Health Insurance News I Was Quoted $2,000 Per Year For Long Term Care Insurance Is That Too Much

Is $2,000 Annually Too Much for Long-Term Care Insurance?

Long-term care insurance is an important way to mitigate risk in retirement. Unexpected health issues and the related costs can take over a retiree’s financial life if they don’t have a plan to pay ... Read More

Why long-term care should be included in financial planning

Whether an employee is reaching retirement age or acting as a caregiver for aging loved ones, planning for potential long-term needs is best done early. Read More

Is long-term care insurance worth getting this fall?

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ... Read More

Savvy Senior: Is long-term care insurance worth it?

There are two key factors you need to consider that can help you determine if purchasing a long-term care (LTC) insurance policy is a smart decision for you and your husband. One factor is your ... Read More

Getting to Know Long-Term Care Insurance

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ... Read More

I'm a Financial Planner: Here Are Some Long-Term Care Insurance Tips for Every Age

Few things can disrupt a retirement like the need for long-term care. Long-term care comes into play when you need help with daily living activities such as bathing, eating or dressing. The cost of ... Read More

Does Long-Term-Care Insurance Add Up?

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ... Read More

How Much Should You Budget for Long-Term Care?

Many older adults have concluded that they’re better off covering long-term care expenses out of their own pockets if they end up needing it. Years of rising premiums on long-term care insurance, ... Read More

I'm 68 and Paying $600 a Month for Long-Term Care Insurance. Is That Reasonable?

Imagine that you’re 68 years old and have a long-term care insurance policy in place that will help you pay for this all-important type of care later in life. You pay $600 per month in premiums and ... Read More

A Financial Professional's Take on Long-Term Care Insurance: Buy or Not?

Americans have a good chance of living well into old age these days, which is something to cheer about. But it also raises serious concerns for those who haven't planned for the possibility of ... Read More

Exclusive: Americans waiting for Obamacare subsidies delay or drop health insurance

Officials from several U.S. states say Americans relying on subsidies to afford Obamacare health insurance are holding off on enrolling as they face 2026 premium hikes that could more than double, ... Read More

Long-Term Care Insurance

Medicare and other health care policies do not cover long-term care. According to the American Health Care Association, costs of services provided by a nursing facility can exceed $50,000 a year. Read More