Health Insurance News What Are High Deductible Health Insurance Plans, And When Do They Make Sense

Should you choose a high-deductible health plan? What to know about the pros and cons

With the enhanced Affordable Care Act (ACA) premium tax credits set to expire soon, many people could see their marketplace plan premiums rise in 2026. As a result, some may consider switching to a ... Read More

Out-of-pocket pain from high-deductible plans means skimping on care

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82% of high-deductible health plan members feel they make more informed health decisions

82% of high-deductible health plan members feel they make more informed health decisions Eighty-two percent of high-deductible health plan members feel managing their healthcare spending account helps ... Read More

Trump's idea for health accounts has been tried. Millions of patients have ended up in debt

Republicans say pairing high-deductible insurance plans with health saving accounts empowers patients to lower costs. Critics say it's a failed strategy. Read More

Worried about health insurance costs? There may be cheaper options — but with trade-offs

For instance, even without congressional intervention, subsidies will not go away entirely. They will be smaller, though, and there is an upper income limit — a cutoff for households earning more than ... Read More

Trump Admin Opens Door to High-Deductible Catastrophic Health Plans—Here's Who Should (and Shouldn't) Apply

Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, including roles at Bankrate, CreditCards.com, and Policygenius. Her work ... Read More

'A horrible idea': Trump officials are pushing this cheaper health insurance plan as a replacement for Obamacare, but it comes with 1 big catch

Short-term insurance plans are typically cheaper than ACA coverage, costing about half as much as a plan sold on state-run marketplaces created by Obamacare. As The Washington Post notes, a ... Read More

Health-insurance costs are soaring. Ask yourself these questions before switching to a cheaper plan with a bigger deductible.

Healthcare.gov open enrollment begins Nov. 1. Many Americans may turn to high-deductible plans this year. High-deductible health plans can seem like an attractive option for health-insurance shoppers ... Read More

Republicans push high deductible plans and health savings accounts

Sarah Monroe once had a relatively comfortable middle-class life. She and her family lived in a neatly landscaped neighborhood near Cleveland. They had a six-figure income and health insurance through ... Read More

Private health insurance costs are going up. A complete guide to your coverage options

Private health insurance premiums will be going up in 2026 – in some cases, by a lot. Congressional Democrats and Republicans remain deadlocked on health care reform, following disagreements over ... Read More

Out-of-Pocket Pain From High-Deductible Plans Means Skimping on Care

David Garza sometimes feels as if he doesn't have health insurance now that he pays so much to treat his Type 2 diabetes. His monthly premium payment of $435 for family coverage is roughly the same as ... Read More