How to open a certificate of deposit (CD)

Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. If you want a guaranteed return ... Read More

What Is the Typical Minimum Balance on a Certificate of Deposit?

Interest rates on certificates of deposit are pretty attractive right now, but how much you earn depends on your balance. Your balance usually is the amount you deposit to open a CD because most don’t ... Read More

How do certificates of deposit work? Understanding CDs — including 7 types for boosting your savings

The Federal Reserve Chair just dropped a big hint about rate cuts. During a speech at Jackson Hole on Friday, Jerome Powell suggested that the bank may begin lowering its benchmark rate soon. When the ... Read More

‘Yields on these products could drop very soon.’ This 6-month CD promises 4.59% — plus 9 more of the best APYs of September 2025

At 4.40% APY, the 6-month CD at Marcus by Goldman Sachs promises one of the best, and most accessible, options this month. That’s because there are no membership requirements and it only takes $500 to ... Read More

Should you open multiple CDs or a jumbo CD account? Experts weigh in

Some traditional CD accounts and jumbo CD accounts offer an attractive annual percentage yield (APY) of around 4.50% or higher. While you can maximize your returns with these higher yields now, change ... Read More

How to Open a Certificate of Deposit (CD) Account

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you looking to open ... Read More