Product Review Refinancing Your Student Loans With A Private Lender Only Makes Sense In This One Situation

Best student loan refinance rates for December 11, 2025: Low as 3.99%

Student loan refinance rates have started to drop again as the Fed cut rates this week. As of December 11, 2025, student loan refinance lenders are offering fixed rates as low as 3.99% APR and ... Read More

Student loans: What refinancing means for loan forgiveness

Specifically, for federal student loans, refinancing throws a wrench into the loan-forgiveness equation. Here's why you'll want to think it through carefully. Read More

Federal vs. private student loans: Which borrowing option makes more sense this fall?

As the new academic year approaches, students and families across the country are scrambling to finalize their college funding plans. Tuition, housing, books and fees can add up quickly, though, so ... Read More

Federal vs. Private Student Loans: Key Differences

Learn about the pros and cons of private and federal student loans. Read More

What Should You Do If You Can’t Refinance Your Student Loans?

The average student loan balance for recent college graduates who borrowed is more than $29,000, according to U.S. News data. If you have a high balance, you may consider refinancing your student ... Read More

7 Best Student Loan Refinancing Companies of September 2025

Qualifications Typical credit score of approved borrowers or co-signers: 760. Loan amounts: $5,000 to $500,000. Must have a degree: No, but must be within six months of graduation and have income or a ... Read More

When should you refinance your student loans? Up-to-date info on the changing landscape

It’s not just the younger generations carrying student loan debt. While baby boomers are less likely to carry an education loan balance, those that do owe the second-highest average balance among the ... Read More

5 best student loan refinance companies: AOL picks for rates, flexibility and finding the best deal

Refinancing your student loans with a private lender can lower your costs and get you out of debt more quickly, but it comes with serious downsides if you have federal loans. With the best lenders, ... Read More

College Ave Student Loans: 2025 Review

Founded in 2014, fintech College Ave has student loans for parents, undergraduates and graduate students, with a range of repayment terms, from full principal and interest while studying to no ... Read More

Why Your Credit Score Is the Key to Successful Student Loan Refinancing

Krystal is a seasoned writer, editor, and content strategist who has spent the last decade developing print and digital financial content for top financial institutions such as Merrill Edge, JPMorgan ... Read More

With the Fed’s latest rate cut, these mortgage lenders can fuel your refinance plans

With the Fed’s third rate cut this year, refinancing your mortgage at a 0.50% lower rate can save you over $40,000. Here are the best lenders to choose from. Read More