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In a shift, young Americans are showing the most confidence in the economy

By Mark Huffman Consumer News: Consumer confidence continued to rise in November of ConsumerAffairs
November 27, 2024

Photo

As the country heads toward the end of the year holidays, consumers continue to express confidence in the U.S. economy.

In November, the Conference Board Consumer Confidence Index rose to 111.7, marking a 2.1-point increase from October's 109.6. Conference Board economists say this rise reflects growing optimism about the current business and labor market conditions.

For example, the Present Situation Index, which evaluates these conditions, climbed 4.8 points to 140.9. Meanwhile, the Expectations Index, which considers short-term outlooks for income, business, and labor markets, edged up slightly by 0.4 points to 92.3, staying well above the recession-warning threshold of 80.

Dana M. Peterson, chief economist at The Conference Board, noted that November's improvement was largely due to more favorable assessments of the labor market. Consumers are particularly optimistic about future job availability, with confidence reaching its highest level in nearly three years.

Not as confident about the future

However, expectations for future business conditions remained steady, and there was a slight decline in optimism regarding future income.

The increase in consumer confidence was most pronounced among those under 35, while those aged 35 to 54 saw a slight dip after a surge in the previous month. Confidence rose across most income groups, except for those earning over $125,000 and under $15,000.

On a six-month moving average, younger consumers and those earning over $100,000 remained the most confident.

The survey also revealed a decline in the number of consumers anticipating a recession in the next year, reaching the lowest level since July 2022. While assessments of current family financial situations dipped slightly, optimism for future finances hit a new high.

Bullish on the stock market

Notably, 56.4% of consumers expect stock prices to rise in the coming year, setting a new record for this measure, while only 21.3% foresee a decline.

Inflation expectations for the next 12 months decreased to 4.9% from 5.3% in October, the lowest since March 2020. In terms of purchasing plans, intentions to buy homes stalled, while plans for auto purchases saw a slight uptick. Consumers expressed a preference for buying goods over services, although spending on services like travel and healthcare is expected to increase.



Photo Credit: Consumer Affairs News Department Images


Posted: 2024-11-27 13:43:13

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More News From This Category
Consumer News: Nice car? Better lock it up - car thieves are going high-tech
Mon, 24 Nov 2025 05:07:03 +0000

With the right tools, crooks can steal your car without ever touching the keys

By James R. Hood of ConsumerAffairs
November 24, 2025

California police are warning of a surge in high-tech auto thefts targeting key-fob signals and onboard computers.
Thieves are now using tablets, antennas and signal boosters to unlock and start luxury vehicles without ever touching the keys.
Authorities urge drivers to adopt new countermeasures from kill switches to Faraday bags as criminals evolve their tactics.


The times they are a-changing and so are the methods car thieves use to strike. Police departments are alerting residents to a troubling wave of technology-driven auto thefts that bypass traditional security systems and allow criminals to drive off in seconds.

In Anaheim, Calif., Police Sgt. Matt Sutter saidthat detectives are investigating two distinct types of high-tech thefts involving luxury vehicles over the past weekend, both more sophisticated than anything most departments have encountered.

Back when I started, you could pretty much steal a car with a screwdriver, Sutter said in a Patch report. But as cars advance in technology, suspects who want to steal these cars have to be more creative and use technology to carry out their heists.

Thieves now hacking cars by tablet or by signal

According to Sutter, one method involves thieves breaking into a vehicle and plugging a tablet directly into the cars computer system. Once connected, they can reprogram the system and simply drive away. That takes forced entry, he noted.

But another technique requires no break-in at all.

In a case reported in Anaheim Hills, thieves used an antenna-like device to capture and amplify the key-fob signal from outside a house even though the keys were inside the kitchen. The boosted signal was transmitted to an accomplice waiting beside the car, allowing the vehicle to unlock, start and disappear.

A victim described the incident to KTLA-TV, saying one suspect appeared at the front door as if he intended to break in. Instead, he held an antenna over his head, harvesting the fobs radio signal through the walls. Who would've thought someone would come in with an antenna and take your car away from you? the resident said.

