Consumer News Will Lower Mortgage Rates Keep Home Prices High

Lower Mortgage Rates Are a Gift for Holiday Homebuyers

Christmas came early for holiday homebuyers in the form of falling mortgage rates, with the 30-year fixed rate about a half-point lower now than it was this time last year. Read More

Mortgage Rates Today, Monday, December 22: A Little Lower

The average interest rate on a 30-year, fixed-rate mortgage dropped to 6% APR, according to rates provided to NerdWallet by Zillow. This is six basis points lower than yesterday and 17 basis points ... Read More

What are today's mortgage interest rates: December 23, 2025?

The average 30-year fixed mortgage loan interest rate stands at 5.99% as of December 23, 2025, according to Zillow, while the average 15-year fixed mortgage rate is 5.38% currently. These levels ... Read More

Rate cut lowers card costs, but mortgage relief is lagging

The Federal Reserve's latest rate cut is finally nudging some borrowing costs lower, but the relief is arriving unevenly. Credit card holders are starting to see a modest break on sky high interest ... Read More

Falling Mortgage Rates Are a Boon for Home Sales – NAR

The average 30-year fixed mortgage rate was 6.47% this week, down from 6.49% one week ago, according to U.S. News data. Mortgage refinancing rates also ticked down slightly for 30- and 15-year loan ... Read More

Average US long-term mortgage rate edges lower, remaining near its low for the year

The average rate on a 30-year U.S. mortgage edged lower this week, staying relatively close to its low for the year. Read More

US mortgage rates dip again, still near 2025 lows

U.S. mortgage rates have slipped again, extending a late‑year retreat that has brought borrowing costs close to their lowest levels of 2025. The pullback is modest in absolute terms, but after a ... Read More

Mortgage rates edged higher this week after two weeks of declines

The average 30-year fixed mortgage rate rose slightly to 6.22% this week but remains below both the year-to-date average of 6.62% and the 6.60% rate seen a year ago. Freddie Mac economists say lower ... Read More

Lower mortgage rates, more roommates, and AI-powered house hunting: 6 things that will shape the housing market next year

Redfin predicts that the housing market will experience a reset in 2026. The real estate firm said it sees a yearslong period of improving affordability and homebuying activity. That could start with ... Read More

Trump promised ‘aggressive’ housing reform next year. Here’s what to expect for home prices in 2026

The housing market has spent the last several years in a deep freeze, with high borrowing costs and soaring prices stalling sales and new listings. But US homebuyers may get some relief in 2026. Read More

Fed rate cut brings lower credit card costs while mortgage relief lags

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers? Read More