Consumer News Will Lower Mortgage Rates Keep Home Prices High

Mortgage rates fell again this week

Mortgage rates have declined for the second straight week, with the 30-year fixed-rate mortgage averaging 6.27% (down from 6.30%) and the 15-year fixed-rate mortgage averaging 5.52% (down from 5.53%), ... Read More

Mortgage rates fall to lowest level of 2025

Americans frustrated by high home borrowing rates may have gotten some welcome news this week. The average 30-year fixed mortgage rate dropped to 6.19% for the week ending October 23, down from 6.27% ... Read More

Here's what's keeping homebuyers on the sidelines despite mortgage rates hitting a 10-month low

A lot of would-be buyers feel priced out of the housing market. Lower mortgage rates might not help move the needle. Read More

As mortgage rates hit their lowest levels in over a year, we asked 5 pros how much lower rates really matter

MarketWatch Picks highlights items we think you’ll find useful; we are independent of the MarketWatch newsroom. We earn a commission from some links in our articles. Learn more Mortgage rates declined ... Read More

Lower mortgage rates spark surge in home sales, highest pace seen in seven months

The housing market got a boost last month from lower mortgage rates and a growing supply of homes sitting on the market, allowing buyers to make purchases after a long period of unaffordability. Read More

Mortgage rates just dropped closer to 6%. Here's what buyers should consider now.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But with home prices elevated in many parts of the country and rates ... Read More

How much does a $400,000 mortgage loan cost each month after the Fed's October rate cut?

The Federal Reserve's 25-basis-point rate cut in October — its second of 2025 — has started to ripple through the housing market. Mortgage rates, which have remained stubbornly high throughout most of ... Read More

After Another Fed Cut, Can Mortgage Rates Move Lower?

The FOMC voted to cut the federal funds rate by 25 basis points, or a quarter-point, at its October meeting, as expected. Mortgage rates and the Fed's benchmark rate don't always move together, but ... Read More

What happens to mortgage rates in a government shutdown?

As the government shutdown shows no signs of ending any time soon, many home shoppers are asking an important question: What does this government shutdown mean for my mortgage loan? How will it affect ... Read More

When Will Mortgage Rates Go Down? The Answer's Not As Simple As You Think

Mortgage rates are expected to decline marginally throughout the rest of 2025, but 30-year fixed rates aren't likely to dip below 6% until the end of 2026. However, the mortgage rates forecast changes ... Read More

The Fed Cuts Rates By A Quarter Point. What It Means for Your Money

The Federal Reserve cut rates again at its October meeting. Here’s how it could impact your finances Written By Written by Staff Money Writer, WSJ | Buy Side Molly Grace is a staff money writer at Buy ... Read More