Small employers flocking to self-funding

When Ernie Clevenger suggested his company, CareHere, move to self-funded health insurance, there were a few people, including the firm’s chief financial officer, who had their reservations. “[The CFO ... Read More

Health care costs are soaring. Blame insurers, drug companies — and your employer

Some 154 million people in the United States get health care through their employer — and for many, their costs are about to go way up. Read More

Benefits of self-funded health plans

Due to the economic recession and the potential for increased health insurance costs brought about by health care reform, many employers are beginning to view self-funded health care plans as a more ... Read More

Sola launches in growing employer self-funded health plan market

Goodroot, which represents numerous companies, has announced the launch of Sola Health, which offers self-funded health plans to employers. While Sola serves groups of all sizes, their primary focus ... Read More

Employer Self-Funded Health Insurance Is Taking Us In The Wrong Direction

The 2020 Kaiser Family Foundation Survey of Employer Health Benefits reports that 67 percent of employed, insured workers are covered under self-insured, or self-funded, arrangements. Under these ... Read More

Employer health-care costs expected to hit a milestone in 2026 — and not a good one

Rising health-care costs have been far outpacing inflation, according to a Mercer survey of businesses, with health-benefit costs rising 5.8% in 2025, up from 4.5% in 2024. The cost of speciality ... Read More

Third-Party Administrators – The Middlemen Of Self-Funded Health Insurance

This article is the latest in the Health Affairs Forefront series, Provider Prices in the Commercial Sector, featuring analysis and discussion of physician, hospital, and other health care provider ... Read More

Three health insurance trends happening now: Self-funded insurance and other news

Exactly what the health insurance market will eventually look like under health reform is still anyone's guess. However, here are three trends that could indicate how the system will shake out: 1. Read More

Health Insurance Costs Are Squeezing Workers and Employers

As premiums rise faster than wages, workers face greater cost sharing, leaving some underinsured. This report discusses the trends in the availability and affordability of ESI over the past decade and ... Read More

Self-Funded Employer Health Plans: Benefits, Pitfalls and Strategies

This column will focus primarily on self-funded plans, the types of disputes that often arise relating to these plans, and suggestions for avoiding or resolving these disputes. (L-R)Edward T. Kang and ... Read More