Do You Really Need 3 to 6 Months of Emergency Savings?

Personal finance gurus often say that your emergency fund needs enough cash for three months (or more) of expenses. Let's see if that's realistic. Read More

7 signs you’re financially healthy even if you don't feel like it — how many do you have?

2. You have an emergency fund of at least $2,000 You're ... 3. You’re able to meet your spending and savings targets Yang sees this as evidence that you have defined financial goals and a ... Read More

Here's Why I Have Two Separate Emergency Funds

However, your emergency fund is also supposed to be able to cover expenses like home repairs, car repairs, and unplanned medical bills. And if you have enough cash on hand to pay for three months of ... Read More

How Much Should You Save In an Emergency Fund?

If you lose your job, have a medical ... to cover costs. “Emergency funds create a safety net that can keep you afloat in a time of need. Emergencies can and do arise, often at the worst times ... Read More

Do You Need a 12-Month Emergency Fund?

As a general rule, most workers can get away with a three- to six-month emergency fund. If you're retired, a 12-month emergency fund is more appropriate. Consider a 12-month emergency fund if you have ... Read More

Will you have a three-payday May?

For those paid bi-weekly, you will receive 26 paychecks annually (divide the 52 years in a week by two ... you’ll have to wait until November for your next one. Alas, while you do get an ... Read More

A $100,000 salary no longer buys you a middle-class lifestyle. Here’s why it costs so much more now.

We’re definitely not doing what you would think somebody with our income could do with the money,” one six-figure earner said. Read More

Emergency workers respond to hundreds of calls during busy weekend in Nashville

With tens of thousands of people visiting downtown Nashville this weekend, first responders are working hard to keep up with an increased call volume and hard-to-reach emergencies. Read More

How Many Bank Accounts Should I Have?

Commissions do not affect our ... management accounts grant you both check and debit card privileges along with paying interest on your funds. The two accounts have notable differences, so it ... Read More