Consumer News Payday Advance App Earnin Sued Over 300 Apr Loans

Congress may soon make payday loan apps more predatory

Nearly 200 consumer groups warn that proposed legislation would gut protections against predatory payday loan apps The bill would hide true borrowi ... Read More

Paycheck to Paycheck, but Can't Wait That Long: The Rise of Pay-Advance Apps

Now around for about a decade, pay-advance apps enable users to access relatively small amounts of cash before their paycheck hits their bank account. When payday arrives, the service then pulls that ... Read More

Some Workers Are Turning to Pay-Advance Apps for Basic Expenses

Rising use “is not a signal of satisfaction,” an author of a new report says. Rather, heavy users of the apps are under “financial strain.” By Ann Carrns Pay-advance apps are marketed as a way to help ... Read More

Can you negotiate a settlement on a payday loan? What borrowers should know

Explore your debt relief options and find the right path out of debt now. Read More

North Texas consumers warn payday and title loans can spiral into debt trap

According to the government’s numbers, prices are climbing for many essentials like housing, food and electricity. When money is tight, payday and title loans may seem like a lifeline, but some ... Read More

Payday Loans Can Cost You 664% APR. Here's What to Do Instead.

Relying on a credit card cash advance is never a cheap option, though it's likely better than a payday loan. Most issuers charge a fee of 3% to 5% of the amount advanced, with a minimum of $5 to $10. Read More