Newswire Critical Defect Rate Rises To 1 58 , Per Aces Mortgage Qc Industry Trends Report
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ACES Q2 2025 Mortgage QC Industry Trends Report shows modest rise in critical defect rate as refinance complexity tests loan quality
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Mortgage defects are growing in prominence
The mortgage critical defect rate rose from 1.31% to 1.51% in Q2 2025, driven by collateral and eligibility defects. The refinance defect share increased amid more cash-out transactions. AI Summary ... Read More
Income eligibility defects drive mortgage quality decline
Loan quality risks amid ongoing mortgage market challenges are continuing to emerge, according to the newest QC Industry Trends Report from ACES Quality Management, which tracks post-closing quality ... Read More
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