Health Insurance News What Are High Deductible Health Insurance Plans, And When Do They Make Sense

Trump Admin Opens Door to High-Deductible Catastrophic Health Plans—Here's Who Should (and Shouldn't) Apply

Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, including roles at Bankrate, CreditCards.com, and Policygenius. Her work ... Read More

Republicans push high deductible plans and health savings accounts

A Republican call to give Americans cash instead of health insurance subsidies revives an old idea that has left millions with medical debt. Read More

Health-insurance costs are soaring. Ask yourself these questions before switching to a cheaper plan with a bigger deductible.

Healthcare.gov open enrollment begins Nov. 1. Many Americans may turn to high-deductible plans this year. High-deductible health plans can seem like an attractive option for health-insurance shoppers ... Read More

Should you choose a high-deductible health plan? What to know about the pros and cons

With the enhanced Affordable Care Act (ACA) premium tax credits set to expire soon, many people could see their marketplace plan premiums rise in 2026. As a result, some may consider switching to a ... Read More

Out-of-pocket pain from high-deductible plans means skimping on care

But the policy at his current job carries an annual deductible of $4,000, which he must pay out-of-pocket for his family’s care until he reaches that amount each year. “Now everything is full ... Read More

82% of high-deductible health plan members feel they make more informed health decisions

82% of high-deductible health plan members feel they make more informed health decisions Eighty-two percent of high-deductible health plan members feel managing their healthcare spending account helps ... Read More

Gap insurance for healthcare? Look for more of it in 2025

Gap insurance is supplemental health coverage paired with a high-deductible major medical plan. The goal is to help employees cover out-of-pocket expenses. Read More

Private health insurance costs are going up: A complete guide to coverage options

If the enhanced credits currently available to Affordable Care Act (ACA) Marketplace enrollees are allowed to expire for 2026, the Urban Foundation predicts that 7.3 million people will lose their ... Read More

Health vs. Dental Insurance: Coverage, Costs, and Key Differences

Health insurance costs more but covers more for medical issues, while dental insurance is cheaper but doesn’t cover as many costs. Find out more about how these coverages compare. Read More

Republicans push high deductible plans and health savings accounts

Sarah Monroe once had a relatively comfortable middle-class life. She and her family lived in a neatly landscaped neighborhood near Cleveland. They had a six-figure income and health insurance through ... Read More

Out-of-pocket pain from high-deductible plans means skimping on care

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