Health Insurance News Why Are Cash Prices Lower Than Health Insurance Negotiated Prices

Is it cheaper to pay for medical care without health insurance?

Hospitals or clinics may offer cash-only discounts to people who pay without insurance. But experts warn that health care isn't the place to bargain for the best deal. Read More

Why the ACA needs young people — and the looming 'death spiral' for health insurance

Young and healthy people who get Affordable Care Act health insurance are thinking about dropping coverage next year, as the government remains shutdown over health care tax credits. Read More

What to know as the annual sign-up window for health insurance arrives

Higher prices, less help and a government shutdown hang over health insurance markets as shoppers start looking for coverage this week. Read More

Your Health Insurance Bill May Surge Again in 2026. Here’s Why Costs Keep Rising

Premiums for family health insurance plans rose in 2025 and with health services and drug costs expected to rise next year, many workers will likely have to pay more for their insurance in 2026. Read More

Why Obamacare Bills May Double Next Year

Extensive subsidies that reduce premium costs for millions are set to expire, unless Congress extends them. Julie Morringello, a self-employed artist, in her studio in Stonington, Maine. She currently ... Read More

A family health insurance plan now costs nearly $27,000. Why is insurance so expensive?

A KFF survey found the average family health insurance plans offered through the workplace now cost nearly $27,000. Read More

Health Insurance Premiums Could Rise More Than 80% Next Year

Americans' health insurance premiums are on track to surge next year, due to the imminent expiration of enhanced Affordable Care Act (ACA) tax credits introduced in response to the COVID-19 pandemic. Read More

Health insurance costs set to jump 6 to 7% during open enrollment

Workers face 6-7% health insurance cost increases during open enrollment, with single coverage reaching $2,400 and family plans $8,900 annually. Read More

Your health insurance costs are rising at the highest level since 2010. Here's why.

Working-age Americans who get health insurance through their jobs will soon confront an unpleasant fact – the largest health insurance rate increases since 2010. A survey of more than 1,700 employers ... Read More