Today’s CD Rates for September 17, 2025: Highest APYs Range From 4.25% to 5.00%

One of the biggest factors influencing current CD rates is the federal-funds rate. As the Federal Reserve began cutting its benchmark rate toward the end of 2024, CD rates fell in response. However, ... Read More

CD Rates Today: September 18, 2025 – Earn As Much As 4.94%

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ... Read More

Best CD Rates Today: September 18, 2025 — Earn Up to 5.11% APY

The Fed cut rates for the first time this year. But you can still lock in the best CD rates today — with APYs going up to 5.11% — before more cuts arrive. Read More

CD Rates Today: September 16, 2025 – Rates Down

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ... Read More

Top CD Rates Today, July 25, 2025 — 4 New 4.50%+ Offers Added This Week

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. simonapilolla / Getty Images Below you'll find featured rates available from our ... Read More

Best CD Rates for July 2025

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Senior Editor, Buy Side from WSJ Miranda Marquit is a staff senior personal finance editor ... Read More

As rate cuts potentially loom, would you lock into a CD for 3 years? This CD offers 4.6% — and 9 more of the best 36-month APYs of August 2025

Average yields for certificates of deposit with 36-month terms are down 10 basis points over the past year to just 1.34% APY, according to the latest government data. And looking ahead, more cuts are ... Read More

3 long-term CD moves to make with interest rates paused this August

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read More