Police urge residents to adopt new defenses

Police say that residents can take steps to protect their vehicles as thieves become more technologically adept. Among the most effective tools is a kill switch a hidden device that prevents a car from starting by cutting off the electrical or fuel system, even if a thief has the signal or a reprogrammed key.

Officers also urge residents with garages to park inside whenever possible and to avoid storing key fobs near front doors, where signals are easier to intercept. Keeping fobs deeper inside the home reduces, though doesnt eliminate, the risk of relay attacks.

Other protective options include Faraday bags, which block radio signals and are available online for as little as $5. Snopes.com also tested a popular DIY suggestion wrapping a key fob in aluminum foil. The foil worked sometimes in blocking signals, the outlet reported, but wasnt foolproof and must be removed before driving.

Yes, wrapping your cars key fob in foil or placing it in a metal container or special pouch might keep its signal secure from criminals, Snopes concluded. However, these methods would likely not be foolproof.

As police and thieves continue a technological tug-of-war, smart consumers will assume their vehicles may be more vulnerable than they think and take precautions now rather than after a car disappears.


Read More ...


Consumer News: Frugal hack: how to lower your cell phone bill (without losing your coverage)
Mon, 24 Nov 2025 05:07:03 +0000

A guide to slash your monthly bill, not your coverage

By Kyle James of ConsumerAffairs
November 24, 2025
  • Audit your bill: Separate the base service plan cost, device payments, add-ons, and fees so you can see your true bare-bones price and spot anything you dont actually use

  • Call and negotiate: Tell your carrier your target monthly amount and ask for cheaper plans, loyalty discounts, and to remove extras like insurance, hotspot, or streaming perks you dont need

  • Lock in lower costs: Downgrade data if you never use it all, consider prepaid or MVNO options on the same networks, and stop upgrading phones every cycle so your bill can actually drop over time


If your cell phone bill has quietly turned into one of your more expensive monthly bills, youre not alone. Between device financing, insurance, add-ons, and surprise fees, its easy for a $60 plan to creep past $100 per line.

The good news is this is one of the easiest monthly bills to cut if youre willing to do a little homework and possibly leave your comfort zone (aka the Big Three carriers).

Heres my step-by-step playbook to lower your cell phone bill while keeping very similar (or identical) coverage. Ive even included the questions to ask and the exact scripts you can use when making the lets get my bill lowered phone call.

Step 1: Figure out what youre actually paying for

Before you call anyone or consider switching, pull up your last 12 cell phone bills and do a quick audit of exactly what you have.

Breakdown your monthly billby the following:

  • Service: your base plan(s) per line
  • Device payments: include monthly installments for phones, tablets, and watches
  • Add-ons: insurance, hotspot add-ons, international features, subscriptions
  • Taxes & fees: some unavoidable, some are junkand optional

Then write down:

  • Total per month
  • Total per line
  • How many months of device payments are left on each phone

Use this information to look for two things:

Bloat: this is the stuff you dont really use, but pay for anyway because youre on autopay and have never stop to consider if you need it. This includes things like insurance on a 4-year-old phone or an extra hotspot you never touch.

Base bill: this is how much youd pay if your devices were fully paid off and you removed any unnecessary extras. Think of it as the dollar amountyou pay so your phone works like a smartphone and not a brick.

Make that base number your target number moving forward.

Step 2: Decide if youre willing to leave the Big Three

The fastest way to drop your bill is often to leave AT&T, Verizon, or T-Mobile and go to a cheaper option that still uses their networks and towers, known as an MVNO (mobile virtual network operator).

Examples include:

  • Visible by Verizon (runs on Verizons network) - Base plan is $19/mo. for 26 months. You get unlimited 5G data, talk, and text.
  • Cricket, H2O, AT&T Prepaid (runs on AT&Ts network) These services average between $25-$45 per month for unlimited wireless.
  • Mint Mobile, Metro, Google Fi (runs on T-Mobiles network) These wireless services average between $15 - $40 per month.

These plans often cost half of what youre paying now for similar data, especially if youre on a family or multi-line plan.

The trade-offs:

  • You usually pay for phones upfront or bring your own.
  • You may not get priority data in congested areas.
  • Perks like streaming freebies and free upgrades are limited.

If youre not ready to switch carriers yet, you can still save by switching within your current provider.

