark a late-year rush to refinance?

Mortgage rates today are holding firm near their lowest levels of 2025, giving both homebuyers and refinancers a moment of relief. The average 30-year fixed mortgage rate sits at 6.16%, while the ... Read More

What happens to mortgage rates now that the Fed cut rates? Here's what's happened previously.

After weeks of anticipation, the Federal Reserve trimmed its benchmark interest rate today, dropping the benchmark rate by another 25 basis points, marking its second rate cut of 2025. The move, which ... Read More