Home equity loan rates inch higher, while HELOCs fall back to 3-month lows

Both HELOC and home equity loan rates have declined substantially from their 2024 highs, although HELOC rates have rebounded somewhat from this spring, when they were under 8 percent. Read More

$100,000 home equity loan vs. $100,000 HELOC: Which will be cheaper after a September rate cut?

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read More

MBA: Home equity debt rose 10% in 2024 — signaling it as a ‘product of choice’

Total originations of open-ended home equity lines of credit (HELOCs) and closed-end home equity loans increased in 2024 by 7.2% from the previous year, when comparing originators that reported in ... Read More

Home equity rates dip as hopes of a Fed September slash strengthen

Shaking off their early-summer paralysis, home equity interest rates declined again, across the board this week. The average rate on a $30,000 home equity line of credit (HELOC) fell one basis point ... Read More

Mortgage Rates Today: September 11, 2025 – Rates Fall

The current average mortgage rate on a 30-year fixed mortgage is 6.25%, compared to 6.45% a week earlier, according to the Mortgage Research Center. For borrowers who want a shorter mortgage, the ... Read More

$100,000 home equity loan vs. $100,000 HELOC: Which will be cheaper after a September rate cut?

With the average home equity level around $300,000 now and with the total amount of borrowable home equity reaching yet another new record level this week, homeowners in need of a large amount of ... Read More