Consumer News Mortgage Rates Remain Steady As Buyer Conditions Improve
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Fed rate cuts and mortgage interest rates: What buyers can expect in 2026, according to experts
"Mortgage interest rates went down before the Fed cut rates in September but went up after," says Ali Wolf, chief economist at NewHomeSource. "This is because the Fed is cutting the federal funds rate ... Read More
Will Mortgage Rates Go Down in 2026? Here’s What Housing Experts Predict
The two main factors currently influencing mortgage rates — inflation and the labor market — are pulling in opposite directions. What does that mean for homebuyers? Read More
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Mortgage rates stayed steady through most of 2025, but two consecutive Federal Reserve rate cuts in September and October signaled a slowing economy and cooling housing market. While federal fund ... Read More
Current mortgage rates
According to Freddie Mac’s weekly rate survey, the rate on a 30-year fixed-rate mortgage averaged 6.21% for the week ending December 18, ticking down just 0.01 percentage point. The rate on a 15-year ... Read More
Mortgage rates could move higher despite a Fed cut
Mortgage rates are steady near three-month highs even as the Federal Reserve signals another cut this week. Spreads have narrowed but remain wide, while homebuyer affordability is seeing modest gains. Read More
Mortgage rates, inventory, and inflation: The market shifts to watch before 2026
After nearly two years of uncertainty, three forces are converging to reshape the landscape for homebuyers heading into 2026. Mortgage rates show signs of leveling off after months of volatility, ... Read More
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