Consumer News What Are The Interest Rate Caps For Loans In Every U S State In 2024

Colorado wins key ruling on interest rate caps for out-of-state banks

Federal appeals court upholds Colorado’s right to apply its interest rate limits to loans made by out-of-state banks to state residents Decision could re ... Read More

The FHFA announced its 2026 cap affecting conventional loans. Here are great jumbo loans

See what the 2026 conforming loan limit is in your county and learn how it affects mortgage eligibility and financing options. Read More

Colorado wins legal battle to cap interest rates on consumer loans

At question were consumer loans that nonbank lenders were issuing through banks chartered in other states with no caps or very high caps on interest rates. Read More

Tenth Circuit Narrows DIDMCA Opt‑Out Preemption: Colorado May Apply Its Rate Caps to Loans From State Chartered Banks to Borrowers Located in Colorado

On November 10, the Tenth Circuit reversed the district court’s preliminary injunction in the challenge to Colorado’s H.B. 23‑1229, holding that Colorado may enforce its Uniform Consumer Credit Code ... Read More

Consumer Reports: Make the most of interest rate cuts

IF YOU HAVE CREDIT CARDS, LOANS AND A SAVINGS ACCOUNT, THE RECENT CUT BY THE FEDERAL RESERVE ON SHORT TERM INTEREST RATES LIKELY IMPACTS YOU. CONSUMER REPORTS BREAKS DOWN THE CHANGES YOU MIGHT SEE ON ... Read More

Consumer Reports explains how recent interest rate cuts by the Federal Reserve could affect finances

After a Fed rate cut, the interest rate on savings accounts usually dip as well, but that's not always the case, thanks to stiff competition among banks. Read More

Consumer Reports: Making the most of interest rate cuts

If you have credit cards, loans, or a savings account, the recent cut by the Federal Reserve on short-term interest rates will likely affect you and your money. Farm-state Republicans finally reach ... Read More