Product Review Some Homeowners Are Refinancing Their Mortgages At Higher Rates Here S Why

HELOCs vs. cash-out refinancing: Which one will be better in 2026? What experts say

Both can tap your home's equity, but one could cost you a lot more than the other when the new year rolls around. Read More

Current Mortgage Refinance Rates: December 26, 2025 – Rates Remain Unchanged

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.37%. For 20-year mortgage refinances, the average rate is 6.04%. Related: Compare Current Refinance Rates 30 ... Read More

What is the mortgage refinance rate forecast for 2026? Here's what some experts expect.

Interest rates have certainly cooled in the last year, thanks to a changing economic environment and multiple Federal Reserve rate cuts, and that relief has trickled down to mortgage rates. The dip in ... Read More

Today’s Mortgage Refinance Rates: December 24, 2025 – Rates Rise

The rate on a 30-year fixed refinance increased to 6.33% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.38%. For 20-year mortgage ... Read More

Best Mortgage Refinance Rates - December 22, 2025

Compare today’s best mortgage refinance rates, compiled from hundreds of loan offers and analyzed by Investopedia’s mortgage rate experts. Read More

Refinance now or wait? The 1 question most homeowners miss

Mortgage rates have zigzagged enough in the past few years to leave even confident homeowners second-guessing whether to refinance now or sit tight. The decision is rarely about a single number on a ... Read More

Over 4M Homeowners Could Refinance as Mortgage Rates Stabilize

The average 30-year fixed mortgage rate was 6.49% this week, up one basis point from 6.48% one week ago, according to U.S. News data. Interest rates on 15-year mortgages also stayed about the same, ... Read More

The Federal Reserve Cut Rates, But Mortgage Rates Climbed Instead—Here’s What You Need to Know

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ... Read More

Mortgage Rates Today, Tuesday, December 23: A Little Higher

The average interest rate on a 30-year, fixed-rate mortgage rose to 6.01%. This is one basis point higher than yesterday but 12 basis points lower than a week ago. (See our chart below for more ... Read More

Is it time to refinance that mortgage? Here's how to figure it out.

It has been more than three years since the average interest on a 30-year mortgage was below 6 percent, but rates have been trending down all year and are approaching that level once again. Borrowing ... Read More