Health Insurance News Long Term Disability Insurance What Is It How Does It Work

Long-term care: What is it, how does it work and how can you plan to pay for it?

In my 34 years of advising retirees and those transitioning into retirement, I have not seen a stock market drop cause anyone with a properly managed and diversified portfolio and reasonable spending ... Read More

Choosing long-term care insurance: AI’s take vs. a real expert’s

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by ... Read More

How Long Short-Term Disability Lasts and How to Apply

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ... Read More

Does Long-Term Care Cover Assisted Living and Other Senior Living Expenses?

For Laurie Craigen, the realities of senior medical costs hit hard when her grandmother needed hospice care. "It was a stressful time for the family because we were trying to figure out how to ... Read More

Does Long-Term-Care Insurance Add Up?

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ... Read More

5 Reasons the Middle Class Isn’t Planning for Long-Term Care Insurance

When it comes to talking about healthcare, particularly for those who are younger in age, financial planning for long-term care may not be on the radar. Read More

Medical Conditions and Illnesses that Qualify for Short-Term Disability

Short-term disability is benefit that gives you temporary income, lasting from several weeks to several months, in the event you are unable to work due to an illness or injury. In the United States, ... Read More