Product Review Some Homeowners Are Refinancing Their Mortgages At Higher Rates Here S Why

Lower Mortgage Rates Are a Gift for Holiday Homebuyers

Christmas came early for holiday homebuyers in the form of falling mortgage rates, with the 30-year fixed rate about a half-point lower now than it was this time last year. Read More

Can the inflation drop improve mortgage interest rates?

A drop in the inflation rate could prove to be good news for homebuyers and owners hoping to refinance. Here's why. Read More

Should you refinance your mortgage right now? Key signs to watch

Mortgage rates have finally started to wobble instead of marching relentlessly higher, and that has a lot of homeowners wondering if it is time to reset their biggest monthly bill. The right refinance ... Read More

Best Mortgage Refinance Rates - December 19, 2025

Compare today’s best mortgage refinance rates, compiled from hundreds of loan offers and analyzed by Investopedia’s mortgage rate experts. Read More

What is the mortgage refinance rate forecast for 2026? Here's what some experts expect.

In this economic environment, nearly anything could happen. Here's what to expect for mortgage refi rates next year. Read More

Over 4M Homeowners Could Refinance as Mortgage Rates Stabilize

The average 30-year fixed mortgage rate was 6.49% this week, up one basis point from 6.48% one week ago, according to U.S. News data. Interest rates on 15-year mortgages also stayed about the same, ... Read More

Mortgage rates edged higher this week after two weeks of declines

The average 30-year fixed mortgage rate rose slightly to 6.22% this week but remains below both the year-to-date average of 6.62% and the 6.60% rate seen a ... Read More

Today’s Mortgage Refinance Rates: December 18, 2025 – Rates Decline

The rate on a 30-year fixed refinance dropped to 6.28% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.34%. On a 20-year mortgage refinance, the ... Read More

Plunging mortgage rates are spurring homeowners to refinance. Here’s how to know if you should too.

Mortgage rates plummeted to the lowest level in over a year ahead of an anticipated interest-rate cut by the Federal Reserve. Homeowners and home buyers are rushing to seize the moment. The 30-year ... Read More

With Mortgage Rates Declining, Should You Refinance?

More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider. By Tara Siegel Bernard Now that mortgage rates have declined closer to 6 percent, a ... Read More

The Federal Reserve Cut Rates, But Mortgage Rates Climbed Instead—Here’s What You Need to Know

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ... Read More