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PLANO, Texas, March 11, 2025 (SEND2PRESS NEWSWIRE) -- Optimal Blue today released its February 2025 Market Advantage mortgage data report, showing a 7% month-over-month increase in mortgage lock volume driven primarily by a surge in refinance activity. Rate-and-term refinances saw the biggest jump, rising nearly 40% as homeowners seized the opportunity to lower their monthly payments. Cash-out refinances also edged higher, while purchase lock activity remained subdued for the second consecutive month.
Newswire: 40% Jump in Rate-and-Term Refis Drives Overall Lock Growth as Purchase Activity Stalls


Posted: 2025-03-11 10:00:18

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Optimal Blue reports 40% jump for rate-and-term refis. Purchase lock counts, which control for home-price appreciation, were down 9% on an annual basis. March 11, 2025, 6:00am by Sarah Wolak.

40% Jump in Rate-and-Term Refis Drives Overall Lock Growth as Purchase Activity Stalls

Mon, 10 Mar 2025 17:00:00 GMT
PLANO, Texas, March 11, 2025 -- Optimal Blue today released its February 2025 Market Advantage mortgage data report, showing a 7% month-over-month increase in mortgage lock volume driven primarily ...

40% Jump in Rate-and-Term Refis Drives Overall Lock Growth as Purchase Activity Stalls

Mon, 10 Mar 2025 17:00:00 GMT
- Optimal Blue's February 2025 Market Advantage report indicates stabilizing conforming loan share amid refinance growth and sluggish purchase activity - ...

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