Health Insurance News Health Insurance Companies And Claim Settlement Ratio

Why high health insurance claim settlement ratios can be misleading

Health insurance claim settlement ratios often look impressive but hide critical details about payouts, delays, and deductions. In this special report, we decode what the number really means for ... Read More

Health insurance claims jump 21% in FY25, but settlements lag

Irdai flags growing gap between health claims and payouts; incurred claims ratio lowest in the case of standalone health insurers ... Read More

Six simple ratios to check before buying any insurance policy

What they rarely check is the strength and behaviour of the insurer itself. That part is buried in IRDAI disclosures and annual reports, but it matters just as much as the brochure. A handful of key ... Read More

How Health Insurance Monopolies Affect Your Care

MOBILE, ALA.—Not long ago, Dr. Richard Menger, a neurosurgeon, was ready to operate on a 16-year-old with complex scoliosis. A team of doctors had spent months preparing for the surgery, consulting ... Read More

First-time health insurance buyer? 7 smart tips to choose the right policy and avoid costly regrets

A single medical emergency can wipe out years of savings and might even push you into debt if you don’t have a health insurance policy. But picking a solid, comprehensive health insurance policy these ... Read More

Spiraling health insurance costs stymie members of US Senate panel

WASHINGTON— U.S. senators began debating how to reduce health care costs for Americans during a hearing Wednesday, where experts' varied recommendations and comments from lawmakers previewed the rocky ... Read More