Step 3: Call your carrier with a script

Once you know your numbers, call your current providers customer service or loyalty/retention department and see what they can do to help you lower your bill.

Heres your simple script:

Hi, Ive been a customer for a while and my bill is higher than I can afford. Right now Im paying about $___ a month for ___ lines.

Im seeing other carriers offering similar or better plans for less. Can you walk me through any lower-cost plans, loyalty discounts, or promotions that would help bring my bill down if I stay with you?

At this point,let them talk and you just take notes.

If they can only offer you minor savings, follow up with this question:

Is that the best you can do if Im willing to switch to a different plan or remove features Im not using? Id really like to stay, but I need to get closer to $___ a month.

I always like to start with a realistic target in mind (say, $40$50 less than youre paying now). If they cant get close to that number then thats your sign to explore other carriers.

Step 4: Cut add-ons and features that raise your bill

Some quick wins that dont change your coverage at all include the following:

Device insurance:

  • Worth considering for brand-new $1,000+ phones if you cant afford a replacement.
  • Much less useful for older devices or budget phones.
  • If you have multiple insurance plans (through your card, employer, or a third party), you may be double paying.

Ask them this:

Can you tell me exactly what Im paying for insurance, and on which lines? Lets cancel it on any device older than two years.

Check unused features that often hide on your bill:

  • International calling packages
  • Extra hotspot data
  • Premium voicemail or cloud storage from your carrier
  • Streaming bundles you never use

Askthem this:

Can we go line by line and remove any add-ons Im not actively using?

Paper billing / other junk fees:

See if you can knock off a few dollars by switching to autopay and paperless billing.

As long as youre comfortable keeping a close eye on your statements, this is an easy to way save a few bucks every month.

Step 5: Downgrade your data (most people are overpaying)

Unlimited sounds like the safe and smart choice. But in reality, a lot of people never get close to getting their money back on it.

On your bill or carrier app, check actual monthly data usage per line for the last few months.

If you see numbers like 3 GB, 5 GB, 8 GB per month, ask:

What would my monthly cost be if I switched from my current unlimited plan to a 10 GB or 15 GB plan per line? Do those plans still include a hotspot?

If you end up switching to a not-unlimited plan consider doingthe following:

  • Turn on Wi-Fi Calling at home and work to use less cellular data.
  • Pre-download music, podcasts, and maps on Wi-Fi.
  • Turn off background data for nonessential apps.

Pro tip: You'll often find thatswitching from premium unlimited to a more basic unlimited, or even a plan with a set data limit, can easily cut your bill by $20$40 per line.

Step 6: Consider a prepaid or MVNO plan and bring your own phone

If your current carrier wont play ball and your phones are either paid off or unlocked, its time to price out some of the alternatives I mentioned above.

Look for the following:

  • Plans in the $15$35/line range with enough data for your needs.
  • Multi-line discounts that drop the per-line price further.
  • Intro offers that dont lock you into long contracts.

Important things to verify with the carrier before you switch:

  • Your phone is compatible and unlocked.
  • Taxes/fees arent going to add another 30%.
  • What happens to my bill after any promo period ends.

If youre nervous, try moving one line (a teenager, a secondary phone) first as a test.

Step 7: Stop the upgrade treadmill

I realize its nice to have the newest and greatest iPhone or Galaxy as soon as its released ever year.

But one of the biggest reasons many wireless bills stay high is that consumers continuously switchto the newest phone and they always finance the upgrade.

If you can stand it, heres a powerful hack that will keep you off the hamster wheel:

  • Keep your phone at least one extra year after its paid off.
  • When the battery starts to lose its efficient, get a cheap battery replacement and extend its life.
  • Only upgrade your phone when theres a functional need, not just a new camera trick that you can live just fine without.

Then, when you do upgrade, consider:

  • Buying last years model (or even 2 years ago) at a discount.
  • Buying gently used or manufacturer-refurbished.
  • Paying upfront instead of rolling everything into your monthly bill.

Separating your phone cost from your service cost is one of the best ways to see what youre truly paying. It also tells you where you need to cut.

Bottom line

Remember that your cell phone bill is not a fixed cost. But rather its a bundle of choices, fees, and habits that you can absolutely renegotiate.

