Product Review Some Homeowners Are Refinancing Their Mortgages At Higher Rates Here S Why

The Race to Refinance Makes Mortgages More Expensive for Everyone Else

Now, Americans are jumping on opportunities to refinance and save money on their monthly mortgage payments. But what is the market going to make them pay for that privilege?The recent decrease in ... Read More

Homebuyers are entering into riskier loans with the hope mortgage rates are going to eventually fall. Will the gamble be worth it?

A round 10% of purchase-mortgage applications submitted during the week ending October 3, 2025, were for adjustable-rate mortgages (ARMs) — the highest level since 2023, according to Mortgage Bankers ... Read More

Falling Mortgage Rates Are a Boon for Home Sales – NAR

Mortgage rates drifted slightly lower this week, according to U.S. News data. This presents a golden opportunity for holiday home shoppers. Read More

Should You Refinance When Mortgage Rates Are Falling? A Homeowner’s Guide

Should you refinance when mortgage rates are falling? Learn how lower rates affect payments, equity, loan terms, and long‑term financial strategy. Read More

Plunging mortgage rates are spurring homeowners to refinance. Here’s how to know if you should too.

Mortgage rates plummeted to the lowest level in over a year ahead of an anticipated interest-rate cut by the Federal Reserve. Homeowners and home buyers are rushing to seize the moment. The 30-year ... Read More

Over 4M Homeowners Could Refinance as Mortgage Rates Stabilize

"The recent easing in mortgage rates has begun to open the refinance window for many borrowers, particularly those who originated loans in the past two years," says Andy Walden, head of mortgage and ... Read More

Refinancing jumped 111% from a year ago — but does it make sense for you right now? We asked 13 pros

And as rates decline, refinancing activity rises: Refinance applications rose 111% compared to the same week last year, according to the latest Mortgage Bankers Association’s weekly application survey ... Read More

With Mortgage Rates Declining, Should You Refinance?

More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider. Read More

Here's How Much You Can Save by Refinancing Your Mortgage When Rates Drop 1 Point

When mortgage rates drop even one single percentage point, a refinance may help you see a noticeable difference in your monthly payment and total loan costs. Read More

Could mortgage interest rates fall before the Fed's October meeting? Here's what to consider.

For homebuyers and current owners looking to refinance, October 29 can't come fast enough. That's when the Federal Reserve is set to conclude its next two-day meeting and, with it, issue another ... Read More

Current Mortgage Refinance Rates: November 19, 2025 – Rates Increase

The rate on a 30-year fixed refinance rose to 6.43% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.43%. For 20-year mortgage refinances, ... Read More

Homeowners looking to refinance as mortgage rates hit lowest point in a month

More homeowners are jumping to refinance with mortgage rates hitting their lowest point in a month. Demand is up 81% from last year, according to the Mortgage Bankers Association’s seasonally adjusted ... Read More