HELOC and home equity loan rates are flat. Here's what homeowners should do in the interim.

Savvy homeowners can take advantage of the lull in the home equity borrowing climate by making these three moves now. Read More

Best Home Equity Line of Credit (HELOC) Rates for July 2025

If you're planning on tapping into your home equity, our list of competitive HELOC rates can help you find the best deal. Best Home Equity Line of Credit (HELOC) Rates for July 2025 - CNET X ... Read More

Are home equity loans now a better deal than HELOCs?

Homeowners considering tapping their property’s equity can choose between two products: home equity loans and home equity lines of credit (HELOCs). Both have their pros and cons, but lately, the loans ... Read More

No change for HELOC and home equity loan rates this week

Both HELOCs and home equity loans have declined substantially from their highs reached at the beginning of 2024, although they have moved off the lows they achieved this year. Bankrate Chief Financial ... Read More

The latest HELOC rates, and whether a home equity line of credit is ...

A HELOC — which is a revolving line of credit based on the equity someone has in their house — can help a homeowner to fund a wide range of expenses. These include home remodel projects, home ... Read More

Home Equity Line of Credit Interest Rates: Compare Today's Rates - MSN

HELOC rates today have made home equity lines of credit an appealing option for homeowners who want to tap into their home's equity and borrow cash. Story by insider@insider.com (Molly Grace) • 4mo ... Read More

Best Home Equity Line of Credit Lenders for May 2025 - CNET

Home equity loan amounts range from $5,000 to $500,000, while HELOC line amounts range from $50,000 to $500,000. You must have a minimum credit score of 680 and a debt-to-income ratio of 45% or less. Read More

Home equity loan vs. HELOC: Which is better in today's rate environment ...

When a home equity loan may be better. A home equity loan could be your best choice in the following situations: When you want protection from rate increases: Rates are currently paused, but some ... Read More

Best HELOC Rates & Lenders For February 2025 | TIME Stamped

Here’s a look at some of the best HELOC rates for 2024 and how to find the lowest APR on your next home equity line of credit. Our Top Picks for HELOC Lenders Best for locking in fixed rates ... Read More

Home Equity Loan vs. Home Equity Line of Credit (Heloc)

However, over time, if interest rates rise, a Heloc could end up with a higher interest rate than a home equity loan. As of July 2, the average Heloc APR is 8.27%, while a 15-year home equity loan ... Read More

Best Home Equity Line of Credit (HELOC) Rates of July 2025 - Newsweek

A home equity line of credit, or HELOC, is a revolving line of credit that’s secured by your property. Lenders usually let you borrow up to 90% of your home’s current value, minus the balance ... Read More