Health Insurance News What Are High Deductible Health Insurance Plans, And When Do They Make Sense

Republicans push high deductible plans and health savings accounts

A Republican call to give Americans cash instead of health insurance subsidies revives an old idea that has left millions with medical debt. Read More

Should you choose a high-deductible health plan? What to know about the pros and cons

GoodRx reports that high-deductible health plans (HDHPs) feature lower premiums but higher out-of-pocket costs, ideal for healthy individuals. Read More

Out-of-pocket pain from high-deductible plans means skimping on care

But the policy at his current job carries an annual deductible of $4,000, which he must pay out-of-pocket for his family’s care until he reaches that amount each year. “Now everything is full ... Read More

Consumer Reports investigates high deductible insurance

If you're eligible for health coverage with your employer, your options are what they offer. 7 on Your Side's Michael Finney has partnered up with consumer reports to find out what to consider if they ... Read More

82% of high-deductible health plan members feel they make more informed health decisions

82% of high-deductible health plan members feel they make more informed health decisions Eighty-two percent of high-deductible health plan members feel managing their healthcare spending account helps ... Read More

Health-insurance costs are soaring. Ask yourself these questions before switching to a cheaper plan with a bigger deductible.

Healthcare.gov open enrollment begins Nov. 1. Many Americans may turn to high-deductible plans this year. High-deductible health plans can seem like an attractive option for health-insurance shoppers ... Read More

Gap insurance for healthcare? Look for more of it in 2025

Gap insurance is supplemental health coverage paired with a high-deductible major medical plan. The goal is to help employees cover out-of-pocket expenses. Read More

Trump Admin Opens Door to High-Deductible Catastrophic Health Plans—Here's Who Should (and Shouldn't) Apply

Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, including roles at Bankrate, CreditCards.com, and Policygenius. Her work ... Read More

'A horrible idea': Trump officials are pushing this cheaper health insurance plan as a replacement for Obamacare, but it comes with 1 big catch

Short-term insurance plans are typically cheaper than ACA coverage, costing about half as much as a plan sold on state-run marketplaces created by Obamacare. As The Washington Post notes, a ... Read More

A family health insurance plan now costs nearly $27,000. Why is insurance so expensive?

If it seems like your health insurance bill is rising faster than your paycheck, you're not mistaken. The average cost for a family health insurance plan offered through the workplace was $26,993 in ... Read More

Health-insurance costs are soaring. Ask yourself these questions before switching to a cheaper plan with a bigger deductible.

As open enrollment for 2026 health-insurance plans begins Nov. 1, millions of Americans are bracing for premium hikes. Health insurers that sell policies on the Affordable Care Act marketplace, also ... Read More