To recap, heres your frugal playbook moving forward:

  • Audit your bill and know your real per-line cost.
  • Call your carrier, ask for retention/loyalty, and use a calm script.
  • Cut add-ons, downgrade data if youre overpaying, and rethink insurance.
  • Be willing to switch to prepaid or an MVNO if they wont meet you halfway.
  • Step off the constant-upgrade treadmill so your service bill can actually go down.

Even knocking $30$60 off your monthly bill is $360$720 a year back in your pocket. Solid savings for the same phone and the same number, just a smarter setup.


Read More ...


Consumer News: Consumer Product Safety Recall Roundup - Nov. 23
Mon, 24 Nov 2025 02:07:07 +0000

Fuel bottles, lawn mowers, fidget spinners, dressers, learning towers, play yards & more recalled for safety risks

By News Desk of ConsumerAffairs
November 23, 2025

Demlar MoonSoll and Magic Chems fuel bottles

Photo

Product:MoonSoll and Magic Chems ethanol fuel bottles imported by Demlar Online Store

Hazard:
The bottles violate the federal safety standard for portable fuel containers because they lack flame mitigation devices required by the Portable Fuel Container Safety Act, posing a deadly flash fire risk.
They also violate Federal Hazardous Substances Act (FHSA) labeling rules by falsely claiming the contents are Non-Toxic.

Remedy:
Stop using these fuel bottles and keep them out of reach of children.
WriteDo not useand theAmazon order numberon the container with a permanent marker and email a photo toinfo@demlar.comto receive a full refund.
Dispose of the fuel bottles according to local and state regulations for household hazardous waste.

Units affected:About 18,200

Contact:

Disposal note:
Follow local household hazardous waste (HHW) guidance for flammable liquids. Keep the product in its container, clearly label it Do Not Use, and bring it to a local HHW drop-off program as directed by your city, county or state.



Play yards sold on Amazon by Anna Queen

Photo

Product: Anna Queen play yards, sold on Amazon

Hazard:
The play yards violate the mandatory federal standard for play yards. Infants can become entrapped under the mattress or between the side of the play yard and the mattress, posing a risk of serious injury or deadly suffocation.

Remedy:
Stop using the play yard immediately.
Disassemble the fabric cover from the frame, cut up the cover and mattress pad, and email a photo of the destroyed product to tingerservice@outlook.com to receive a full refund. Then dispose of the destroyed play yard.

Units affected: About 70

Contact:

Incidents/injuries: Injuries reported.


Little Partners Grow 'N Stow Folding Learning Towers

Photo

Product: Little Partners Childrens Grow 'N Stow Folding Learning Towers

Hazard:
The platform inside the tower can collapse, posing a fall hazard to young children.

Remedy:
Stop using the learning tower and keep it away from children.
Contact Little Partners for a free repair kit, which includes a new crossbar with pin tabs and installation instructions. The new crossbar will have a sticker indicating it is no longer part of the recall. Remove and dispose of the old crossbar.

Units affected: About 9,780

Contact:


Romorgniz fabric 12- and 13-drawer dressers (Amazon)

Photo

Product: Romorgniz fabric 12- and 13-drawer dressers, sold on Amazon

Hazard:
The dressers are unstable if they are not anchored to the wall and violate the mandatory standard for clothing storage units required by the STURDY Act. They pose serious tip-over and entrapment hazards that can result in injury or death to children.

Remedy:
If the dresser is not anchored, stop using it immediately and place it where children cannot access it.
Contact Romorgniz for instructions on how to dispose of the dresser to receive a full refund. Consumers must submit a photo to Romorgnizrecall@outlook.com showing the product has been disposed of.

Units affected: About 1,980 13-drawer dressers and 35 12-drawer dressers

Contact:


Magnet fidget spinner sets by Anzmtosn (Amazon)

Photo

Product: Magnet fidget spinner sets sold on Amazon by Anzmtosn

Hazard:
The sets contain loose, high-powered magnets and violate the mandatory toy standard. If swallowed, the magnets can attract each other or other metal objects and become lodged in the digestive system, causing intestinal perforations, twisting or blockage, blood poisoning and potentially death.

