Consumers' credit scores have dipped in 2025

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers.   Gen Z faces ... Read More

Consumers Say They Are Pessimistic. Their Spending Trends Suggest the Opposite.

Bank of America Institute finds that checking and savings account balances have grown 50% since 2019, while the ratio of total debt payments to disposal income has fallen. Read More

Tariffs have yet to significantly impact consumers, report finds

American consumers continue spending at consistent levels, but many remain ready to cut non-essential expenses if economic conditions worsen. Confidence in personal finances is fading, with 23% ... Read More

Consumers love buy now, pay later loans. Here’s why banks and credit card companies are wary of them

Buy now, pay later loans pose a direct challenge to credit cards. Banks and financial institutions are also wary of how they affect consumers' credit profiles. Read More

Consumers are feeling pessimistic about this economy. But don't expect them to stop spending.

Consumers, as we say all the time on this program, drive this economy. Their spending accounts for around 70% of GDP. And right now, they are not feeling great about this economy. On Tuesday, the ... Read More

Consumers Are Spending More Carefully As They Worry About High Prices

Consumers are still spending despite tariff pressures, but reports show they're getting more selective about how they spend money. Read More

American consumers are getting nervous about inflation again. For now, they’re still spending

Americans are still opening their wallets, with unemployment remaining low and businesses blunting the effects of President Donald Trump’s widespread tariffs. But consumers remain skittish over ... Read More

Credit cards are a racket. Stablecoins might be the exit.

Merchants in the U.S. cough up more than $100 billion a year in credit and debit card processing fees. These costs quietly inflate the price of nearly everything you buy—from your sandwich to your ... Read More