Product Review Lower Your Mortgage Rate By 1 Or More With These Housing Hacks

With the Fed’s latest rate cut, these mortgage lenders can fuel your refinance plans

With the Fed’s third rate cut this year, refinancing your mortgage at a 0.50% lower rate can save you over $40,000. Here are the best lenders to choose from. Read More

Have lower mortgage rates already changed the housing market?

Mortgage rates recently dipped close to 6% just before the Fed's rate cut announcement, briefly energizing the housing market before ticking slightly upward. But even this short-term drop has already ... Read More

What Third Federal Interest Rate Cut Means for Your Mortgage

The latest cut brings the target federal funds rate to a range between 3.5 percent and 3.75 percent, the lowest level in three years. This rate affects many consumer lending and savings rates ... Read More

Lower mortgage rates are impacting housing demand more noticeably now

Have lower mortgage rates finally boosted the weekly purchase application data? Mortgage rates are at 6.29% today following the PPI inflation report. The report, which was expected to show inflation ... Read More

Want a cheaper mortgage rate? These 8 strategies could drop your rate faster than you think

Mortgage refinance rates are shifting fast as lenders react to Treasury moves and Fed signals. Rarely, assumable loans let buyers take over a seller’s low-rate mortgage. Even small improvements in ... Read More

Lower Mortgage Rates Could Heat Up the Housing Market. What Needs to Go Right.

Housing’s third bad year in a row could turn around if mortgage rates decline or continue to hover near 2025 lows. That is a big “if.” The recent drop in 10-year Treasuries, with which mortgage rates ... Read More

Mortgage Rates After the Fed Meeting: Here's What Day 1 Shows

The Federal Reserve cut interest rates a quarter point this week, but mortgage rates often move on their own. Here’s how they’ve reacted in the early aftermath. Read More

Lower mortgage rates are here, thanks to Wall Street bond investors

As anyone who’s shopped for a mortgage recently can confirm, high rates are no fun. But in recent weeks, borrowers have caught a break from an unlikely source: investors who buy mortgage bonds. Wall ... Read More

3 ways falling mortgage rates could impact the housing market (and homebuyers)

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Still, the effects of falling mortgage rates reach far beyond individual ... Read More

Will lower mortgage rates spark “feeding frenzy” in Chicago?

Chicago’s housing market could see a “feeding frenzy” next year if mortgage rates continue to slide off the Fed’s easing interest rates, but where rates and the market are going is uncertain. Mortgage ... Read More

‘A great time to negotiate for lower prices.’ 6 pros on what the housing market – and mortgage rates – will look like for buyers this month

Though rates for 30-year fixed mortgages ticked up slightly this week, they remain well below where things have been over the past year. “The last few months have brought lower rates and as indicated ... Read More

Falling Mortgage Rates Further Reduce Demand In The Housing Market (Not So Paradoxically)

For the fourth week in a row, applications for mortgages to purchase a home fell, despite declining mortgage rates, and hit the lowest level since the week ended July 30, when mortgage rates were ... Read More