Remedy:
Stop using the magnetic fidget spinner sets immediately and keep them away from children.
Dispose of the product and email a photo of the disposal to Anzmtosn at Anzmtosn53@163.com to receive a full refund.

Units affected: About 490

Contact:

Incidents/injuries: Injuries reported.


Spartan riding mowers

Photo

Product: Spartan Mowers and UTVs riding mowers

Hazard:
The steering arm dampers can be installed incorrectly, which can cause an unexpected bouncing motion and loss of control, posing a crash hazard.

Remedy:
Stop using the recalled Spartan riding mowers.
Contact an authorized Spartan dealer to schedule a free inspection and repair of the steering arm dampers.
To check if your mower is included, youll need the model and serial number.

Units affected: About 650

Contact:


Mallimoda childrens pajama sets (Amazon)

Photo

Product: Mallimoda childrens pajama sets sold on Amazon

Hazard:
The pajama sets violate mandatory standards for childrens sleepwear, posing a risk of serious injuries or deadly burn hazards.

Remedy:
Stop using the pajama sets immediately.
Cut the garments in half and email a photo of the destroyed pajamas to mallimodarecall@hotmail.com with the consumers name and Recall Proof in the subject line to receive a full refund.

Units affected: About 2,100

Contact:


Bearlala baby loungers sold on Walmart.com by Nuoxuann

Photo

Product: Bearlala baby loungers sold on Walmart.com by Nuoxuann

Hazard:
The loungers violate the mandatory standard for Infant Sleep Products. The sides are too low to contain an infant, and the openings at the foot are wider than allowed, posing fall and entrapment hazards. They also lack a stand, which can create a fall hazard if used on elevated surfaces. Together, these issues create an unsafe sleep environment that can cause serious injury or death.

Remedy:
Stop using the baby loungers immediately.
Remove the foam and pads from the cover, cut the cover, foam and pad in half, and email photos of the destroyed pieces to Recall-nuoxuann@outlook.com to receive a full refund.

Units affected: About 300

Contact:


AliExpress convertible strollers

Photo

Product: Convertible strollers sold on AliExpress

Hazard:
The stroller violates the mandatory standard for strollers because the restraint system can fail, posing a risk of serious injury or deadly fall hazard.

Remedy:
Stop using the stroller immediately.
Contact AliExpress for a full refund. Consumers must cut the restraints and email a photo of the destroyed product to us_product_recall@aliexpress.com.

Units affected: About 15

Contact:


Read More ...


Consumer News: Mozilla finally cuts ties with controversial data removal service
Sat, 22 Nov 2025 23:07:08 +0000

Onerep's founder was secretly operating people-search websites, reports say

By Truman Lewis of ConsumerAffairs
November 22, 2025

  • Mozilla announced this week it's ending its partnership with Onerep, a data removal service whose founder was secretly operating people-search websites

  • The Monitor Plus service will shut down December 17, 2025, with subscribers receiving prorated refunds

  • This highlights the need for consumers to be extremely cautious about data removal services that may have conflicts of interest


If you've been paying for a service to remove your personal information from the internet, you need to know about this major red flag that just surfaced in the data privacy industry.

What's happening with Mozilla and Onerep

Mozilla announced Tuesday that it's finally ending its partnership with Onerep, the company behind its Monitor Plus data removal service. This comes after a damning investigation revealed that Onerep's founder was playing both sides of the game.

Back in March 2024, security journalist Brian Krebs exposed that Dimitiri Shelest, Onerep's CEO, had created dozens of people-search websites since 2010. Even worse, he was still operating Nuwber, a data broker that sells background reports on people.

Think about that for a moment: you were potentially paying a company to remove your data from websites that the same company's founder had created and was profiting from.

The timeline reveals Mozilla's slow response

Mozilla first said it was "winding down" the partnership in March 2024 after the investigation broke. But here's what's concerning for consumers: the company kept promoting and selling the service for another 16 months.

The Monitor Plus service won't officially end until December 17, 2025. Current subscribers will get prorated refunds for unused portions of their subscriptions.

Mozilla cited "high standards for vendors" and challenges in the "data broker ecosystem" as reasons for ending the service, but many consumers are questioning why it took so long.

