Health Insurance News Long Term Disability Insurance What Is It How Does It Work

Medicaid vs. Long-Term Care Insurance: What You Need to Know

Compare Medicaid and long-term care insurance to determine the best coverage for your needs. Understand key differences in benefits, flexibility, and cost. Read More

How Long Short-Term Disability Lasts and How to Apply

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ... Read More

Long-term care: What is it, how does it work and how can you plan to pay for it?

In my 34 years of advising retirees and those transitioning into retirement, I have not seen a stock market drop cause anyone with a properly managed and diversified portfolio and reasonable spending ... Read More

Does Long-Term Care Insurance Cover Home Health Care?

Do long-term care (LTC) insurance policies cover medical and non-medical in-home care? Yes, they do. But make sure you read the actual fine print. Not every long-term care insurance policy covers ... Read More

Is long-term care insurance worth getting this fall?

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ... Read More

What disability income insurance might be, plus how to choose one

Learn about disability income insurance, including the types, key features, and factors affecting premiums. Discover how to choose and the claims process. Read More

Choosing long-term care insurance: AI’s take vs. a real expert’s

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line. Read More

Understanding Elimination Periods in Disability Insurance Policies

Learn about elimination periods in disability insurance, their impact on policyholders, and how they affect premiums and benefit payments. Read More

Medical Conditions and Illnesses that Qualify for Short-Term Disability

Short-term disability is benefit that gives you temporary income, lasting from several weeks to several months, in the event you are unable to work due to an illness or injury. In the United States, ... Read More

What Do I Do If I Lose My Health Insurance?

If you lose your health insurance, there are a few options for quickly getting coverage again depending on your situation. Your options for preventing gaps in health insurance coverage include ... Read More

What Is Long-Term Care Insurance and Is It Worth It?

Long-term care insurance can help by covering some of the medical and support services that people with degenerative conditions, cognitive disorders or other long-term illnesses will need. Learn More: ... Read More