The decline of the small-group health insurance market: Can policymakers save it?

Policymakers in Washington and state capitals could soon have a decision to make: Do more to shore up the small-group health insurance market or pursue other options. Two health policy researchers ... Read More

Congress considers a game-changer for employer health plans

The shift away from group health plans is natural in many markets, and Congress should pass the 'One Big Beautiful Bill' to empower that transition. Read More

Group Health Insurance: What Is It & How Does It Work?

More than 54% of Americans with health insurance have employer-sponsored coverage through group health insurance, according to the U.S. Census Bureau. Employers often offer health insurance as ... Read More

Understanding The Long-Term Decline Of The Small-Group Health Insurance Market | Health Affairs

Continued increases in premiums and underlying health care prices have likely contributed to the declining small-group health insurance market. And hospital consolidation is a well-known ... Read More

How small businesses can have success with health care benefits in 2025 - Insurance News | InsuranceNewsNet

Adding health insurance to your small business benefits can significantly impact hiring. Research shows as many as 96% of Americans think it's important that a job offers health insurance benefits. Read More

Association health plans can fix the small-group quality glitch: AHP advocate

For small-group market plans, the average deductible was about $2,575 for single and $7,000 for family coverage in 2024, which means — similar to individual market plans — significant out-of ... Read More

What Switching To An Individual Coverage HRA Means For Employees

When an employer offers a group health plan, all enrolled employees are placed under a single, uniform policy. Everyone has the same benefits, cost-sharing structure—including deductibles and ... Read More

Individual Health Insurance vs Group Health Insurance Plans

Aspect: Group Health Insurance: Individual Health Insurance: Eligibility: Must be a member of the group (e.g., employee). Anyone over 18 can purchase. Premium Cost ... Read More

Guide to Group Health Insurance - ValuePenguin

A group health plan is most commonly a medical insurance policy an employer offers its employees. The plans are usually the cheapest insurance options if you have access to them. Federal law requires ... Read More

Key Benefits of Choosing Individual Health Insurance over Family Floater Plans - MSN

4. Customised Benefits. Individual health insurance policies can be tailored to meet the specific healthcare needs of the policyholder. You can choose add-ons like critical illness cover ... Read More

Private Health Insurance for Individuals and Families

You can buy individual health insurance plans with a range of coverage options and benefits. These plans cover one person. Family health insurance plans work the same way as individual plans, except ... Read More