Health Insurance News Long Term Disability Insurance What Is It How Does It Work

Long-term care: What is it, how does it work and how can you plan to pay for it?

In my 34 years of advising retirees and those transitioning into retirement, I have not seen a stock market drop cause anyone with a properly managed and diversified portfolio and reasonable spending ... Read More

How Long Short-Term Disability Lasts and How to Apply

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ... Read More

What Women 50+ Need to Know About Long-Term Care Insurance

For decades we've been told to plan for retirement, with experts advising setting aside money so you can enjoy your golden years. But what about your health and healthcare? That's where long-term care ... Read More

Savvy Senior: Is long-term care insurance worth it?

There are two key factors you need to consider that can help you determine if purchasing a long-term care (LTC) insurance policy is a smart decision for you and your husband. One factor is your ... Read More

I'm in my 70s and need long-term care insurance. Is it hopeless at my age?

According to the American Association for Long-Term Care Insurance, your chances of being denied long-term care insurance rise with age. In 2019, 44% of applicants aged 70 to 74 were denied, and 51.5% ... Read More

Is long-term care insurance worth getting this fall?

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ... Read More

Does Long-Term-Care Insurance Add Up?

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ... Read More

Genworth plans to re-launch long-term care insurance

Henrico County-based Genworth Financial thinks it's found a way to help people finance long-term care that will avoid the regular doubleand triple-digit premium rate increases for policies that ... Read More

Medical Conditions and Illnesses that Qualify for Short-Term Disability

Short-term disability is benefit that gives you temporary income, lasting from several weeks to several months, in the event you are unable to work due to an illness or injury. In the United States, ... Read More

FAQ: Tax Benefits of Long-Term Care Insurance

FAQ: Tax Benefits of Long-Term Care Insurance. By Russ Banham. There are significant federal tax benefits in purchasing long-term care insurance, but like everything else in life ... Read More

Short and Long Term Disability

Short-Term Disability Insurance (STD) replaces a portion of your pay if you cannot work due to an illness or injury. The STD plan pays a benefit to replace 66.67% of your pre-disability income. Read More