Consumer News Mortgage Rates Fell Again This Week

Mortgage rates fall ahead of Christmas holiday

The average rate on a 30-year fixed mortgage fell this week to 6.18%, according to the latest Freddie Mac data released on Wednesday. That is down from last week's reading of 6.21%. Read More

Mortgage rates retreated again this week

Mortgage rates continue to fall, with the 30-year fixed dropping to 6.19% and the 15-year fixed to 5.44%, creating a more favorable environment for buyers compared to last year. Affordability is ... Read More

Average US long-term mortgage rate ticks down to 6.18% this week

The average rate on a 30-year U.S. mortgage ticked down modestly this week, remaining in the same narrow range of the past two months ... Read More

Will Mortgage Rates Go Down in 2026?

Homebuyers hoping for mortgage rates to come down significantly will likely be disappointed again next year, experts say. Read More

Mortgage rates finally moved lower last week, but that didn't do much for demand

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, decreased to 6.32% from 6.40% Applications to refinance a home loan dropped 4% for ... Read More

Will Mortgage Rates Finally Fall in 2026? Here’s What the Latest Forecasts Show

If you're looking for a home to buy, mortgage rates are likely top of mind. Will they drop in 2026? Here's what six experts are forecasting. Read More

US mortgage rates dip again, still near 2025 lows

U.S. mortgage rates have slipped again, extending a late‑year retreat that has brought borrowing costs close to their lowest levels of 2025. The pullback is modest in absolute terms, but after a ... Read More

Mortgage Rates Could Be About to Fall—Here’s Why

Fannie Mae and Freddie Mac have been stockpiling billions in mortgages, a move that could lower borrowing costs for Americans. Read More

Will mortgage interest rates drop after this week's Fed meeting?

The Federal Reserve is set to meet for the final time in 2025 this week and optimism over another interest rate cut is surging. The chances of a cut at the conclusion of the central bank's meeting on ... Read More

Mortgage Rates Drop Ahead of Fed Meeting

The average 30-year fixed mortgage rate fell to 6.37% this week, down six basis points from 6.43% the week before, according to U.S. News data. Mortgage refinance rates also pulled back this week, ... Read More