Health Insurance News What Are High Deductible Health Insurance Plans, And When Do They Make Sense

Republicans push high deductible plans and health savings accounts

A Republican call to give Americans cash instead of health insurance subsidies revives an old idea that has left millions with medical debt. Read More

Should you choose a high-deductible health plan? What to know about the pros and cons

GoodRx reports that high-deductible health plans (HDHPs) feature lower premiums but higher out-of-pocket costs, ideal for healthy individuals. Read More

82% of high-deductible health plan members feel they make more informed health decisions

82% of high-deductible health plan members feel they make more informed health decisions Eighty-two percent of high-deductible health plan members feel managing their healthcare spending account helps ... Read More

Out-of-pocket pain from high-deductible plans means skimping on care

High-deductible health insurance plans are increasingly common, and many more enrollees will likely need to choose such plans for the coming year. For those with chronic conditions like diabetes, the ... Read More

Republicans Pushing High Deductible Insurance Plans As Deadline To Extend Tax Credits Nears

GOP lawmakers are reluctant to extend tax credits for health insurance under the ACA but pushing for higher deducible plans ... Read More

Health-insurance costs are soaring. Ask yourself these questions before switching to a cheaper plan with a bigger deductible.

Healthcare.gov open enrollment begins Nov. 1. Many Americans may turn to high-deductible plans this year. High-deductible health plans can seem like an attractive option for health-insurance shoppers ... Read More

Trump Admin Opens Door to High-Deductible Catastrophic Health Plans—Here's Who Should (and Shouldn't) Apply

Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, including roles at Bankrate, CreditCards.com, and Policygenius. Her work ... Read More

Gap insurance for healthcare? Look for more of it in 2025

Gap insurance is supplemental health coverage paired with a high-deductible major medical plan. The goal is to help employees cover out-of-pocket expenses. Read More

Analysis: High-deductible health plans broke the US health insurance system

Thirty-nine percent of large employers today offer their staff only high-deductible health plans, according to a survey by the National Business Group on Health. Representing a 7 percent increase from ... Read More

'A horrible idea': Trump officials are pushing this cheaper health insurance plan as a replacement for Obamacare, but it comes with 1 big catch

Short-term insurance plans are typically cheaper than ACA coverage, costing about half as much as a plan sold on state-run marketplaces created by Obamacare. As The Washington Post notes, a ... Read More