Does Long-Term-Care Insurance Add Up?

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ... Read More

What Is Long-Term Care Insurance and Is It Worth It?

Long-term care insurance can help by covering some of the medical and support services that people with degenerative conditions, cognitive disorders or other long-term illnesses will need. Learn More: ... Read More

Genworth plans to re-launch long-term care insurance

Henrico County-based Genworth Financial thinks it's found a way to help people finance long-term care that will avoid the regular doubleand triple-digit premium rate increases for policies that ... Read More

Genworth plans major move in fraught long-term care insurance market

Henrico County-based Genworth Financial thinks it's found a way to help people finance long-term care that will avoid the regular double- and triple-digit premium rate increases for policies that ... Read More

Health in the Golden Years: How Medicare isn't the free ride you've been dreaming of

Medicare doesn't cover all senior healthcare costs and lacks some services found in employer-sponsored plans. Most people are automatically enrolled in Parts A and B upon turning 65 if they receive ... Read More

The Shocking Truth About Health Care Savings for Retirement—And What You Can Do Now

Most Americans underestimate how much health care will cost in retirement. Here’s what the numbers really show—and why experts say too few people are prepared. Read More

Does Medicare Pay for Nursing Homes?

When the time comes to transition to nursing home care, figuring out how to pay for it is often a primary concern for families. Many people mistakenly believe Medicare will cover the entire cost ... Read More

Amherst man's long-term care insurance could rise 257% by 2028. He's not the only one

When Lawrence Howard received the annual bill for his long-term care insurance policy in the spring, the Amherst resident had to give it a second look because he couldn’t believe what it said. The ... Read More

Long-Term Care Insurance and Medicaid

The demographic shift toward an aging population has thrust the coordination of long-term care insurance and Medicaid benefits into the spotlight of elder law practice. For practitioners advising ... Read More