Consumer News Will Lower Mortgage Rates Keep Home Prices High

Fed rate cut brings lower credit card costs while mortgage relief lags

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers? Read More

Average US long-term mortgage rate edges lower, remaining near its low for the year

The average rate on a 30-year U.S. mortgage edged lower this week, staying relatively close to its low for the year. Read More

Will home prices and mortgage rates go down next year? Your 2026 real estate forecast.

Nationally, Fannie Mae expects home-price growth to slow from a 4.4% annual gain in 2024 and 2.5% rate in 2025 to a 1.3% pace in 2026. Realtor.com expects home prices to grow 2.2% next year. Zillow ... Read More

From mortgage rates to home prices, here are 7 things Zillow’s home trends expert says to expect of the housing market in 2026

From design choices like what color you should paint your bathroom walls to features that can increase a seller’s home value, Amanda Pendleton, Zillow’s home trends expert, directs research on real ... Read More

Mortgage rates finally moved lower last week, but that didn't do much for demand

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, decreased to 6.32% from 6.40% Applications to refinance a home loan dropped 4% for ... Read More

US home price rises to stay modest as mortgage rates stick: Reuters poll

U.S. home prices will rise just 1.4% in 2026 after a similar performance this year, a Reuters poll of property experts showed on Wednesday, the slowest annual pace in 14 years despite expectations for ... Read More

Lower mortgage rates, more roommates, and AI-powered house hunting: 6 things that will shape the housing market next year

Redfin predicts that the housing market will experience a reset in 2026. The real estate firm said it sees a yearslong period of improving affordability and homebuying activity. That could start with ... Read More

Lower Interest Rates Would Likely Eliminate the Need for 50-Year Mortgage, US Treasury Adviser Says

NEW YORK, Dec 3 (Reuters) - Lower interest rates would likely eliminate the need for a 50-year mortgage floated by President Donald Trump to boost housing affordability, Joseph Lavorgna, a counselor ... Read More

Trump's 50-Year Mortgage Would Cost You More. We Did the Math.

Federal Housing Finance Agency director Bill Pulte confirmed in a post on the social media platform X that the Trump administration is working on a 50-year mortgage. Extending a traditional 30-year ... Read More

The Fed just cut interest rates for the sixth time. Here’s why you’re not seeing much of a difference in your loans

Thanks to its latest decision on Wednesday – its final one for 2025 – the Federal Reserve has now reduced its key overnight lending rate by 1.75 percentage points since it began its rate-cutting cycle ... Read More

Will home prices and mortgage rates go down next year? Your 2026 real estate forecast.

After a slow housing market in 2025, here's what home buyers and home sellers can expect in 2026. The housing market has had a rotten three years. Does 2026 have the potential for a turnaround? Here's ... Read More