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ACES Q1 2025 Mortgage QC Industry Trends Report reveals early signs of loan quality risk amidst mounting market pressures
The overall critical defect rate rose 12.93% to 1.31%, ending a two-quarter improvement streak. Income/Employment defects increased 42.5%, reclaiming the top spot at 22.99% of all critical defects. Read More
Income eligibility defects drive mortgage quality decline
Loan quality risks amid ongoing mortgage market challenges are continuing to emerge, according to the newest QC Industry Trends Report from ACES Quality Management, which tracks post-closing quality ... Read More
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