Your action plan for data removal services

  1. Research any data removal service thoroughly before paying - look up the company's founders and leadership team

  2. Check if the service provider has any connections to data broker companies or people-search sites

  3. Read recent reviews and complaints, not just testimonials on the company's website

  4. Consider the DIY approach - many data brokers are required by law to honor removal requests directly from consumers

  5. If you're currently using Monitor Plus, expect your refund to process automatically after December 17

  6. Be skeptical of services that promise to remove your data from "hundreds" of sites - experts say these often only cover a tiny fraction of actual data sources

The bigger picture for your privacy

This situation reveals a fundamental problem in the data removal industry. Some companies may be creating the very problem they claim to solve.

Mozilla's struggle to find a replacement service that meets their standards suggests that ethical options in this space may be limited. The company plans to focus on integrating more privacy features directly into Firefox instead.

The bottom line: The Onerep scandal shows that data removal services can have serious conflicts of interest. Before paying anyone to protect your privacy, do your homework on who's really behind the company. Sometimes the fox is guarding the henhouse, and your money might be better spent on direct removal requests or other privacy protection methods you control yourself.


Read More ...


Consumer News: FAA warns this Thanksgiving could bring record flight delays as travel surges to 15-year high
Sat, 22 Nov 2025 23:07:08 +0000

Early-morning flights are least likely to be delayed

By Truman Lewis of ConsumerAffairs
November 22, 2025

  • More than 360,000 flights expected during Thanksgiving week, with Tuesday being the worst day for delays

  • Peak travel day on November 25 will see over 52,000 flights competing for limited airspace

  • Smart planning and flexible booking can help you avoid the worst crowds and potential cancellations


If you're flying for Thanksgiving this year, brace yourself. The Federal Aviation Administration just announced this holiday travel period will be the busiest in 15 years, and that spells trouble for anyone hoping for smooth flights.

The perfect storm brewing in our skies

In an announcement on Friday, November 21, the FAA revealed they're preparing to handle more than 360,000 flights during the Thanksgiving travel period. That's an enormous number of planes competing for the same airspace, runways, and gate space.

The worst day will be Tuesday, November 25, when over 52,000 flights are expected to crisscross the country. To put that in perspective, that's more than one flight taking off every two seconds throughout the entire day.

FAA Administrator Bryan Bedford acknowledged the challenge ahead, praising air traffic controllers who will be working overtime to manage what he called "record-high traffic."

Why this affects your wallet and sanity

More flights don't just mean crowded airports they mean higher prices, longer delays, and increased chances your flight gets cancelled altogether. When demand spikes like this, airlines know they can charge premium prices because you have fewer alternatives.

The ripple effects hit hard too. One delayed flight can cascade into dozens of others, potentially stranding you in an airport for hours or even overnight. That means unexpected hotel costs, meal expenses, and the stress of missing family gatherings.

Your action plan to beat the chaos

Don't let airline chaos ruin your holiday. Here's how to protect yourself:

  1. Book the earliest flight possible on your travel day delays compound throughout the day, so morning flights have the best shot at leaving on time

  2. Avoid Tuesday, November 25 entirely if you can choose Monday or Wednesday instead, even if it costs slightly more

  3. Download your airline's app and enable push notifications for real-time updates about gate changes and delays

  4. Pack essentials in your carry-on, including medications, phone chargers, and a change of clothes in case your checked bag gets lost

  5. Arrive at the airport at least 2 hours early for domestic flights, 3 hours for international security lines will be brutal

  6. Consider travel insurance that covers flight delays and cancellations, especially if you're booking expensive tickets

  7. Have backup plans ready, including alternative flights or even driving routes if your flight gets cancelled

The FAA has also launched a new civility campaign, reminding passengers to be patient and kind. While that's nice advice, your best defense is being prepared for the worst-case scenario.


The bottom line: This Thanksgiving's record-breaking flight volume is a recipe for delays, cancellations, and sky-high prices. Your best strategy is to fly early in the day, avoid the peak travel day of November 25, and have backup plans ready. The airlines are counting on your desperation to see family don't let them profit from poor planning on your part.


Read More ...


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